Fabio
84 lines
5.6 KiB
Markdown
84 lines
5.6 KiB
Markdown
---
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type: "Bill"
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title: "California DREAM Loan Program: limits."
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description: "Existing law establishes the California DREAM Loan Program, which authorizes a student attending a participating campus of the University of California or California State University to receive a loan, referred to as a DREAM loan, if the student satisfies certain requirements. Existing law prohibits a student from borrowing more than $4,000 within a single academic year and more than $40,000 in the aggregate under the program. Existing law prohibits a student enrolled in an undergraduate program from borrowing more than $20,000 as an undergraduate student and prohibits a student enrolled in a graduate program from borrowing more than $20,000 as a graduate student."
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jurisdiction: "us/states/ca"
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legislature: "California Legislature"
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session: "20252026"
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identifier: "AB 681"
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citation: "California AB 681 (20252026)"
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classification: ["bill"]
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subjects: ["CaliforniaDREAMLoanProgram", "limits"]
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status: "enacted"
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primary_sponsors: ["Elhawary"]
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version_count: 4
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action_count: 18
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vote_count: 7
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first_action: "2025-02-14"
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last_action: "2025-10-13"
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source: "openstates"
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source_identifier: "ocd-bill/0544f320-93ca-4b0e-ba6d-b1dc6f4fa3b2"
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source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB681"
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source_hash: "8e43ab0b5704aeb6701986f2c0bdba8eeb1a41086bfdc5de9da0c67084181618"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ca"]
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---
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# California AB 681 (20252026) — California DREAM Loan Program: limits.
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Existing law establishes the California DREAM Loan Program, which authorizes a student attending a participating campus of the University of California or California State University to receive a loan, referred to as a DREAM loan, if the student satisfies certain requirements. Existing law prohibits a student from borrowing more than $4,000 within a single academic year and more than $40,000 in the aggregate under the program. Existing law prohibits a student enrolled in an undergraduate program from borrowing more than $20,000 as an undergraduate student and prohibits a student enrolled in a graduate program from borrowing more than $20,000 as a graduate student.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **02/14/25 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB681&version=20250AB68199INT)
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2. **10/13/25 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB681&version=20250AB68197CHP)
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3. **AB681** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB681)
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4. **09/08/25 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB681&version=20250AB68198ENR)
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## Votes
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- Do pass. — **10–4** (pass) · lower
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- 3rd Reading AB681 Elhawary By Pérez — **30–9** (pass) · upper
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- Do pass and be re-referred to the Committee on [Appropriations] — **8–2** (pass) · lower
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- Do pass, but first be re-referred to the Committee on [Appropriations] — **5–1** (pass) · upper
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- AB 681 Elhawary Assembly Third Reading — **61–10** (pass) · lower
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- Do pass — **5–2** (pass) · upper
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- Placed on suspense file — **7–0** (pass) · upper
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## Sponsors
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- Elhawary — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-02-14** Read first time. To print. `reading-1`
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- **2025-02-15** From printer. May be heard in committee March 17.
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- **2025-03-03** Referred to Com. on HIGHER ED. `referral-committee`
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- **2025-03-19** From committee: Do pass and re-refer to Com. on APPR. (Ayes 8. Noes 2.) (March 18). Re-referred to Com. on APPR. `committee-passage, committee-passage-favorable, referral-committee`
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- **2025-04-09** From committee: Do pass. (Ayes 10. Noes 4.) (April 9). `committee-passage, committee-passage-favorable`
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- **2025-04-10** Read second time. Ordered to third reading. `reading-1, reading-2`
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- **2025-05-05** Read third time. Passed. Ordered to the Senate. (Ayes 61. Noes 10. Page 1419.) `passage, reading-1, reading-3`
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- **2025-05-06** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
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- **2025-05-14** Referred to Com. on ED. `referral-committee`
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- **2025-06-11** From committee: Do pass and re-refer to Com. on APPR. (Ayes 5. Noes 1.) (June 11). Re-referred to Com. on APPR. `committee-passage, committee-passage-favorable, referral-committee`
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- **2025-06-23** In committee: Referred to suspense file. `referral-committee`
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- **2025-08-29** From committee: Do pass. (Ayes 5. Noes 2.) (August 29). `committee-passage, committee-passage-favorable`
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- **2025-08-29** Read second time. Ordered to third reading. `reading-1, reading-2`
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- **2025-09-04** Read third time. Passed. Ordered to the Assembly. (Ayes 30. Noes 9. Page 2516.). `passage, reading-1, reading-3`
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- **2025-09-04** In Assembly. Ordered to Engrossing and Enrolling. `committee-passage`
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- **2025-09-11** Enrolled and presented to the Governor at 4 p.m.
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- **2025-10-13** Approved by the Governor. `executive-signature`
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- **2025-10-13** Chaptered by Secretary of State - Chapter 702, Statutes of 2025. `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/0544f320-93ca-4b0e-ba6d-b1dc6f4fa3b2`. Confidence: reported (aggregated from official California legislature records).
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