republic-os/legislation/us/states/co/2023a/hb-23-1126.md

---
type: "Bill"
title: "Consumer Reports Not Include Medical Debt Information"
description: "The act prohibits debt collectors and collection agencies, when attempting to collect debt that they know or should know is medical debt or to obtain information about a consumer in relation to an attempt to collect medical debt, from making a false, deceptive, or misleading representation that the medical debt will be included in a consumer report or factored into a consumer's credit score unless the information is used in connection with a credit transaction involving, or that may reasonably be expected to involve, a principal amount that exceeds the national conforming loan limit value determined annually by the federal housing finance agency. \"Medical debt\" is debt arising from health-care services or health-care goods, including products, devices, durable medical equipment, and prescription drugs."
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2023A"
identifier: "HB 23-1126"
citation: "Colorado HB 23-1126 (2023A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Naquetta Ricks", "Ron Weinberg", "Tony Exum"]
version_count: 9
action_count: 25
vote_count: 6
first_action: "2023-01-30T07:00:00+00:00"
last_action: "2023-06-05T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/839d90a5-a52c-430c-a35f-c541d8feb1ed"
source_url: "https://leg.colorado.gov/bills/hb23-1126"
source_hash: "90dc6af651946c734be152d6510ff1950a97e062cba2046a6172441d83ecc4a9"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado HB 23-1126 (2023A) — Consumer Reports Not Include Medical Debt Information

The act prohibits debt collectors and collection agencies, when attempting to collect debt that they know or should know is medical debt or to obtain information about a consumer in relation to an attempt to collect medical debt, from making a false, deceptive, or misleading representation that the medical debt will be included in a consumer report or factored into a consumer's credit score unless the information is used in connection with a credit transaction involving, or that may reasonably be expected to involve, a principal amount that exceeds the national conforming loan limit value determined annually by the federal housing finance agency. "Medical debt" is debt arising from health-care services or health-care goods, including products, devices, durable medical equipment, and prescription drugs.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2023a_hb1126_s_blt_001.pdf)
2. **Engrossed (02/27/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1126_eng.pdf)
3. **Final Act (05/22/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1126_enr.pdf)
4. **Introduced (01/30/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1126_01.pdf)
5. **PA1 (02/23/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1126_h_bus_01.pdf)
6. **Reengrossed (02/28/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1126_ren.pdf)
7. **Rerevised (03/31/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1126_rer.pdf)
8. **Revised (03/23/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1126_rev.pdf)
9. **Signed Act (06/05/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2023a_1126_signed.pdf)

## Votes

- CONCUR — **43–20** (pass) · lower
- BILL — **46–18** (pass) · lower
- AMEND — **31–1** (pass) · upper
- AMEND — **22–10** (pass) · upper
- REPASS — **44–19** (pass) · lower
- BILL — **22–10** (pass) · upper

## Sponsors

- Naquetta Ricks — primary (person)
- Ron Weinberg — primary (person)
- Tony Exum — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-06-05T06:00:00+00:00** Governor Signed `executive-signature`
- **2023-05-22T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2023-05-22T06:00:00+00:00** Signed by the President of the Senate
- **2023-05-22T06:00:00+00:00** Signed by the Speaker of the House
- **2023-04-13T06:00:00+00:00** House Considered Senate Amendments - Result was to Concur - Repass
- **2023-04-06T06:00:00+00:00** House Considered Senate Amendments - Result was to Laid Over Daily
- **2023-04-05T06:00:00+00:00** House Considered Senate Amendments - Result was to Laid Over Daily
- **2023-04-04T06:00:00+00:00** House Considered Senate Amendments - Result was to Laid Over Daily
- **2023-04-03T06:00:00+00:00** House Considered Senate Amendments - Result was to Laid Over Daily
- **2023-04-01T06:00:00+00:00** House Considered Senate Amendments - Result was to Laid Over Daily
- **2023-03-31T06:00:00+00:00** Senate Third Reading Passed with Amendments - Floor `passage, reading-3`
- **2023-03-30T06:00:00+00:00** Senate Third Reading Laid Over Daily - No Amendments
- **2023-03-29T06:00:00+00:00** Senate Third Reading Laid Over Daily - No Amendments
- **2023-03-28T06:00:00+00:00** Senate Third Reading Laid Over Daily - No Amendments
- **2023-03-27T06:00:00+00:00** Senate Third Reading Laid Over Daily - No Amendments
- **2023-03-24T06:00:00+00:00** Senate Third Reading Laid Over Daily - No Amendments
- **2023-03-23T06:00:00+00:00** Senate Second Reading Passed with Amendments - Floor `reading-2`
- **2023-03-20T06:00:00+00:00** Senate Second Reading Laid Over Daily - No Amendments
- **2023-03-17T06:00:00+00:00** Senate Second Reading Laid Over Daily - No Amendments
- **2023-03-14T06:00:00+00:00** Senate Committee on Business, Labor, & Technology Refer Unamended to Senate Committee of the Whole `committee-passage, referral-committee`
- **2023-03-03T07:00:00+00:00** Introduced In Senate - Assigned to Business, Labor, & Technology `introduction`
- **2023-02-28T07:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2023-02-27T07:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee
- **2023-02-22T07:00:00+00:00** House Committee on Business Affairs & Labor Refer Amended to House Committee of the Whole `committee-passage, referral-committee`
- **2023-01-30T07:00:00+00:00** Introduced In House - Assigned to Business Affairs & Labor `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/839d90a5-a52c-430c-a35f-c541d8feb1ed`. Confidence: reported (aggregated from official Colorado legislature records).