republic-os/legislation/us/states/co/2021a/sb-21-148.md

---
type: "Bill"
title: "Creation Of Financial Empowerment Office"
description: "The act creates the financial empowerment office (office) and the director of the office (director) in the department of law to grow the financial resilience and well-being of Coloradans through specified community-derived goals and strategies. The director is appointed by the attorney general and may hire staff as necessary to perform the duties and functions of the office. The office also consists of a manager who is appointed by the director.The office is authorized to partner with governmental bodies, community organizations, financial institutions, local service providers, philanthropic organizations, and other organizations as necessary to achieve the purposes of the office. The office is also authorized to develop or promote new or existing:Methods to increase access to safe and affordable financial products;"
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2021A"
identifier: "SB 21-148"
citation: "Colorado SB 21-148 (2021A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Chris Kolker", "Daneya Esgar", "Julie Gonzales", "Kerry Tipper"]
version_count: 10
action_count: 16
vote_count: 2
first_action: "2021-03-01T07:00:00+00:00"
last_action: "2021-06-24T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/f1a7e621-faa8-40c1-9947-70d0fbda699a"
source_url: "http://leg.colorado.gov/bills/sb21-148"
source_hash: "dc6f7c623a028b81f3a0b2106d2f78a374a7e2b2b6cf37f919d1d27c7c69aae4"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado SB 21-148 (2021A) — Creation Of Financial Empowerment Office

The act creates the financial empowerment office (office) and the director of the office (director) in the department of law to grow the financial resilience and well-being of Coloradans through specified community-derived goals and strategies. The director is appointed by the attorney general and may hire staff as necessary to perform the duties and functions of the office. The office also consists of a manager who is appointed by the director.The office is authorized to partner with governmental bodies, community organizations, financial institutions, local service providers, philanthropic organizations, and other organizations as necessary to achieve the purposes of the office. The office is also authorized to develop or promote new or existing:Methods to increase access to safe and affordable financial products;

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/2021a_sb148_h_app_002.pdf)
2. **Engrossed (05/04/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_148_eng.pdf)
3. **Final Act (06/10/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_148_enr.pdf)
4. **Introduced (03/01/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_148_01.pdf)
5. **PA1 (03/23/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_148sfin_01.pdf)
6. **PA2 (04/30/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_148sfinsapp.pdf)
7. **Reengrossed (05/05/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_148_ren.pdf)
8. **Rerevised (05/28/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_148_rer.pdf)
9. **Revised (05/25/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_148_rev.pdf)
10. **Signed Act (06/24/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/2021a_148_signed.pdf)

## Votes

- BILL — **21–13** (pass) · upper
- BILL — **40–22** (pass) · lower

## Sponsors

- Chris Kolker — primary (person)
- Daneya Esgar — primary (person)
- Julie Gonzales — primary (person)
- Kerry Tipper — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-06-24T06:00:00+00:00** Governor Signed `executive-signature`
- **2021-06-10T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2021-06-10T06:00:00+00:00** Signed by the President of the Senate
- **2021-06-10T06:00:00+00:00** Signed by the Speaker of the House
- **2021-05-28T06:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2021-05-27T06:00:00+00:00** House Third Reading Laid Over Daily - No Amendments
- **2021-05-26T06:00:00+00:00** House Third Reading Laid Over Daily - No Amendments
- **2021-05-25T06:00:00+00:00** House Second Reading Special Order - Passed - No Amendments
- **2021-05-24T06:00:00+00:00** House Committee on Appropriations Refer Unamended to House Committee of the Whole `committee-passage, referral-committee`
- **2021-05-20T06:00:00+00:00** House Committee on State, Civic, Military, & Veterans Affairs Refer Unamended to Appropriations `referral-committee`
- **2021-05-05T06:00:00+00:00** Introduced In House - Assigned to State, Civic, Military, & Veterans Affairs `introduction`
- **2021-05-05T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2021-05-04T06:00:00+00:00** Senate Second Reading Passed with Amendments - Committee `reading-2`
- **2021-04-30T06:00:00+00:00** Senate Committee on Appropriations Refer Amended to Senate Committee of the Whole `committee-passage, referral-committee`
- **2021-03-22T06:00:00+00:00** Senate Committee on Finance Refer Amended to Appropriations `referral-committee`
- **2021-03-01T07:00:00+00:00** Introduced In Senate - Assigned to Finance `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f1a7e621-faa8-40c1-9947-70d0fbda699a`. Confidence: reported (aggregated from official Colorado legislature records).