Fabio
79 lines
4.0 KiB
Markdown
79 lines
4.0 KiB
Markdown
---
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type: "Bill"
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title: "Banking and finance; provide for definitions; change terminology; provisions"
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description: "A BILL to be entitled an Act to amend Title 7 of the O.C.G.A., relating to banking and finance, so as to provide for definitions; to provide for dates; to repeal laws relating to international banking corporations and bank agencies; to provide for an exemption to installment loan licensing and regulation; to provide for notice requirements; to provide for installment loan interest calculations; to provide for licensing and regulation of foreign bank offices and agencies; to provide for related matters; to repeal conflicting laws; and for other purposes."
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jurisdiction: "us/states/ga"
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legislature: "Georgia General Assembly"
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session: "2023_24"
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identifier: "HB 55"
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citation: "Georgia HB 55 (2023_24)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Bruce Williamson", "Gloria Frazier", "Jason Ridley", "Noel Williams, Jr.", "Robert Dickey", "Will Wade"]
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version_count: 2
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action_count: 15
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vote_count: 2
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first_action: "2023-01-23"
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last_action: "2023-07-01"
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source: "openstates"
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source_identifier: "ocd-bill/708b00c5-b3dd-405d-8e09-eb75fb3e1e54"
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source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
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source_hash: "463f11080b20d0175d01030870f0e94c5d5870321f4faa8bfe22c513e2073413"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ga"]
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---
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# Georgia HB 55 (2023_24) — Banking and finance; provide for definitions; change terminology; provisions
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A BILL to be entitled an Act to amend Title 7 of the O.C.G.A., relating to banking and finance, so as to provide for definitions; to provide for dates; to repeal laws relating to international banking corporations and bank agencies; to provide for an exemption to installment loan licensing and regulation; to provide for notice requirements; to provide for installment loan interest calculations; to provide for licensing and regulation of foreign bank offices and agencies; to provide for related matters; to repeal conflicting laws; and for other purposes.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **HB 55/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/217595.pdf)
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2. **LC 50 0432/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/212576.pdf)
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## Votes
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- House Vote #23 - 2023-2024 Regular Session — **164–0** (pass) · lower
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- Senate Vote #204 - 2023-2024 Regular Session — **52–0** (pass) · upper
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## Sponsors
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- Bruce Williamson — primary (person)
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- Gloria Frazier — primary (person)
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- Jason Ridley — primary (person)
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- Noel Williams, Jr. — primary (person)
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- Robert Dickey — primary (person)
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- Will Wade — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2023-01-23** House Hopper `introduction`
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- **2023-01-24** House First Readers `reading-1`
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- **2023-01-25** House Second Readers `reading-2`
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- **2023-02-02** House Committee Favorably Reported `committee-passage-favorable`
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- **2023-02-08** House Third Readers `reading-3`
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- **2023-02-08** House Passed/Adopted `passage`
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- **2023-02-09** Senate Read and Referred `referral-committee`
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- **2023-03-01** Senate Committee Favorably Reported `committee-passage-favorable`
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- **2023-03-02** Senate Read Second Time `reading-2`
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- **2023-03-09** Senate Third Read `reading-3`
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- **2023-03-09** Senate Passed/Adopted `passage`
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- **2023-03-30** House Sent to Governor `executive-receipt`
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- **2023-05-04** House Date Signed by Governor `executive-signature`
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- **2023-05-04** Act 348 `executive-signature`
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- **2023-07-01** Effective Date
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/708b00c5-b3dd-405d-8e09-eb75fb3e1e54`. Confidence: reported (aggregated from official Georgia legislature records).
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