Fabio
75 lines
4.3 KiB
Markdown
75 lines
4.3 KiB
Markdown
---
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type: "Bill"
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title: "Banking and finance; financial institutions; provide for numerous updates"
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description: "A BILL to be entitled an Act to amend Chapter 1 of Title 7 of the O.C.G.A., relating to financial institutions, so as to provide for numerous updates; to amend Chapter 3 of Title 7 of the O.C.G.A., relating to installment loans, so as to include servicing of installment loans to the activity regulated under the chapter; to exempt from regulation certain government entities and certain retail and credit transactions; to change the per loan fee structure for such loans; to clarify that the department may issue cease and desist orders to persons that are not licensed; to amend Chapter 6A of Title 7 of the O.C.G.A., relating to the \"Georgia Fair Lending Act,\" so as to update a citation to a federal regulation; to make conforming changes; to provide for definitions; to provide for related matters; to repeal conflicting laws; and for other purposes."
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jurisdiction: "us/states/ga"
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legislature: "Georgia General Assembly"
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session: "2021_22"
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identifier: "HB 891"
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citation: "Georgia HB 891 (2021_22)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Bruce Williamson", "Gloria Frazier", "Noel Williams, Jr."]
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version_count: 2
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action_count: 15
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vote_count: 1
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first_action: "2022-01-12"
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last_action: "2022-07-01"
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source: "openstates"
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source_identifier: "ocd-bill/48e647ac-513a-41b3-b01c-280367eacb61"
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source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
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source_hash: "7d0cf10f24547e3cc73ccf326a9c7c1d3548c0f867ef194b2062477dfd4838cb"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ga"]
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---
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# Georgia HB 891 (2021_22) — Banking and finance; financial institutions; provide for numerous updates
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A BILL to be entitled an Act to amend Chapter 1 of Title 7 of the O.C.G.A., relating to financial institutions, so as to provide for numerous updates; to amend Chapter 3 of Title 7 of the O.C.G.A., relating to installment loans, so as to include servicing of installment loans to the activity regulated under the chapter; to exempt from regulation certain government entities and certain retail and credit transactions; to change the per loan fee structure for such loans; to clarify that the department may issue cease and desist orders to persons that are not licensed; to amend Chapter 6A of Title 7 of the O.C.G.A., relating to the "Georgia Fair Lending Act," so as to update a citation to a federal regulation; to make conforming changes; to provide for definitions; to provide for related matters; to repeal conflicting laws; and for other purposes.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **HB 891/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20212022/209709.pdf)
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2. **LC 50 0267/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20212022/203301.pdf)
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## Votes
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- PASSAGE — **151–0** (pass) · lower
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## Sponsors
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- Bruce Williamson — primary (person)
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- Gloria Frazier — primary (person)
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- Noel Williams, Jr. — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2022-01-12** House Hopper
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- **2022-01-13** House First Readers `reading-1`
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- **2022-01-14** House Second Readers `reading-2`
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- **2022-02-02** House Committee Favorably Reported `committee-passage-favorable`
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- **2022-02-07** House Third Readers `reading-3`
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- **2022-02-07** House Passed/Adopted `passage`
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- **2022-02-08** Senate Read and Referred `referral-committee`
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- **2022-02-22** Senate Committee Favorably Reported `committee-passage-favorable`
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- **2022-02-24** Senate Read Second Time `reading-2`
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- **2022-03-16** Senate Third Read `reading-3`
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- **2022-03-16** Senate Passed/Adopted `passage`
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- **2022-04-06** House Sent to Governor `executive-receipt`
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- **2022-05-02** House Date Signed by Governor `executive-signature`
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- **2022-05-02** Act 748 `executive-signature`
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- **2022-07-01** Effective Date
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/48e647ac-513a-41b3-b01c-280367eacb61`. Confidence: reported (aggregated from official Georgia legislature records).
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