republic-os/legislation/us/states/co/2022a/hb-22-1320.md

---
type: "Bill"
title: "Achieving A Better Life Experience Savings Accounts"
description: "The collegeinvest authority administers the achieving a better life experience (ABLE) savings program. Individuals who were declared disabled, as defined under federal law, before reaching 26 years of age are eligible to open an ABLE savings account. ABLE savings accounts under section 529A of the internal revenue code are modeled after section 529 college savings accounts, but, unlike those accounts, ABLE savings accounts may be used to save for many expenses related to an individual's disability without disqualifying the individual for certain federal benefits."
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2022A"
identifier: "HB 22-1320"
citation: "Colorado HB 22-1320 (2022A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Cathy Kipp", "Colin Larson", "Rachel Zenzinger", "Rob Woodward"]
version_count: 11
action_count: 16
vote_count: 2
first_action: "2022-03-24T06:00:00+00:00"
last_action: "2022-05-26T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/9aba5d08-9b09-4347-ac76-65a9afe3c77d"
source_url: "https://leg.colorado.gov/bills/hb22-1320"
source_hash: "19f2b5505f23a23fcbf1f110fa28f366b5e088e939cbd946d1656bc786c3dd54"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado HB 22-1320 (2022A) — Achieving A Better Life Experience Savings Accounts

The collegeinvest authority administers the achieving a better life experience (ABLE) savings program. Individuals who were declared disabled, as defined under federal law, before reaching 26 years of age are eligible to open an ABLE savings account. ABLE savings accounts under section 529A of the internal revenue code are modeled after section 529 college savings accounts, but, unlike those accounts, ABLE savings accounts may be used to save for many expenses related to an individual's disability without disqualifying the individual for certain federal benefits.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2022a_hb1320_s_app_002.pdf)
2. **Engrossed (04/22/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1320_eng.pdf)
3. **Final Act (05/25/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1320_enr.pdf)
4. **Introduced (03/24/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1320_01.pdf)
5. **PA1 (04/14/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1320_h_pbh_01.pdf)
6. **PA2 (04/18/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1320_h_pbh_fin_01.pdf)
7. **PA3 (04/21/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1320_h_pbh_fin_app_01.pdf)
8. **Reengrossed (04/25/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1320_ren.pdf)
9. **Rerevised (05/04/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1320_rer.pdf)
10. **Revised (05/03/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1320_rev.pdf)
11. **Signed Act (05/26/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2022a_1320_signed.pdf)

## Votes

- BILL — **63–0** (pass) · lower
- BILL — **34–0** (pass) · upper

## Sponsors

- Cathy Kipp — primary (person)
- Colin Larson — primary (person)
- Rachel Zenzinger — primary (person)
- Rob Woodward — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-05-26T06:00:00+00:00** Governor Signed `executive-signature`
- **2022-05-25T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2022-05-25T06:00:00+00:00** Signed by the President of the Senate
- **2022-05-23T06:00:00+00:00** Signed by the Speaker of the House
- **2022-05-04T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2022-05-03T06:00:00+00:00** Senate Second Reading Special Order - Passed - No Amendments
- **2022-05-03T06:00:00+00:00** Senate Committee on Appropriations Refer Unamended - Consent Calendar to Senate Committee of the Whole `committee-passage`
- **2022-04-27T06:00:00+00:00** Senate Committee on Finance Refer Unamended to Appropriations `referral-committee`
- **2022-04-25T06:00:00+00:00** Introduced In Senate - Assigned to Finance `introduction`
- **2022-04-25T06:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2022-04-22T06:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee, Floor
- **2022-04-21T06:00:00+00:00** House Second Reading Special Order - Laid Over Daily - No Amendments
- **2022-04-21T06:00:00+00:00** House Committee on Appropriations Refer Amended to House Committee of the Whole `committee-passage, referral-committee`
- **2022-04-14T06:00:00+00:00** House Committee on Finance Refer Amended to Appropriations `referral-committee`
- **2022-04-12T06:00:00+00:00** House Committee on Public & Behavioral Health & Human Services Refer Amended to Finance `referral-committee`
- **2022-03-24T06:00:00+00:00** Introduced In House - Assigned to Public & Behavioral Health & Human Services `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9aba5d08-9b09-4347-ac76-65a9afe3c77d`. Confidence: reported (aggregated from official Colorado legislature records).