republic-os/legislation/us/states/co/2021a/sb-21-057.md

---
type: "Bill"
title: "Private Lenders Of Student Loans Acts And Practices"
description: "The act expands the existing \"Colorado Student Loan Servicers Act\", which applies only to persons who service student loans, by adding a new part 2 covering private lenders, creditors, and collection agencies (private education lenders) in connection with those student education loans that are not made, insured, or guaranteed under federal law and that are used for postsecondary education. The act:Requires private education lenders to register with an assistant attorney general;"
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2021A"
identifier: "SB 21-057"
citation: "Colorado SB 21-057 (2021A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Faith Winter", "Julie Gonzales", "Matt Gray", "Serena Gonzales-Gutierrez"]
version_count: 9
action_count: 17
vote_count: 2
first_action: "2021-02-16T07:00:00+00:00"
last_action: "2021-06-29T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/4d33ec4c-541b-4753-a7ff-bc54a985292c"
source_url: "http://leg.colorado.gov/bills/sb21-057"
source_hash: "379e005867caa62f2ebfc4a6e90c8c59052223c027a5b74f04386c9a54cc5706"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado SB 21-057 (2021A) — Private Lenders Of Student Loans Acts And Practices

The act expands the existing "Colorado Student Loan Servicers Act", which applies only to persons who service student loans, by adding a new part 2 covering private lenders, creditors, and collection agencies (private education lenders) in connection with those student education loans that are not made, insured, or guaranteed under federal law and that are used for postsecondary education. The act:Requires private education lenders to register with an assistant attorney general;

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/2021a_sb057_h_app_001.pdf)
2. **Engrossed (05/11/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_057_eng.pdf)
3. **Final Act (06/25/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_057_enr.pdf)
4. **Introduced (02/16/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_057_01.pdf)
5. **PA1 (04/22/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_057sfin_01.pdf)
6. **Reengrossed (05/12/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_057_ren.pdf)
7. **Rerevised (06/07/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_057_rer.pdf)
8. **Revised (06/04/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_057_rev.pdf)
9. **Signed Act (06/29/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/2021a_057_signed.pdf)

## Votes

- BILL — **41–22** (pass) · lower
- BILL — **20–15** (pass) · upper

## Sponsors

- Faith Winter — primary (person)
- Julie Gonzales — primary (person)
- Matt Gray — primary (person)
- Serena Gonzales-Gutierrez — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-06-29T06:00:00+00:00** Governor Signed `executive-signature`
- **2021-06-25T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2021-06-25T06:00:00+00:00** Signed by the Speaker of the House
- **2021-06-25T06:00:00+00:00** Signed by the President of the Senate
- **2021-06-07T06:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2021-06-04T06:00:00+00:00** House Second Reading Special Order - Passed - No Amendments
- **2021-06-03T06:00:00+00:00** House Committee on Appropriations Refer Unamended to House Committee of the Whole `committee-passage, referral-committee`
- **2021-06-03T06:00:00+00:00** House Second Reading Special Order - Laid Over Daily - No Amendments
- **2021-06-01T06:00:00+00:00** House Committee on Finance Refer Unamended to Appropriations `referral-committee`
- **2021-05-27T06:00:00+00:00** House Committee on Education Refer Unamended to Finance `referral-committee`
- **2021-05-12T06:00:00+00:00** Introduced In House - Assigned to Education `introduction`
- **2021-05-12T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2021-05-11T06:00:00+00:00** Senate Second Reading Passed with Amendments - Committee, Floor `reading-2`
- **2021-05-07T06:00:00+00:00** Senate Committee on Appropriations Refer Unamended to Senate Committee of the Whole `committee-passage, referral-committee`
- **2021-04-21T06:00:00+00:00** Senate Committee on Finance Refer Amended to Appropriations `referral-committee`
- **2021-03-04T07:00:00+00:00** Senate Committee on Education Refer Unamended to Finance `referral-committee`
- **2021-02-16T07:00:00+00:00** Introduced In Senate - Assigned to Education `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4d33ec4c-541b-4753-a7ff-bc54a985292c`. Confidence: reported (aggregated from official Colorado legislature records).