republic-os/legislation/us/states/co/2019a/sb-19-002.md

---
type: "Bill"
title: "Regulate Student Education Loan Servicers"
description: "Student loan servicers - license requirement - regulation by assistant attorney general - appropriation. The act requires an entity that services a student education loan owned by a Colorado resident to be licensed by the administrator of the \"Uniform Consumer Credit Code\". \"Servicing\" means receiving a scheduled periodic payment from a student loan borrower, applying the payments of principal and interest with respect to the amounts received from a student loan borrower, and similar administrative services. The act specifies particular acts that are required of or prohibited by student loan servicers and the administrator's powers and duties. Violation of the licensing law is a deceptive trade practice. The act also creates a student loan ombudsperson to provide timely assistance to student loan borrowers."
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2019A"
identifier: "SB 19-002"
citation: "Colorado SB 19-002 (2019A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Dominique Jackson", "Dylan Roberts", "Faith Winter", "Stephen Fenberg"]
version_count: 13
action_count: 21
vote_count: 8
first_action: "2019-01-04T07:00:00+00:00"
last_action: "2019-05-13T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/52706a0f-de90-488c-a3d3-2bf0309b07e4"
source_url: "http://leg.colorado.gov/bills/sb19-002"
source_hash: "1ec1e866dbe2bede6687193ebec58d1d8f830a8d3c3d3a903483f07d862018ee"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado SB 19-002 (2019A) — Regulate Student Education Loan Servicers

Student loan servicers - license requirement - regulation by assistant attorney general - appropriation. The act requires an entity that services a student education loan owned by a Colorado resident to be licensed by the administrator of the "Uniform Consumer Credit Code". "Servicing" means receiving a scheduled periodic payment from a student loan borrower, applying the payments of principal and interest with respect to the amounts received from a student loan borrower, and similar administrative services. The act specifies particular acts that are required of or prohibited by student loan servicers and the administrator's powers and duties. Violation of the licensing law is a deceptive trade practice. The act also creates a student loan ombudsperson to provide timely assistance to student loan borrowers.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/2019a_sb002_h_app_002.pdf)
2. **Engrossed (03/21/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_002_eng.pdf)
3. **Final Act (05/07/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_002_enr.pdf)
4. **Introduced (01/04/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_002_01.pdf)
5. **PA1 (02/08/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_002sedu_01.pdf)
6. **PA2 (02/27/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_002sedufin.pdf)
7. **PA3 (03/19/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_002sedufinapp.pdf)
8. **PA4 (04/18/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_002fin_01.pdf)
9. **PA5 (04/23/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_002app.pdf)
10. **Reengrossed (03/22/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_002_ren.pdf)
11. **Rerevised (04/24/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_002_rer.pdf)
12. **Revised (04/23/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_002_rev.pdf)
13. **Signed Act (05/13/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/2019a_002_signed.pdf)

## Votes

- REPASS — **23–12** (pass) · upper
- BILL — **40–24** (pass) · upper
- ADOPT — **56–9** (pass) · upper
- BILL — **21–9** (pass) · upper
- ADOPT CCR — **35–0** (pass) · upper
- REPASS — **41–24** (pass) · upper
- NOT CONCUR APPT CC — **35–0** (pass) · upper
- COW * — **27–8** (pass) · upper

## Sponsors

- Dominique Jackson — primary (person)
- Dylan Roberts — primary (person)
- Faith Winter — primary (person)
- Stephen Fenberg — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-05-13T06:00:00+00:00** Governor Signed `executive-signature`
- **2019-05-07T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2019-05-07T06:00:00+00:00** Signed by the Speaker of the House
- **2019-05-07T06:00:00+00:00** Signed by the President of the Senate
- **2019-05-01T06:00:00+00:00** Senate Consideration of First Conference Committee Report result was to Adopt Committee Report - Repass
- **2019-04-30T06:00:00+00:00** House Consideration of First Conference Committee Report result was to Adopt Committee Report - Repass
- **2019-04-30T06:00:00+00:00** First Conference Committee Result was to Adopt Rerevised w/ Amendments
- **2019-04-26T06:00:00+00:00** Senate Considered House Amendments - Result was to Not Concur - Request Conference Committee
- **2019-04-25T06:00:00+00:00** Senate Considered House Amendments - Result was to Laid Over Daily
- **2019-04-24T06:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2019-04-23T06:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee
- **2019-04-23T06:00:00+00:00** House Committee on Appropriations Refer Amended to House Committee of the Whole `referral-committee, committee-passage`
- **2019-04-17T06:00:00+00:00** House Committee on Finance Refer Amended to Appropriations `referral-committee`
- **2019-04-11T06:00:00+00:00** House Committee on Education Refer Unamended to Finance `referral-committee`
- **2019-03-26T06:00:00+00:00** Introduced In House - Assigned to Education `introduction`
- **2019-03-22T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2019-03-21T06:00:00+00:00** Senate Second Reading Passed with Amendments - Committee, Floor `reading-2`
- **2019-03-19T06:00:00+00:00** Senate Committee on Appropriations Refer Amended to Senate Committee of the Whole `referral-committee, committee-passage`
- **2019-02-26T07:00:00+00:00** Senate Committee on Finance Refer Amended to Appropriations `referral-committee`
- **2019-02-07T07:00:00+00:00** Senate Committee on Education Refer Amended to Finance `referral-committee`
- **2019-01-04T07:00:00+00:00** Introduced In Senate - Assigned to Education `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/52706a0f-de90-488c-a3d3-2bf0309b07e4`. Confidence: reported (aggregated from official Colorado legislature records).