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---
type: "Bill"
title: "Insurance; discount for property owners who build a new property that better resists tornado, hurricane, or other catastrophic windstorm events; provide"
description: "A BILL to be entitled an Act to amend Chapter 32 of Title 33 of the Official Code of Georgia Annotated, relating to property insurance, so as to provide for an insurance premium discount or rate reduction for property owners who build a new residential or commercial property or who retrofit an existing residential or commercial property located in this state that better resists tornado, hurricane, or other catastrophic windstorm events; to provide for applicability; to provide for definitions; to provide for related matters; to repeal conflicting laws; and for other purposes."
jurisdiction: "us/states/ga"
legislature: "Georgia General Assembly"
session: "2023_24"
identifier: "HB 279"
citation: "Georgia HB 279 (2023_24)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Dale Washburn", "Joseph Gullett", "Marcus Wiedower", "Matthew Gambill", "Spencer Frye"]
version_count: 3
action_count: 22
vote_count: 3
first_action: "2023-02-07"
last_action: "2024-07-01"
source: "openstates"
source_identifier: "ocd-bill/17325546-17e2-454b-aa05-4f82da30b3a8"
source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
source_hash: "de040b126dd21f1579cd9f9ca8733ca8001843eaf05f8f3e85dc465e21140150"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ga"]
---
# Georgia HB 279 (2023_24) — Insurance; discount for property owners who build a new property that better resists tornado, hurricane, or other catastrophic windstorm events; provide
A BILL to be entitled an Act to amend Chapter 32 of Title 33 of the Official Code of Georgia Annotated, relating to property insurance, so as to provide for an insurance premium discount or rate reduction for property owners who build a new residential or commercial property or who retrofit an existing residential or commercial property located in this state that better resists tornado, hurricane, or other catastrophic windstorm events; to provide for applicability; to provide for definitions; to provide for related matters; to repeal conflicting laws; and for other purposes.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **HB 279/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/229525.pdf)
2. **LC 52 0197/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/213894.pdf)
3. **Sen Ctee sub LC 46 0763S** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/221841.pdf)
## Votes
- Senate Vote #875 - 2023-2024 Regular Session — **51–1** (pass) · upper
- House Vote #886 - 2023-2024 Regular Session — **163–1** (pass) · lower
- House Vote #55 - 2023-2024 Regular Session — **172–1** (pass) · lower
## Sponsors
- Dale Washburn — primary (person)
- Joseph Gullett — primary (person)
- Marcus Wiedower — primary (person)
- Matthew Gambill — primary (person)
- Spencer Frye — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2023-02-07** House Hopper `introduction`
- **2023-02-08** House First Readers `reading-1`
- **2023-02-09** House Second Readers `reading-2`
- **2023-02-14** House Committee Favorably Reported `committee-passage-favorable`
- **2023-02-21** House Third Readers `reading-3`
- **2023-02-21** House Passed/Adopted `passage`
- **2023-02-22** Senate Read and Referred `referral-committee`
- **2023-03-16** Senate Committee Favorably Reported `committee-passage-favorable`
- **2023-03-20** Senate Read Second Time `reading-2`
- **2023-03-27** Senate Tabled
- **2024-01-08** Senate Taken from Table
- **2024-01-08** Senate Recommitted `referral-committee`
- **2024-01-25** Senate Committee Favorably Reported By Substitute `committee-passage-favorable`
- **2024-03-26** Senate Tabled
- **2024-03-28** Senate Taken from Table
- **2024-03-28** Senate Third Read `reading-3`
- **2024-03-28** Senate Passed/Adopted By Substitute `passage`
- **2024-03-28** House Agreed Senate Amend or Sub
- **2024-04-03** House Sent to Governor `executive-receipt`
- **2024-04-23** House Date Signed by Governor `executive-signature`
- **2024-04-23** Act 476 `executive-signature`
- **2024-07-01** Effective Date
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/17325546-17e2-454b-aa05-4f82da30b3a8`. Confidence: reported (aggregated from official Georgia legislature records).