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---
type: "Bill"
title: "Property & Casualty Insurance Documents & Forms"
description: "The act repeals requirements for insurers that issue commercial and personal automobile, homeowners, and renters insurance policies to provide certain policy documents in an insured's selected language of choice and instead requires insurers that issue personal automobile insurance policies in the state (insurers), starting January 1, 2026, to:"
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2024A"
identifier: "HB 24-1440"
citation: "Colorado HB 24-1440 (2024A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Elizabeth Velasco", "Julie Gonzales"]
version_count: 10
action_count: 12
vote_count: 2
first_action: "2024-04-04T06:00:00+00:00"
last_action: "2024-05-31T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/c0edae7a-7d72-4165-a9f9-f3c44065bd21"
source_url: "https://leg.colorado.gov/bills/hb24-1440"
source_hash: "f87bfff740114ada691854a8a9c93edf770e02635efa698d393511ddf439bf95"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---
# Colorado HB 24-1440 (2024A) — Property & Casualty Insurance Documents & Forms
The act repeals requirements for insurers that issue commercial and personal automobile, homeowners, and renters insurance policies to provide certain policy documents in an insured's selected language of choice and instead requires insurers that issue personal automobile insurance policies in the state (insurers), starting January 1, 2026, to:
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Committee Amendment** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2024a_hb1440_s_blt_001.pdf)
2. **Engrossed (04/20/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1440_eng.pdf)
3. **Engrossed (2) (04/24/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1440_en2.pdf)
4. **Final Act (05/21/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1440_enr.pdf)
5. **Introduced (04/04/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1440_01.pdf)
6. **PA1 (04/19/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1440_h_bus_01.pdf)
7. **Reengrossed (04/22/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1440_ren.pdf)
8. **Rerevised (05/02/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1440_rer.pdf)
9. **Revised (05/01/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1440_rev.pdf)
10. **Signed Act (05/31/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2024a_1440_signed.pdf)
## Votes
- BILL — **26–9** (pass) · upper
- BILL — **47–15** (pass) · lower
## Sponsors
- Elizabeth Velasco — primary (person)
- Julie Gonzales — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2024-05-31T06:00:00+00:00** Governor Signed `executive-signature`
- **2024-05-21T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2024-05-21T06:00:00+00:00** Signed by the President of the Senate
- **2024-05-21T06:00:00+00:00** Signed by the Speaker of the House
- **2024-05-02T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2024-05-01T06:00:00+00:00** Senate Second Reading Special Order - Passed - No Amendments
- **2024-04-30T06:00:00+00:00** Senate Committee on Business, Labor, & Technology Refer Unamended - Consent Calendar to Senate Committee of the Whole `committee-passage`
- **2024-04-22T06:00:00+00:00** Introduced In Senate - Assigned to Business, Labor, & Technology `introduction`
- **2024-04-22T06:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2024-04-20T06:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee
- **2024-04-17T06:00:00+00:00** House Committee on Business Affairs & Labor Refer Amended to House Committee of the Whole `committee-passage, referral-committee`
- **2024-04-04T06:00:00+00:00** Introduced In House - Assigned to Business Affairs & Labor `introduction`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c0edae7a-7d72-4165-a9f9-f3c44065bd21`. Confidence: reported (aggregated from official Colorado legislature records).