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---
type: "Bill"
title: "Insurance; advertising and promotional items not exceeding $100 will not be considered an unfair trade practice; provide"
description: "A BILL to be entitled an Act to amend Title 33 of the Official Code of Georgia Annotated, relating to insurance, so as to provide that certain insurer advertising and promotional items not exceeding $100.00 in value will not be considered an unfair trade practice or an unlawful inducement; to provide for related matters; to repeal conflicting laws; and for other purposes."
jurisdiction: "us/states/ga"
legislature: "Georgia General Assembly"
session: "2015_16"
identifier: "HB 784"
citation: "Georgia HB 784 (2015_16)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Eddie Lumsden", "Howard Maxwell", "John Carson"]
version_count: 5
action_count: 16
vote_count: 1
first_action: "2016-01-20"
last_action: "2016-07-01"
source: "openstates"
source_identifier: "ocd-bill/aac9bd8c-691c-4c26-9286-417fe3c39524"
source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
source_hash: "913e0a17edf893276fff8678fe7f526b282b97361ebe29278d2266ee7cae55b1"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ga"]
---
# Georgia HB 784 (2015_16) — Insurance; advertising and promotional items not exceeding $100 will not be considered an unfair trade practice; provide
A BILL to be entitled an Act to amend Title 33 of the Official Code of Georgia Annotated, relating to insurance, so as to provide that certain insurer advertising and promotional items not exceeding $100.00 in value will not be considered an unfair trade practice or an unlawful inducement; to provide for related matters; to repeal conflicting laws; and for other purposes.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **HB 784/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/161650.pdf)
2. **LC 36 3012S/hcs** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/158324.pdf)
3. **LC 36 3012S/hs** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/157659.pdf)
4. **LC 37 2066/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/154811.pdf)
5. **Sen ctee sub LC 37 2205S** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/159904.pdf)
## Votes
- PASSAGE — **1700** (pass) · lower
## Sponsors
- Eddie Lumsden — primary (person)
- Howard Maxwell — primary (person)
- John Carson — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2016-01-20** House Hopper
- **2016-01-21** House First Readers `reading-1`
- **2016-01-22** House Second Readers `reading-2`
- **2016-02-17** House Committee Favorably Reported By Substitute `committee-passage-favorable`
- **2016-02-22** House Third Readers `reading-3`
- **2016-02-22** House Passed/Adopted By Substitute `passage`
- **2016-02-23** Senate Read and Referred `referral-committee`
- **2016-03-10** Senate Committee Favorably Reported By Substitute `committee-passage-favorable`
- **2016-03-11** Senate Read Second Time `reading-2`
- **2016-03-16** Senate Third Read `reading-3`
- **2016-03-16** Senate Passed/Adopted By Substitute `passage`
- **2016-03-22** House Agreed Senate Amend or Sub
- **2016-03-29** House Sent to Governor `executive-receipt`
- **2016-04-26** House Date Signed by Governor `executive-signature`
- **2016-04-26** Act 444 `executive-signature`
- **2016-07-01** Effective Date
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/aac9bd8c-691c-4c26-9286-417fe3c39524`. Confidence: reported (aggregated from official Georgia legislature records).