republic-os/legislation/us/states/co/2024a/hb-24-1258.md

---
type: "Bill"
title: "Credit Covered Person Expenses Insurer Insolvency"
description: "For individual health benefit plans, if a covered person has paid any out-of-pocket expenses and the individual's health insurance carrier (carrier) exits the health insurance market and can no longer provide health insurance benefits to the individual, the act requires the individual's new carrier to credit all of the out-of-pocket expenses paid by the individual in accordance with the original health benefit plan in the given plan year to the new health benefit plan if the individual enrolls in the new health benefit plan in the established special enrollment period. The new carrier may file a claim for the amount of any claims liability that results from the new costs to the carrier; except that a claim may not be filed with the estate of the new carrier if the new carrier has otherwise recouped its costs for out-of-pocket expenses credited to covered persons. The act grants an exception for carriers from crediting the out-of-pocket expenses if doing so would make the carrier insolvent."
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2024A"
identifier: "HB 24-1258"
citation: "Colorado HB 24-1258 (2024A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Andrew Boesenecker", "Dylan Roberts", "Kyle Brown"]
version_count: 9
action_count: 16
vote_count: 4
first_action: "2024-02-13T07:00:00+00:00"
last_action: "2024-06-03T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/e9a47bb8-2a34-4811-9539-e20b626743e7"
source_url: "https://leg.colorado.gov/bills/hb24-1258"
source_hash: "372d95245da7dbf6ff4e3f3daafaa8910a9c58ee10dc122890b0ccb2c7d116aa"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado HB 24-1258 (2024A) — Credit Covered Person Expenses Insurer Insolvency

For individual health benefit plans, if a covered person has paid any out-of-pocket expenses and the individual's health insurance carrier (carrier) exits the health insurance market and can no longer provide health insurance benefits to the individual, the act requires the individual's new carrier to credit all of the out-of-pocket expenses paid by the individual in accordance with the original health benefit plan in the given plan year to the new health benefit plan if the individual enrolls in the new health benefit plan in the established special enrollment period. The new carrier may file a claim for the amount of any claims liability that results from the new costs to the carrier; except that a claim may not be filed with the estate of the new carrier if the new carrier has otherwise recouped its costs for out-of-pocket expenses credited to covered persons. The act grants an exception for carriers from crediting the out-of-pocket expenses if doing so would make the carrier insolvent.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2024a_hb1258_s_app_002.pdf)
2. **Engrossed (02/16/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1258_eng.pdf)
3. **Final Act (05/29/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1258_enr.pdf)
4. **Introduced (02/13/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1258_01.pdf)
5. **PA1 (02/16/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1258_h_hhs_01.pdf)
6. **Reengrossed (02/20/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1258_ren.pdf)
7. **Rerevised (04/18/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1258_rer.pdf)
8. **Revised (04/17/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1258_rev.pdf)
9. **Signed Act (06/03/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2024a_1258_signed.pdf)

## Votes

- BILL — **26–9** (pass) · upper
- CONCUR — **48–12** (pass) · lower
- REPASS — **44–16** (pass) · lower
- BILL — **43–17** (pass) · lower

## Sponsors

- Andrew Boesenecker — primary (person)
- Dylan Roberts — primary (person)
- Kyle Brown — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-06-03T06:00:00+00:00** Governor Signed `executive-signature`
- **2024-05-29T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2024-05-29T06:00:00+00:00** Signed by the President of the Senate
- **2024-05-29T06:00:00+00:00** Signed by the Speaker of the House
- **2024-04-19T06:00:00+00:00** House Considered Senate Amendments - Result was to Concur - Repass
- **2024-04-18T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2024-04-17T06:00:00+00:00** Senate Second Reading Passed with Amendments - Floor `reading-2`
- **2024-04-16T06:00:00+00:00** Senate Second Reading Laid Over to 04/17/2024 - No Amendments
- **2024-04-12T06:00:00+00:00** Senate Committee on Appropriations Refer Unamended to Senate Committee of the Whole `committee-passage, referral-committee`
- **2024-03-20T06:00:00+00:00** Senate Committee on Health & Human Services Refer Unamended to Appropriations `referral-committee`
- **2024-02-21T07:00:00+00:00** Introduced In Senate - Assigned to Health & Human Services `introduction`
- **2024-02-20T07:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2024-02-16T07:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee
- **2024-02-16T07:00:00+00:00** House Committee on Appropriations Refer Unamended to House Committee of the Whole `committee-passage, referral-committee`
- **2024-02-14T07:00:00+00:00** House Committee on Health & Human Services Refer Amended to Appropriations `referral-committee`
- **2024-02-13T07:00:00+00:00** Introduced In House - Assigned to Health & Human Services `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e9a47bb8-2a34-4811-9539-e20b626743e7`. Confidence: reported (aggregated from official Colorado legislature records).