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---
type: "Bill"
title: "Health and insurance; clarify that the prudent layperson standard is not affected by the diagnoses given"
description: "A BILL to be entitled an Act to amend Chapter 11 of Title 31 and Title 33 of the Official Code of Georgia Annotated, relating to emergency medical services and insurance, respectively, so as to clarify that the prudent layperson standard is not affected by the diagnoses given; to provide for unfair claims settlement practices; to provide for legislative findings; to provide for related matters; to repeal conflicting laws; and for other purposes."
jurisdiction: "us/states/ga"
legislature: "Georgia General Assembly"
session: "2021_22"
identifier: "HB 1324"
citation: "Georgia HB 1324 (2021_22)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Beth Camp", "Darlene Taylor", "Devan Seabaugh", "Eddie Lumsden", "Lee Hawkins", "Mark Newton"]
version_count: 4
action_count: 15
vote_count: 1
first_action: "2022-02-10"
last_action: "2022-07-01"
source: "openstates"
source_identifier: "ocd-bill/80cdfe3b-bf47-4d63-985f-b49d6d971bdd"
source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
source_hash: "b399c79cc577eda8d8561ca7ef31503770390c8462d23a42ed171f49856d51fe"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ga"]
---
# Georgia HB 1324 (2021_22) — Health and insurance; clarify that the prudent layperson standard is not affected by the diagnoses given
A BILL to be entitled an Act to amend Chapter 11 of Title 31 and Title 33 of the Official Code of Georgia Annotated, relating to emergency medical services and insurance, respectively, so as to clarify that the prudent layperson standard is not affected by the diagnoses given; to provide for unfair claims settlement practices; to provide for legislative findings; to provide for related matters; to repeal conflicting laws; and for other purposes.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **HB 1324/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20212022/211727.pdf)
2. **LC 33 9001/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20212022/206078.pdf)
3. **LC 52 0097S/hcs** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20212022/208159.pdf)
4. **LC 52 0097S/hs** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20212022/206905.pdf)
## Votes
- PASSAGE — **165–0** (pass) · lower
## Sponsors
- Beth Camp — primary (person)
- Darlene Taylor — primary (person)
- Devan Seabaugh — primary (person)
- Eddie Lumsden — primary (person)
- Lee Hawkins — primary (person)
- Mark Newton — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2022-02-10** House Hopper
- **2022-02-11** House First Readers `reading-1`
- **2022-02-14** House Second Readers `reading-2`
- **2022-02-17** House Committee Favorably Reported By Substitute `committee-passage-favorable`
- **2022-03-03** House Third Readers `reading-3`
- **2022-03-03** House Passed/Adopted By Substitute `passage`
- **2022-03-04** Senate Read and Referred `referral-committee`
- **2022-03-17** Senate Committee Favorably Reported `committee-passage-favorable`
- **2022-03-18** Senate Read Second Time `reading-2`
- **2022-04-01** Senate Third Read `reading-3`
- **2022-04-01** Senate Passed/Adopted `passage`
- **2022-04-06** House Sent to Governor `executive-receipt`
- **2022-05-09** House Date Signed by Governor `executive-signature`
- **2022-05-09** Act 833 `executive-signature`
- **2022-07-01** Effective Date
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/80cdfe3b-bf47-4d63-985f-b49d6d971bdd`. Confidence: reported (aggregated from official Georgia legislature records).