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---
type: "Bill"
title: "Georgia Insurance Affordability and Claims Integrity Act; enact"
description: "A BILL to be entitled an Act to amend Titles 33 and 40 of the O.C.G.A., relating to insurance and motor vehicles and traffic, respectively, so as to strengthen the enforcement authority of the Commissioner of Insurance and to clarify regulations on insurance, insurance fraud, uninsured motorists, excluded drivers, premium tax, insurance rates, claims processing, and uninsured or unregistered motor vehicles; to provide for related matters; to provide for short titles; to provide for legislative purposes; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes."
jurisdiction: "us/states/ga"
legislature: "Georgia General Assembly"
session: "2025_26"
identifier: "HB 1344"
citation: "Georgia HB 1344 (2025_26)"
classification: ["bill"]
subjects: ["CIVIL PRACTICE", "COURTS", "EQUITY", "INSURANCE", "MOTOR VEHICLES AND TRAFFIC"]
status: "enacted"
primary_sponsors: ["Carolyn Hugley", "Eddie Lumsden", "Jon Burns", "Matt Reeves", "Soo Hong", "Trey Kelley"]
version_count: 3
action_count: 18
vote_count: 4
first_action: "2026-02-17"
last_action: "2027-01-01"
source: "openstates"
source_identifier: "ocd-bill/4cc4d1f8-584a-4a33-ac95-66e54f5ac204"
source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
source_hash: "7c9903bb507f812a1f5eccc052c8d6bf6c98270c6d69f727712ecea2b97dfbb0"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ga"]
---
# Georgia HB 1344 (2025_26) — Georgia Insurance Affordability and Claims Integrity Act; enact
A BILL to be entitled an Act to amend Titles 33 and 40 of the O.C.G.A., relating to insurance and motor vehicles and traffic, respectively, so as to strengthen the enforcement authority of the Commissioner of Insurance and to clarify regulations on insurance, insurance fraud, uninsured motorists, excluded drivers, premium tax, insurance rates, claims processing, and uninsured or unregistered motor vehicles; to provide for related matters; to provide for short titles; to provide for legislative purposes; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **HB 1344/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/249047.pdf)
2. **LC 52 1035/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/242830.pdf)
3. **Sen Ctee Sub LC 46 1559S** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/247303.pdf)
## Votes
- Senate Vote #912 - 2025-2026 Regular Session — **39–10** (pass) · upper
- Senate Vote #929 - 2025-2026 Regular Session — **53–0** (pass) · upper
- House Vote #860 - 2025-2026 Regular Session — **164–3** (pass) · lower
- House Vote #570 - 2025-2026 Regular Session — **166–3** (pass) · lower
## Sponsors
- Carolyn Hugley — primary (person)
- Eddie Lumsden — primary (person)
- Jon Burns — primary (person)
- Matt Reeves — primary (person)
- Soo Hong — primary (person)
- Trey Kelley — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2026-02-17** House Hopper `introduction`
- **2026-02-17** House First Readers `reading-1`
- **2026-02-18** House Second Readers `reading-2`
- **2026-02-19** House Committee Favorably Reported `committee-passage-favorable`
- **2026-02-26** House Third Readers `reading-3`
- **2026-02-26** House Passed/Adopted `passage`
- **2026-03-03** Senate Read and Referred `referral-committee`
- **2026-03-25** Senate Committee Favorably Reported By Substitute `committee-passage-favorable`
- **2026-03-25** Senate Read Second Time `reading-2`
- **2026-03-31** Senate Tabled
- **2026-04-02** Senate Taken from Table
- **2026-04-02** Senate Third Read `reading-3`
- **2026-04-02** Senate Passed/Adopted By Substitute `passage`
- **2026-04-02** House Agreed Senate Amend or Sub
- **2026-04-10** House Sent to Governor `executive-receipt`
- **2026-05-12** House Date Signed by Governor `executive-signature`
- **2026-05-12** Act 635 `executive-signature`
- **2027-01-01** Effective Date
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4cc4d1f8-584a-4a33-ac95-66e54f5ac204`. Confidence: reported (aggregated from official Georgia legislature records).