republic-os/legislation/us/states/co/2018a/sb-18-132.md

---
type: "Bill"
title: "1332 State Waiver Catastrophic Health Plans"
description: "The bill requires the commissioner of insurance to conduct an actuarial analysis to determine if the sale of catastrophic health plans to Colorado residents 30 years of age and older and not meeting a hardship requirement would result in a reduction in advanced premium tax credits received by Colorado residents or increase the average premiums of individual health plans. If the actuarial analysis demonstrates that there would not be a reduction in advanced premiums tax credits or an increase in average premiums of individual health plans, the commissioner shall apply to the secretary of the United States department of health and human services for a 5-year waiver of the federal law restricting catastrophic health plans offered through the Colorado health benefit exchange. The waiver, if approved, would permit the offering of catastrophic health plans to any individual residing in Colorado rather than only individuals under the age of 30 or meeting a hardship requirement. Catastrophic health plans under the waiver must only be sold through the health benefit exchange and would not be eligible for advanced premium tax credits. If the waiver is denied, the statutory section is repealed."
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2018A"
identifier: "SB 18-132"
citation: "Colorado SB 18-132 (2018A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Chris Kennedy", "Jim Smallwood"]
version_count: 11
action_count: 18
vote_count: 4
first_action: "2018-01-29T07:00:00+00:00"
last_action: "2018-05-03T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/8825657d-6c5f-4015-a41b-9d1980be5c60"
source_url: "http://leg.colorado.gov/bills/sb18-132"
source_hash: "2b4205da24dc4f4d98baf943f0478b32c952bfe9874d6fe664ca7a61e4b9ca9f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado SB 18-132 (2018A) — 1332 State Waiver Catastrophic Health Plans

The bill requires the commissioner of insurance to conduct an actuarial analysis to determine if the sale of catastrophic health plans to Colorado residents 30 years of age and older and not meeting a hardship requirement would result in a reduction in advanced premium tax credits received by Colorado residents or increase the average premiums of individual health plans. If the actuarial analysis demonstrates that there would not be a reduction in advanced premiums tax credits or an increase in average premiums of individual health plans, the commissioner shall apply to the secretary of the United States department of health and human services for a 5-year waiver of the federal law restricting catastrophic health plans offered through the Colorado health benefit exchange. The waiver, if approved, would permit the offering of catastrophic health plans to any individual residing in Colorado rather than only individuals under the age of 30 or meeting a hardship requirement. Catastrophic health plans under the waiver must only be sold through the health benefit exchange and would not be eligible for advanced premium tax credits. If the waiver is denied, the statutory section is repealed.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018a/bills/cr/2018a_sb132_h_hie_001.pdf)
2. **Engrossed (03/05/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_132_eng.pdf)
3. **Final Act (04/26/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_132_enr.pdf)
4. **Introduced (01/29/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_132_01.pdf)
5. **PA1 (02/16/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_132shhs_01.pdf)
6. **PA2 (02/27/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_132shhsapp.pdf)
7. **PA3 (04/04/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_132hie_01.pdf)
8. **Reengrossed (03/08/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_132_ren.pdf)
9. **Rerevised (04/18/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_132_rer.pdf)
10. **Revised (04/17/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_132_rev.pdf)
11. **Signed Act (05/03/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_132_signed.pdf)

## Votes

- BILL — **62–0** (pass) · upper
- REPASS — **35–0** (pass) · upper
- BILL — **35–0** (pass) · upper
- CONCUR — **35–0** (pass) · upper

## Sponsors

- Chris Kennedy — primary (person)
- Jim Smallwood — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-05-03T06:00:00+00:00** Governor Signed `executive-signature`
- **2018-04-26T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2018-04-26T06:00:00+00:00** Signed by the Speaker of the House
- **2018-04-25T06:00:00+00:00** Signed by the President of the Senate
- **2018-04-19T06:00:00+00:00** Senate Considered House Amendments - Result was to Concur - Repass
- **2018-04-18T06:00:00+00:00** House Third Reading Passed - No Amendments `reading-3, passage`
- **2018-04-17T06:00:00+00:00** House Second Reading Passed with Amendments - Committee `reading-2`
- **2018-04-12T06:00:00+00:00** House Second Reading Special Order - Laid Over Daily - No Amendments
- **2018-04-11T06:00:00+00:00** House Committee on Appropriations Refer Unamended to House Committee of the Whole `referral-committee, committee-passage`
- **2018-04-03T06:00:00+00:00** House Committee on Health, Insurance, & Environment Refer Amended to Appropriations `referral-committee`
- **2018-03-12T06:00:00+00:00** Introduced In House - Assigned to Health, Insurance, & Environment `introduction`
- **2018-03-08T07:00:00+00:00** Senate Third Reading Passed - No Amendments `reading-3, passage`
- **2018-03-06T07:00:00+00:00** Senate Third Reading Laid Over to 03/08/2018 - No Amendments
- **2018-03-05T07:00:00+00:00** Senate Second Reading Passed with Amendments - Committee `reading-2`
- **2018-03-01T07:00:00+00:00** Senate Second Reading Laid Over to 03/05/2018 - No Amendments
- **2018-02-27T07:00:00+00:00** Senate Committee on Appropriations Refer Amended to Senate Committee of the Whole `referral-committee, committee-passage`
- **2018-02-15T07:00:00+00:00** Senate Committee on Health & Human Services Refer Amended to Appropriations `referral-committee`
- **2018-01-29T07:00:00+00:00** Introduced In Senate - Assigned to Health & Human Services `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8825657d-6c5f-4015-a41b-9d1980be5c60`. Confidence: reported (aggregated from official Colorado legislature records).