Fabio
79 lines
4.6 KiB
Markdown
79 lines
4.6 KiB
Markdown
---
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type: "Bill"
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title: "Banking and finance; update terminology; provisions"
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description: "A BILL to be entitled an Act to amend Title 7 of the O.C.G.A., relating to banking and finance, so as to update terminology; to revise procedures concerning incorporators of credit unions; to revise requirements of articles of incorporation of credit unions; to revise licensure requirements for money transmissions, cashing payment instruments, mortgage lenders and mortgage brokers, foreign banking institutions, and installment loans; to provide for revised auditing procedures for mortgage lenders and mortgage brokers; to provide for corporate governance requirements for mortgage lenders and mortgage brokers; to provide for liquidity requirements for mortgage lenders and mortgage brokers; to revise requirements for applications to relocate for foreign banking institutions; to provide for related matters; to repeal conflicting laws; and for other purposes."
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jurisdiction: "us/states/ga"
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legislature: "Georgia General Assembly"
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session: "2025_26"
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identifier: "HB 15"
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citation: "Georgia HB 15 (2025_26)"
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classification: ["bill"]
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subjects: ["BANKING AND FINANCE"]
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status: "enacted"
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primary_sponsors: ["Bruce Williamson", "Demetrius Douglas", "Jaclyn Ford", "Jason Ridley", "Noel Williams, Jr.", "Robert Dickey"]
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version_count: 2
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action_count: 15
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vote_count: 2
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first_action: "2025-01-13"
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last_action: "2025-07-01"
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source: "openstates"
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source_identifier: "ocd-bill/736f5553-1600-4d67-802a-65e264089185"
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source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
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source_hash: "b231a3bd60031fc4817886bf0704811bce1a74b5f0bb5471737d365c902f1a96"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ga"]
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---
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# Georgia HB 15 (2025_26) — Banking and finance; update terminology; provisions
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A BILL to be entitled an Act to amend Title 7 of the O.C.G.A., relating to banking and finance, so as to update terminology; to revise procedures concerning incorporators of credit unions; to revise requirements of articles of incorporation of credit unions; to revise licensure requirements for money transmissions, cashing payment instruments, mortgage lenders and mortgage brokers, foreign banking institutions, and installment loans; to provide for revised auditing procedures for mortgage lenders and mortgage brokers; to provide for corporate governance requirements for mortgage lenders and mortgage brokers; to provide for liquidity requirements for mortgage lenders and mortgage brokers; to revise requirements for applications to relocate for foreign banking institutions; to provide for related matters; to repeal conflicting laws; and for other purposes.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **HB 15/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/235747.pdf)
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2. **LC 62 0051/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/229789.pdf)
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## Votes
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- Senate Vote #222 - 2025-2026 Regular Session — **46–1** (pass) · upper
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- House Vote #26 - 2025-2026 Regular Session — **163–1** (pass) · lower
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## Sponsors
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- Bruce Williamson — primary (person)
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- Demetrius Douglas — primary (person)
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- Jaclyn Ford — primary (person)
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- Jason Ridley — primary (person)
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- Noel Williams, Jr. — primary (person)
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- Robert Dickey — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-01-13** House Hopper `introduction`
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- **2025-01-14** House First Readers `reading-1`
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- **2025-01-15** House Second Readers `reading-2`
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- **2025-02-06** House Committee Favorably Reported `committee-passage-favorable`
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- **2025-02-12** House Third Readers `reading-3`
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- **2025-02-12** House Passed/Adopted `passage`
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- **2025-02-13** Senate Read and Referred `referral-committee`
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- **2025-02-19** Senate Committee Favorably Reported `committee-passage-favorable`
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- **2025-02-20** Senate Read Second Time `reading-2`
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- **2025-03-10** Senate Third Read `reading-3`
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- **2025-03-10** Senate Passed/Adopted `passage`
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- **2025-04-07** House Sent to Governor `executive-receipt`
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- **2025-05-14** House Date Signed by Governor `executive-signature`
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- **2025-05-14** Act 250 `executive-signature`
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- **2025-07-01** Effective Date
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/736f5553-1600-4d67-802a-65e264089185`. Confidence: reported (aggregated from official Georgia legislature records).
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