a43f31b272
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
86 lines
4.9 KiB
Markdown
86 lines
4.9 KiB
Markdown
---
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type: "Bill"
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title: "Amending Terms Consumer Lending Laws"
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description: "For consumer credit transactions made or renewed on or after January 1, 2024, the act modifies the requirements for alternative charges for loans not exceeding $1,000 as follows:"
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jurisdiction: "us/states/co"
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legislature: "Colorado General Assembly"
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session: "2023A"
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identifier: "HB 23-1229"
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citation: "Colorado HB 23-1229 (2023A)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Javier Mabrey", "Julie Gonzales", "Mike Weissman"]
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version_count: 10
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action_count: 15
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vote_count: 4
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first_action: "2023-03-03T07:00:00+00:00"
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last_action: "2023-06-05T06:00:00+00:00"
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source: "openstates"
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source_identifier: "ocd-bill/f8927fed-fe48-4e81-bc6f-8c1567a5b623"
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source_url: "https://leg.colorado.gov/bills/hb23-1229"
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source_hash: "82ed8fd909c511c5290611fe7422c3c64b8b9206ed349ed46afa89db012b9ad0"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-co"]
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---
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# Colorado HB 23-1229 (2023A) — Amending Terms Consumer Lending Laws
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For consumer credit transactions made or renewed on or after January 1, 2024, the act modifies the requirements for alternative charges for loans not exceeding $1,000 as follows:
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Committee Amendment** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2023a_hb1229_s_blt_001.pdf)
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2. **Engrossed (04/10/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1229_eng.pdf)
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3. **Final Act (05/22/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1229_enr.pdf)
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4. **Introduced (03/03/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1229_01.pdf)
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5. **PA1 (03/29/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1229_h_fin_01.pdf)
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6. **PA2 (04/26/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1229_s_blt_01.pdf)
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7. **Reengrossed (04/11/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1229_ren.pdf)
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8. **Rerevised (05/01/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1229_rer.pdf)
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9. **Revised (04/28/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1229_rev.pdf)
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10. **Signed Act (06/05/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2023a_1229_signed.pdf)
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## Votes
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- CONCUR — **47–18** (pass) · lower
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- REPASS — **46–19** (pass) · lower
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- BILL — **23–12** (pass) · upper
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- BILL — **44–18** (pass) · lower
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## Sponsors
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- Javier Mabrey — primary (person)
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- Julie Gonzales — primary (person)
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- Mike Weissman — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2023-06-05T06:00:00+00:00** Governor Signed `executive-signature`
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- **2023-05-22T06:00:00+00:00** Sent to the Governor `executive-receipt`
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- **2023-05-22T06:00:00+00:00** Signed by the President of the Senate
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- **2023-05-22T06:00:00+00:00** Signed by the Speaker of the House
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- **2023-05-02T06:00:00+00:00** House Considered Senate Amendments - Result was to Concur - Repass
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- **2023-05-01T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
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- **2023-04-28T06:00:00+00:00** Senate Second Reading Special Order - Passed with Amendments - Committee, Floor
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- **2023-04-28T06:00:00+00:00** Senate Second Reading Laid Over Daily - No Amendments
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- **2023-04-25T06:00:00+00:00** Senate Committee on Business, Labor, & Technology Refer Amended to Senate Committee of the Whole `committee-passage, referral-committee`
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- **2023-04-12T06:00:00+00:00** Introduced In Senate - Assigned to Business, Labor, & Technology `introduction`
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- **2023-04-11T06:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
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- **2023-04-10T06:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee, Floor
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- **2023-03-31T06:00:00+00:00** House Second Reading Laid Over Daily - No Amendments
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- **2023-03-27T06:00:00+00:00** House Committee on Finance Refer Amended to House Committee of the Whole `committee-passage, referral-committee`
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- **2023-03-03T07:00:00+00:00** Introduced In House - Assigned to Finance `introduction`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f8927fed-fe48-4e81-bc6f-8c1567a5b623`. Confidence: reported (aggregated from official Colorado legislature records).
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