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---
type: "Bill"
title: "Life Insurance Consumer Disclosure Model Act; enact"
description: "A BILL to be entitled an Act to amend Chapter 25 of Title 33 of the Official Code of Georgia Annotated, relating to life insurance, so as to provide for the \"Life Insurance Consumer Disclosure Model Act\"; to provide for written notice to certain life insurance policyholders that request the surrender of, a loan against, or accelerated death benefit, nursing home benefit, critical illness benefit, or any other living benefit under a life insurance policy; to provide for a short title; to provide for definitions; to provide for the written notice provisions; to provide that the written notice shall be promulgated by rules and regulations by the Commissioner; to provide for penalties; to repeal conflicting laws; and for other purposes."
jurisdiction: "us/states/ga"
legislature: "Georgia General Assembly"
session: "2015_16"
identifier: "HB 193"
citation: "Georgia HB 193 (2015_16)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Carl Rogers", "Jason Shaw", "Richard Smith", "Ronnie Mabra", "Sam Teasley"]
version_count: 5
action_count: 17
vote_count: 1
first_action: "2015-02-02"
last_action: "2016-07-01"
source: "openstates"
source_identifier: "ocd-bill/af3ceced-b58e-4627-ba40-00a24408f12f"
source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
source_hash: "fe3e29666e7c74f016bfc9b4b313343a5d6b9c1980416f6485769fa2b7af868a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ga"]
---
# Georgia HB 193 (2015_16) — Life Insurance Consumer Disclosure Model Act; enact
A BILL to be entitled an Act to amend Chapter 25 of Title 33 of the Official Code of Georgia Annotated, relating to life insurance, so as to provide for the "Life Insurance Consumer Disclosure Model Act"; to provide for written notice to certain life insurance policyholders that request the surrender of, a loan against, or accelerated death benefit, nursing home benefit, critical illness benefit, or any other living benefit under a life insurance policy; to provide for a short title; to provide for definitions; to provide for the written notice provisions; to provide that the written notice shall be promulgated by rules and regulations by the Commissioner; to provide for penalties; to repeal conflicting laws; and for other purposes.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Floor amend 1 AM 37 0320** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/161187.pdf)
2. **HB 193/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/162058.pdf)
3. **LC 37 1888/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/146634.pdf)
4. **LC 37 2084S/hcs** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/157281.pdf)
5. **LC 37 2084S/hs** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/156304.pdf)
## Votes
- PASSAGE — **1570** (pass) · lower
## Sponsors
- Carl Rogers — primary (person)
- Jason Shaw — primary (person)
- Richard Smith — primary (person)
- Ronnie Mabra — primary (person)
- Sam Teasley — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2015-02-02** House Hopper
- **2015-02-03** House First Readers `reading-1`
- **2015-02-04** House Second Readers `reading-2`
- **2016-02-03** House Committee Favorably Reported By Substitute `committee-passage-favorable`
- **2016-02-11** House Third Readers `reading-3`
- **2016-02-11** House Passed/Adopted By Substitute `passage`
- **2016-02-16** Senate Read and Referred `referral-committee`
- **2016-03-11** Senate Committee Favorably Reported `committee-passage-favorable`
- **2016-03-14** Senate Read Second Time `reading-2`
- **2016-03-22** Senate Tabled
- **2016-03-22** Senate Taken from Table
- **2016-03-22** Senate Third Read `reading-3`
- **2016-03-22** Senate Passed/Adopted `passage`
- **2016-03-29** House Sent to Governor `executive-receipt`
- **2016-04-26** House Date Signed by Governor `executive-signature`
- **2016-04-26** Act 357 `executive-signature`
- **2016-07-01** Effective Date
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/af3ceced-b58e-4627-ba40-00a24408f12f`. Confidence: reported (aggregated from official Georgia legislature records).