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---
type: "Bill"
title: "Contracts; collection of closing fees; advance of money/extension of credit"
description: "A BILL to be entitled an Act to amend Chapter 1 of Title 13 of the Official Code of Georgia Annotated, relating to general provisions for contracts, so as to provide for the collection of closing fees for contracts for the advance of money or the extension of credit; to provide for the refund of closing fees in certain instances; to provide for exclusions; to provide for related matters; to repeal conflicting laws; and for other purposes."
jurisdiction: "us/states/ga"
legislature: "Georgia General Assembly"
session: "2013_14"
identifier: "SB 139"
citation: "Georgia SB 139 (2013_14)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Burt Jones", "Butch Miller", "Cecil Staton", "David Shafer", "Earl Carter", "Ed Harbison", "Jack Murphy", "Jeff Mullis", "John Wilkinson", "Joshua McKoon", "William Jackson"]
version_count: 6
action_count: 16
vote_count: 1
first_action: "2013-02-08"
last_action: "2013-04-09"
source: "openstates"
source_identifier: "ocd-bill/df2f071f-9b9d-4bc9-b241-4a3aead96523"
source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
source_hash: "f11fc54a9ea4c4c71eefe6901e2c7b6571411acb0e540a0df1d749b3795c32d4"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ga"]
---
# Georgia SB 139 (2013_14) — Contracts; collection of closing fees; advance of money/extension of credit
A BILL to be entitled an Act to amend Chapter 1 of Title 13 of the Official Code of Georgia Annotated, relating to general provisions for contracts, so as to provide for the collection of closing fees for contracts for the advance of money or the extension of credit; to provide for the refund of closing fees in certain instances; to provide for exclusions; to provide for related matters; to repeal conflicting laws; and for other purposes.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **As introduced LC 39 0372** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20132014/130219.pdf)
2. **As passed Senate** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20132014/132672.pdf)
3. **Committee sub LC 39 0421S** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20132014/132119.pdf)
4. **Floor amend 1 AM 39 0038** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20132014/132621.pdf)
5. **LC 39 0474S/hss** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20132014/135265.pdf)
6. **SB 139/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20132014/137170.pdf)
## Votes
- PASSAGE BY SUBSTITUTE — **34–18** (pass) · upper
## Sponsors
- Burt Jones — primary (person)
- Butch Miller — primary (person)
- Cecil Staton — primary (person)
- David Shafer — primary (person)
- Earl Carter — primary (person)
- Ed Harbison — primary (person)
- Jack Murphy — primary (person)
- Jeff Mullis — primary (person)
- John Wilkinson — primary (person)
- Joshua McKoon — primary (person)
- William Jackson — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2013-02-08** Senate Hopper
- **2013-02-11** Senate Read and Referred `referral-committee`
- **2013-02-25** Senate Committee Favorably Reported By Substitute `committee-passage-favorable`
- **2013-02-26** Senate Read Second Time `reading-2`
- **2013-02-27** Senate Third Read `reading-3`
- **2013-02-27** Senate Passed/Adopted By Substitute `passage`
- **2013-02-28** House First Readers `reading-1`
- **2013-03-01** House Second Readers `reading-2`
- **2013-03-21** House Committee Favorably Reported By Substitute `committee-passage-favorable`
- **2013-03-22** House Third Readers `reading-3`
- **2013-03-22** House Passed/Adopted By Substitute `passage`
- **2013-03-28** Senate Agreed House Amend or Sub
- **2013-04-04** Senate Sent to Governor `executive-receipt`
- **2013-04-09** Senate Date Signed by Governor `executive-signature`
- **2013-04-09** Act 13 `executive-signature`
- **2013-04-09** Effective Date
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/df2f071f-9b9d-4bc9-b241-4a3aead96523`. Confidence: reported (aggregated from official Georgia legislature records).