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---
type: "Bill"
title: "Enforce Insurer Compliance Requests Insurance Policy"
description: "The act modifies current law regarding the process by which a policyholder may request a certified copy of their insurance policy (policy) from a homeowners insurance carrier (carrier) and the carrier's duty to comply. The act clarifies that such a request must be in written form and received by the carrier's registered agent (agent) and that the carrier's window of time to make the policy available begins when the agent receives the request."
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2025A"
identifier: "HB 25-1322"
citation: "Colorado HB 25-1322 (2025A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Cecelia Espenoza", "Dylan Roberts", "Michael Carter", "Tony Exum"]
version_count: 9
action_count: 14
vote_count: 2
first_action: "2025-04-04T06:00:00+00:00"
last_action: "2025-06-03T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/a46cd922-6549-4d3d-9dd4-dd85cf45ccdc"
source_url: "https://leg.colorado.gov/bills/hb25-1322"
source_hash: "30659465de89995de515d4bcb6ecdd0b1021596c227962c4a03c1c8797bdc1ce"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---
# Colorado HB 25-1322 (2025A) — Enforce Insurer Compliance Requests Insurance Policy
The act modifies current law regarding the process by which a policyholder may request a certified copy of their insurance policy (policy) from a homeowners insurance carrier (carrier) and the carrier's duty to comply. The act clarifies that such a request must be in written form and received by the carrier's registered agent (agent) and that the carrier's window of time to make the policy available begins when the agent receives the request.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Committee Amendment** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2025a_hb1322_s_jud_001.pdf)
2. **Engrossed (04/23/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1322_eng.pdf)
3. **Final Act (05/13/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1322_enr.pdf)
4. **Introduced (04/04/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1322_01.pdf)
5. **PA1 (04/17/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1322_h_jud_01.pdf)
6. **Reengrossed (04/25/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1322_ren.pdf)
7. **Rerevised (05/06/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1322_rer.pdf)
8. **Revised (05/05/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1322_rev.pdf)
9. **Signed Act (06/03/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2025a_1322_signed.pdf)
## Votes
- BILL — **42–20** (pass) · lower
- BILL — **24–11** (pass) · upper
## Sponsors
- Cecelia Espenoza — primary (person)
- Dylan Roberts — primary (person)
- Michael Carter — primary (person)
- Tony Exum — primary (person)
- A. Boesenecker — cosponsor (person)
- C. Kipp — cosponsor (person)
- D. Michaelson Jenet — cosponsor (person)
- J. Amabile — cosponsor (person)
- J. Bacon — cosponsor (person)
- L. Cutter — cosponsor (person)
- M. Ball — cosponsor (person)
- M. Weissman — cosponsor (person)
- N. Hinrichsen — cosponsor (person)
- S. Lieder — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2025-06-03T06:00:00+00:00** Governor Signed `executive-signature`
- **2025-05-13T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2025-05-13T06:00:00+00:00** Signed by the President of the Senate
- **2025-05-13T06:00:00+00:00** Signed by the Speaker of the House
- **2025-05-06T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2025-05-05T06:00:00+00:00** Senate Second Reading Special Order - Passed - No Amendments
- **2025-05-05T06:00:00+00:00** Senate Committee on Judiciary Refer Unamended to Senate Committee of the Whole `committee-passage, referral-committee`
- **2025-04-28T06:00:00+00:00** Introduced In Senate - Assigned to Judiciary `introduction`
- **2025-04-25T06:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2025-04-24T06:00:00+00:00** House Third Reading Laid Over Daily - No Amendments
- **2025-04-23T06:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee
- **2025-04-17T06:00:00+00:00** House Second Reading Laid Over Daily - No Amendments
- **2025-04-15T06:00:00+00:00** House Committee on Judiciary Refer Amended to House Committee of the Whole `committee-passage, referral-committee`
- **2025-04-04T06:00:00+00:00** Introduced In House - Assigned to Judiciary `introduction`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a46cd922-6549-4d3d-9dd4-dd85cf45ccdc`. Confidence: reported (aggregated from official Colorado legislature records).