republic-os/legislation/us/states/co/2019a/sb-19-041.md

---
type: "Bill"
title: "Health Insurance Contract Carrier And Policyholder"
description: "Health insurance - required contract provisions between a carrier and a health care provider - payment of premiums - provision of benefits. The act requires a contract for a health benefit plan between a carrier and a policyholder to state, as an alternative to existing premium payment requirements, that a policyholder must pay premiums to the carrier through the date that the individual covered under the policy is no longer eligible or covered if the policyholder notifies the carrier within 10 business days after the date of ineligibility or noncoverage because the individual left employment without notice to the employer or the employee was terminated for gross misconduct."
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2019A"
identifier: "SB 19-041"
citation: "Colorado SB 19-041 (2019A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Jim Smallwood", "Tracy Kraft-Tharp"]
version_count: 10
action_count: 13
vote_count: 4
first_action: "2019-01-04T07:00:00+00:00"
last_action: "2019-04-08T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/bc2f1459-3305-481e-b86f-dc017a40882b"
source_url: "http://leg.colorado.gov/bills/sb19-041"
source_hash: "29cb2e182ebed8394e733cf350d8e09892363736c55e9bd925e6557bf2901df7"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado SB 19-041 (2019A) — Health Insurance Contract Carrier And Policyholder

Health insurance - required contract provisions between a carrier and a health care provider - payment of premiums - provision of benefits. The act requires a contract for a health benefit plan between a carrier and a policyholder to state, as an alternative to existing premium payment requirements, that a policyholder must pay premiums to the carrier through the date that the individual covered under the policy is no longer eligible or covered if the policyholder notifies the carrier within 10 business days after the date of ineligibility or noncoverage because the individual left employment without notice to the employer or the employee was terminated for gross misconduct.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/2019a_sb041_h_hi_001.pdf)
2. **Engrossed (02/20/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_041_eng.pdf)
3. **Final Act (03/29/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_041_enr.pdf)
4. **Introduced (01/04/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_041_01.pdf)
5. **PA1 (02/15/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_041shhs_01.pdf)
6. **PA2 (03/14/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_041hi_01.pdf)
7. **Reengrossed (02/21/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_041_ren.pdf)
8. **Rerevised (03/18/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_041_rer.pdf)
9. **Revised (03/15/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2019A/bills/2019a_041_rev.pdf)
10. **Signed Act (04/08/2019)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/2019a_041_signed.pdf)

## Votes

- BILL — **64–0** (pass) · upper
- BILL — **34–0** (pass) · upper
- REPASS — **29–0** (pass) · upper
- CONCUR — **29–0** (pass) · upper

## Sponsors

- Jim Smallwood — primary (person)
- Tracy Kraft-Tharp — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-04-08T06:00:00+00:00** Governor Signed `executive-signature`
- **2019-03-29T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2019-03-29T06:00:00+00:00** Signed by the Speaker of the House
- **2019-03-28T06:00:00+00:00** Signed by the President of the Senate
- **2019-03-19T06:00:00+00:00** Senate Considered House Amendments - Result was to Concur - Repass
- **2019-03-18T06:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2019-03-15T06:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee, Floor
- **2019-03-12T06:00:00+00:00** House Committee on Health & Insurance Refer Amended to House Committee of the Whole `referral-committee, committee-passage`
- **2019-02-22T07:00:00+00:00** Introduced In House - Assigned to Health & Insurance `introduction`
- **2019-02-21T07:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2019-02-20T07:00:00+00:00** Senate Second Reading Passed with Amendments - Committee `reading-2`
- **2019-02-14T07:00:00+00:00** Senate Committee on Health & Human Services Refer Amended to Senate Committee of the Whole `referral-committee, committee-passage`
- **2019-01-04T07:00:00+00:00** Introduced In Senate - Assigned to Health & Human Services `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/bc2f1459-3305-481e-b86f-dc017a40882b`. Confidence: reported (aggregated from official Colorado legislature records).