Fabio
91 lines
4.9 KiB
Markdown
91 lines
4.9 KiB
Markdown
---
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type: "Bill"
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title: "Uniform Mortgage Modification Act"
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description: "The act enacts the 'Uniform Mortgage Modification Act', drafted by the Uniform Law Commission. The act provides that, in the event that a mortgage is modified:The mortgage continues to secure the obligation as modified;The modification does not affect the priority of the mortgage;A mortgage retains its priority regardless of whether a modification agreement is recorded; andThe modification is not a novation.(Note: This summary applies to this bill as enacted.)"
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jurisdiction: "us/states/co"
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legislature: "Colorado General Assembly"
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session: "2026A"
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identifier: "HB 1089"
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citation: "Colorado HB 1089 (2026A)"
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classification: ["bill"]
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subjects: ["Financial Services & Commerce", "Housing"]
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status: "enacted"
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primary_sponsors: ["C. Espenoza", "M. Snyder"]
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version_count: 7
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action_count: 15
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vote_count: 4
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first_action: "2026-02-02"
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last_action: "2026-04-27"
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source: "openstates"
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source_identifier: "ocd-bill/0769a612-51fc-4ed4-8d38-92faecb7abe1"
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source_url: "https://leg.colorado.gov/bills/HB26-1089"
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source_hash: "b13c4f60589fc9528420a4837f0a2a5e77fd7edf0991117c0e7176d2cdeed4cc"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-co"]
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---
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# Colorado HB 1089 (2026A) — Uniform Mortgage Modification Act
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The act enacts the 'Uniform Mortgage Modification Act', drafted by the Uniform Law Commission. The act provides that, in the event that a mortgage is modified:The mortgage continues to secure the obligation as modified;The modification does not affect the priority of the mortgage;A mortgage retains its priority regardless of whether a modification agreement is recorded; andThe modification is not a novation.(Note: This summary applies to this bill as enacted.)
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](https://leg.colorado.gov/bill_files/111134/download)
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2. **Engrossed** (committee substitute) — [source](https://leg.colorado.gov/bill_files/113131/download)
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3. **Final Act** (committee substitute) — [source](https://leg.colorado.gov/bill_files/114465/download)
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4. **Reengrossed** (committee substitute) — [source](https://leg.colorado.gov/bill_files/113147/download)
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5. **Rerevised** (committee substitute) — [source](https://leg.colorado.gov/bill_files/113886/download)
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6. **Revised** (committee substitute) — [source](https://leg.colorado.gov/bill_files/113839/download)
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7. **Signed Act** (committee substitute) — [source](https://leg.colorado.gov/bill_files/115301/download)
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## Votes
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- Refer House Bill 26-1089, as amended, to the Committee of the Whole. — **pass** (pass) · lower
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- Refer House Bill 26-1089 to the Committee of the Whole and with a recommendation that it be placed on the consent calendar. — **pass** (pass) · upper
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- BILL — **pass** (pass) · lower
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- Adopt amendment L.001 (Attachment B). — **pass** (pass) · lower
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## Sponsors
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- C. Espenoza — primary (person)
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- M. Snyder — primary (person)
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- I. Jodeh — cosponsor (person)
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- J. Bacon — cosponsor (person)
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- J. Carson — cosponsor (person)
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- J. Coleman — cosponsor (person)
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- K. Wallace — cosponsor (person)
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- M. Carter — cosponsor (person)
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- M. Duran — cosponsor (person)
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- M. Weissman — cosponsor (person)
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- T. Exum — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2026-03-02** House Second Reading Special Order - Laid Over Daily - No Amendments
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- **2026-03-10** House Second Reading Passed with Amendments - Committee `reading-2`
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- **2026-04-27** Governor Signed `executive-signature`
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- **2026-04-16** Sent to the Governor `executive-receipt`
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- **2026-04-16** Signed by the President of the Senate `passage`
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- **2026-04-16** Signed by the Speaker of the House `passage`
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- **2026-03-31** Senate Third Reading Passed - No Amendments `passage, reading-3`
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- **2026-03-30** Senate Second Reading Passed - No Amendments `reading-2`
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- **2026-03-25** Senate Committee on Judiciary Refer Unamended - Consent Calendar to Senate Committee of the Whole `committee-passage`
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- **2026-03-16** Introduced In Senate - Assigned to Judiciary `introduction`
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- **2026-03-11** House Third Reading Passed - No Amendments `passage, reading-3`
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- **2026-03-10** House Second Reading Special Order - Passed with Amendments - Committee
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- **2026-03-02** House Second Reading Laid Over Daily - No Amendments
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- **2026-02-25** House Committee on Judiciary Refer Amended to House Committee of the Whole `committee-passage, referral-committee`
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- **2026-02-02** Introduced In House - Assigned to Judiciary `introduction`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/0769a612-51fc-4ed4-8d38-92faecb7abe1`. Confidence: reported (aggregated from official Colorado legislature records).
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