Fabio
79 lines
4.9 KiB
Markdown
79 lines
4.9 KiB
Markdown
---
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type: "Bill"
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title: "Banking and finance; update terminology; revise procedures; provisions"
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description: "A BILL to be entitled an Act to amend Titles 7, 10, and 53 of the O.C.G.A., relating to banking and finance, commerce and trade, and wills, trusts, and administration of estates, respectively, so as to update terminology; to revise procedures concerning incorporators of banks and trust companies; to revise requirements of articles of incorporation of banks and trust companies; to revise procedures concerning approval of banks and trust companies; to revise provisions concerning certain loans made by credit unions; to remove a requirement that certain mortgage brokers register with the Department of Banking and Finance; to provide for certain requirements of foreign banks; to provide for refund of installment loan closing fees; to revise requirements of merchant acquirer limited purpose banks; to provide for exceptions; to revise the definition of bona fide discount points; to conform cross-references; to provide for effective dates; to provide for related matters; to repeal conflicting laws; and for other purposes."
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jurisdiction: "us/states/ga"
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legislature: "Georgia General Assembly"
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session: "2023_24"
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identifier: "HB 876"
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citation: "Georgia HB 876 (2023_24)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Bruce Williamson", "Carter Barrett", "Johnny Chastain", "Noel Williams, Jr.", "Robert Dickey", "Will Wade"]
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version_count: 2
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action_count: 15
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vote_count: 2
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first_action: "2024-01-08"
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last_action: "2024-07-01"
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source: "openstates"
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source_identifier: "ocd-bill/c9357a8e-6237-4a30-a9e9-ac47d0ac1879"
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source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
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source_hash: "77b527f1bb4b3ba155d1c35004f3b55d0ab45c74e4652f339e9a44afd29bb2d5"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ga"]
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---
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# Georgia HB 876 (2023_24) — Banking and finance; update terminology; revise procedures; provisions
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A BILL to be entitled an Act to amend Titles 7, 10, and 53 of the O.C.G.A., relating to banking and finance, commerce and trade, and wills, trusts, and administration of estates, respectively, so as to update terminology; to revise procedures concerning incorporators of banks and trust companies; to revise requirements of articles of incorporation of banks and trust companies; to revise procedures concerning approval of banks and trust companies; to revise provisions concerning certain loans made by credit unions; to remove a requirement that certain mortgage brokers register with the Department of Banking and Finance; to provide for certain requirements of foreign banks; to provide for refund of installment loan closing fees; to revise requirements of merchant acquirer limited purpose banks; to provide for exceptions; to revise the definition of bona fide discount points; to conform cross-references; to provide for effective dates; to provide for related matters; to repeal conflicting laws; and for other purposes.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **HB 876/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/226754.pdf)
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2. **LC 55 0142/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/220879.pdf)
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## Votes
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- Senate Vote #635 - 2023-2024 Regular Session — **48–0** (pass) · upper
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- House Vote #430 - 2023-2024 Regular Session — **164–0** (pass) · lower
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## Sponsors
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- Bruce Williamson — primary (person)
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- Carter Barrett — primary (person)
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- Johnny Chastain — primary (person)
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- Noel Williams, Jr. — primary (person)
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- Robert Dickey — primary (person)
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- Will Wade — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2024-01-08** House Hopper `introduction`
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- **2024-01-09** House First Readers `reading-1`
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- **2024-01-10** House Second Readers `reading-2`
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- **2024-01-25** House Committee Favorably Reported `committee-passage-favorable`
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- **2024-02-06** House Third Readers `reading-3`
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- **2024-02-06** House Passed/Adopted `passage`
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- **2024-02-07** Senate Read and Referred `referral-committee`
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- **2024-02-21** Senate Committee Favorably Reported `committee-passage-favorable`
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- **2024-02-22** Senate Read Second Time `reading-2`
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- **2024-03-08** Senate Third Read `reading-3`
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- **2024-03-08** Senate Passed/Adopted `passage`
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- **2024-04-01** House Sent to Governor `executive-receipt`
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- **2024-04-23** House Date Signed by Governor `executive-signature`
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- **2024-04-23** Act 474 `executive-signature`
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- **2024-07-01** Effective Date
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c9357a8e-6237-4a30-a9e9-ac47d0ac1879`. Confidence: reported (aggregated from official Georgia legislature records).
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