Fabio
91 lines
6.5 KiB
Markdown
91 lines
6.5 KiB
Markdown
---
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type: "Bill"
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title: "Consumers: financial protection."
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description: "Existing law, the California Consumer Financial Protection Law (CCFPL) , requires the Department of Financial Protection and Innovation, headed by the Commissioner of Financial Protection and Innovation, to regulate consumer financial products or services under California consumer financial laws. The CCFPL makes it unlawful for a covered person or service provider, as defined, to engage in certain deceptive or abusive acts or practices with respect to consumer financial products or services. The CCFPL exempts from its provisions a person or employee of that person to the extent that person or employee is acting under the authority of certain licenses, certificates, or charters issued by the department, including licensed escrow agents and finance lenders."
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jurisdiction: "us/states/ca"
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legislature: "California Legislature"
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session: "20252026"
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identifier: "SB 825"
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citation: "California SB 825 (20252026)"
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classification: ["bill"]
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subjects: ["Consumers", "financialprotection"]
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status: "enacted"
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primary_sponsors: ["Limón"]
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version_count: 5
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action_count: 24
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vote_count: 6
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first_action: "2025-02-21"
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last_action: "2025-10-06"
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source: "openstates"
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source_identifier: "ocd-bill/5030f2d1-6726-49be-ab20-90d57e3e7df6"
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source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260SB825"
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source_hash: "247260c265e5dfe92fc492d3dbf7dbaf25dba55fbbbbea9fdd9bba21f81a570b"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ca"]
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---
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# California SB 825 (20252026) — Consumers: financial protection.
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Existing law, the California Consumer Financial Protection Law (CCFPL) , requires the Department of Financial Protection and Innovation, headed by the Commissioner of Financial Protection and Innovation, to regulate consumer financial products or services under California consumer financial laws. The CCFPL makes it unlawful for a covered person or service provider, as defined, to engage in certain deceptive or abusive acts or practices with respect to consumer financial products or services. The CCFPL exempts from its provisions a person or employee of that person to the extent that person or employee is acting under the authority of certain licenses, certificates, or charters issued by the department, including licensed escrow agents and finance lenders.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **02/21/25 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260SB825&version=20250SB82599INT)
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2. **03/24/25 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260SB825&version=20250SB82598AMD)
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3. **10/06/25 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260SB825&version=20250SB82596CHP)
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4. **SB825** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260SB825)
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5. **09/13/25 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260SB825&version=20250SB82597ENR)
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## Votes
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- Do pass, but first be re-referred to the Committee on [Appropriations] — **11–2** (pass) · upper
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- SB 825 Limón Senate Third Reading By Schiavo — **59–19** (pass) · lower
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- Do pass, but first be re-referred to the Committee on [Judiciary] — **5–2** (pass) · upper
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- Do pass and be re-referred to the Committee on [Appropriations] — **7–1** (pass) · lower
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- 3rd Reading SB825 Limón et al. — **28–10** (pass) · upper
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- Do pass. — **11–4** (pass) · lower
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## Sponsors
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- Limón — primary (person)
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- Grayson — author (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-02-21** Introduced. To Com. on RLS. for assignment. To print. `introduction`
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- **2025-02-24** From printer. May be acted upon on or after March 24.
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- **2025-02-24** Read first time. `reading-1`
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- **2025-03-12** Referred to Coms. on B. & F.I. and JUD. `referral-committee`
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- **2025-03-18** Set for hearing April 2.
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- **2025-03-24** From committee with author's amendments. Read second time and amended. Re-referred to Com. on B. & F.I. `amendment-passage, committee-passage, reading-1, reading-2, referral-committee`
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- **2025-04-03** From committee: Do pass and re-refer to Com. on JUD. (Ayes 5. Noes 2. Page 633.) (April 2). Re-referred to Com. on JUD. `committee-passage, committee-passage-favorable, referral-committee`
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- **2025-04-10** Set for hearing April 22.
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- **2025-04-23** From committee: Do pass and re-refer to Com. on APPR. (Ayes 11. Noes 2. Page 838.) (April 22). Re-referred to Com. on APPR. `committee-passage, committee-passage-favorable, referral-committee`
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- **2025-04-25** Set for hearing May 5.
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- **2025-05-05** From committee: Be ordered to second reading pursuant to Senate Rule 28.8. `committee-passage, reading-2`
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- **2025-05-06** Read second time. Ordered to third reading. `reading-1, reading-2`
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- **2025-06-03** Read third time. Passed. (Ayes 28. Noes 10. Page 1440.) Ordered to the Assembly. `passage, reading-1, reading-3`
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- **2025-06-04** In Assembly. Read first time. Held at Desk. `reading-1`
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- **2025-06-09** Referred to Com. on B. & F. `referral-committee`
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- **2025-06-17** June 23 hearing postponed by committee.
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- **2025-07-08** From committee: Do pass and re-refer to Com. on APPR. (Ayes 7. Noes 1.) (July 7). Re-referred to Com. on APPR. `committee-passage, committee-passage-favorable, referral-committee`
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- **2025-08-20** From committee: Do pass. (Ayes 11. Noes 4.) (August 20). `committee-passage, committee-passage-favorable`
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- **2025-08-21** Read second time. Ordered to third reading. `reading-1, reading-2`
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- **2025-09-10** Read third time. Passed. (Ayes 59. Noes 19. Page 3171.) Ordered to the Senate. `passage, reading-1, reading-3`
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- **2025-09-10** In Senate. Ordered to engrossing and enrolling.
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- **2025-09-22** Enrolled and presented to the Governor at 11 a.m.
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- **2025-10-06** Approved by the Governor. `executive-signature`
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- **2025-10-06** Chaptered by Secretary of State. Chapter 355, Statutes of 2025. `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5030f2d1-6726-49be-ab20-90d57e3e7df6`. Confidence: reported (aggregated from official California legislature records).
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