republic-os/legislation/us/states/co/2021a/hb-21-1282.md

---
type: "Bill"
title: "Add Consumer Protections Regulation Mortgage Servicers"
description: "The act subjects mortgage servicers to regulation by the assistant attorney general designated by the attorney general as the administrator of the \"Uniform Consumer Credit Code\". A \"mortgage servicer\" is a person that is responsible for servicing a Colorado residential mortgage loan. Regulation of mortgage services includes the requirements of notification, record keeping, payment of fees, compliance with applicable federal laws, reporting, examinations, inspections, and enforcement. A violation of the requirements is subject to enforcement by the administrator, which may include an order requiring the payment of refunds to injured consumers, penalties, costs, and attorney fees.$51,783 is appropriated from the uniform consumer credit code cash fund to the department of law to implement the act and is based on an assumption that the department will require 0.5 FTE to implement the act.(Note: This summary applies to this bill as enacted.)"
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2021A"
identifier: "HB 21-1282"
citation: "Colorado HB 21-1282 (2021A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Julie Gonzales", "Mike Weissman"]
version_count: 12
action_count: 17
vote_count: 4
first_action: "2021-04-16T06:00:00+00:00"
last_action: "2021-07-07T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/c648f0ea-9a7c-459e-9ef9-d82fe2dd0db4"
source_url: "http://leg.colorado.gov/bills/hb21-1282"
source_hash: "4d1a1265e109966cd6933f721d1fd79921dd181ce91e2409edf6bbafd5851644"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado HB 21-1282 (2021A) — Add Consumer Protections Regulation Mortgage Servicers

The act subjects mortgage servicers to regulation by the assistant attorney general designated by the attorney general as the administrator of the "Uniform Consumer Credit Code". A "mortgage servicer" is a person that is responsible for servicing a Colorado residential mortgage loan. Regulation of mortgage services includes the requirements of notification, record keeping, payment of fees, compliance with applicable federal laws, reporting, examinations, inspections, and enforcement. A violation of the requirements is subject to enforcement by the administrator, which may include an order requiring the payment of refunds to injured consumers, penalties, costs, and attorney fees.$51,783 is appropriated from the uniform consumer credit code cash fund to the department of law to implement the act and is based on an assumption that the department will require 0.5 FTE to implement the act.(Note: This summary applies to this bill as enacted.)

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/2021a_hb1282_s_app_002.pdf)
2. **Engrossed (05/19/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_1282_eng.pdf)
3. **Final Act (06/23/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_1282_enr.pdf)
4. **Introduced (04/16/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_1282_01.pdf)
5. **PA1 (04/30/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_1282bus_01.pdf)
6. **PA2 (05/11/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_1282fin.pdf)
7. **PA3 (05/18/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_1282app.pdf)
8. **PA4 (05/25/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_1282sfin_01.pdf)
9. **Reengrossed (05/20/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_1282_ren.pdf)
10. **Rerevised (06/02/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_1282_rer.pdf)
11. **Revised (06/01/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_1282_rev.pdf)
12. **Signed Act (07/07/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/2021a_1282_signed.pdf)

## Votes

- CONCUR — **47–18** (pass) · lower
- BILL — **20–14** (pass) · upper
- REPASS — **40–24** (pass) · lower
- BILL — **42–22** (pass) · lower

## Sponsors

- Julie Gonzales — primary (person)
- Mike Weissman — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-07-07T06:00:00+00:00** Governor Signed `executive-signature`
- **2021-06-24T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2021-06-24T06:00:00+00:00** Signed by the Speaker of the House
- **2021-06-24T06:00:00+00:00** Signed by the President of the Senate
- **2021-06-23T06:00:00+00:00** House Considered Senate Amendments - Result was to Concur - Repass
- **2021-06-03T06:00:00+00:00** House Considered Senate Amendments - Result was to Laid Over Daily
- **2021-06-02T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2021-06-01T06:00:00+00:00** Senate Second Reading Special Order - Passed with Amendments - Committee
- **2021-06-01T06:00:00+00:00** Senate Committee on Appropriations Refer Unamended to Senate Committee of the Whole `committee-passage, referral-committee`
- **2021-05-25T06:00:00+00:00** Senate Committee on Finance Refer Amended to Appropriations `referral-committee`
- **2021-05-20T06:00:00+00:00** Introduced In Senate - Assigned to Finance `introduction`
- **2021-05-20T06:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2021-05-19T06:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee, Floor
- **2021-05-18T06:00:00+00:00** House Committee on Appropriations Refer Amended to House Committee of the Whole `committee-passage, referral-committee`
- **2021-05-10T06:00:00+00:00** House Committee on Finance Refer Amended to Appropriations `referral-committee`
- **2021-04-29T06:00:00+00:00** House Committee on Business Affairs & Labor Refer Amended to Finance `referral-committee`
- **2021-04-16T06:00:00+00:00** Introduced In House - Assigned to Business Affairs & Labor `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c648f0ea-9a7c-459e-9ef9-d82fe2dd0db4`. Confidence: reported (aggregated from official Colorado legislature records).