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---
type: "Bill"
title: "Insurance; denial of an aircraft claim unless the insured's action or failure to act had a direct causal connection to loss upon which claim is based; prohibit"
description: "A BILL to be entitled an Act to amend Chapter 24 of Title 33 of the Official Code of Georgia Annotated, relating to insurance generally, so as to prohibit denial of an aircraft claim unless the insured's action or failure to act had a direct causal connection to the loss upon which the claim is based; to provide for applicability; to repeal conflicting laws; and for other purposes."
jurisdiction: "us/states/ga"
legislature: "Georgia General Assembly"
session: "2015_16"
identifier: "HB 84"
citation: "Georgia HB 84 (2015_16)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Geoff Duncan", "John Meadows", "Mike Cheokas", "Richard Smith"]
version_count: 5
action_count: 17
vote_count: 1
first_action: "2015-01-26"
last_action: "2015-07-01"
source: "openstates"
source_identifier: "ocd-bill/4a82a3dc-1176-44da-b682-afbf06a06eda"
source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
source_hash: "f89e009bb7be4ada6289b67f2e59f4df82d6ba4f60bd43ad0404c3ad955ffbcb"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ga"]
---
# Georgia HB 84 (2015_16) — Insurance; denial of an aircraft claim unless the insured's action or failure to act had a direct causal connection to loss upon which claim is based; prohibit
A BILL to be entitled an Act to amend Chapter 24 of Title 33 of the Official Code of Georgia Annotated, relating to insurance generally, so as to prohibit denial of an aircraft claim unless the insured's action or failure to act had a direct causal connection to the loss upon which the claim is based; to provide for applicability; to repeal conflicting laws; and for other purposes.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Floor Amendment AM 37 0271** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/151260.pdf)
2. **HB 84/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/153840.pdf)
3. **HB 84/CSFA** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/151269.pdf)
4. **LC 37 1850/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/145701.pdf)
5. **LC 37 1981S/hs** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20152016/150731.pdf)
## Votes
- PASSAGE — **1690** (pass) · lower
## Sponsors
- Geoff Duncan — primary (person)
- John Meadows — primary (person)
- Mike Cheokas — primary (person)
- Richard Smith — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2015-01-26** House Hopper
- **2015-01-27** House First Readers `reading-1`
- **2015-01-28** House Second Readers `reading-2`
- **2015-03-11** House Committee Favorably Reported By Substitute `committee-passage-favorable`
- **2015-03-13** House Third Readers `reading-3`
- **2015-03-13** House Passed/Adopted By Substitute `passage`
- **2015-03-18** Senate Read and Referred `referral-committee`
- **2015-03-24** Senate Committee Favorably Reported `committee-passage-favorable`
- **2015-03-25** Senate Read Second Time `reading-2`
- **2015-03-31** Senate Tabled
- **2015-04-02** Senate Taken from Table
- **2015-04-02** Senate Third Read `reading-3`
- **2015-04-02** Senate Passed/Adopted `passage`
- **2015-04-08** House Sent to Governor `executive-receipt`
- **2015-05-06** House Date Signed by Governor `executive-signature`
- **2015-05-06** Act 105 `executive-signature`
- **2015-07-01** Effective Date
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4a82a3dc-1176-44da-b682-afbf06a06eda`. Confidence: reported (aggregated from official Georgia legislature records).