Fabio
81 lines
4.2 KiB
Markdown
81 lines
4.2 KiB
Markdown
---
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type: "Bill"
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title: "Mortgage lenders and brokers; prohibit unfair or deceptive practices in consumer transactions related to mortgage trigger leads"
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description: "A BILL to be entitled an Act to amend Part 2 of Article 15 of Chapter 1 of Title 10 and Article 13 of Chapter 1 of Title 7 of the Official Code of Georgia Annotated, relating to the Fair Business Practices Act and licensing of mortgage lenders and mortgage brokers, respectively, so as to prohibit unfair or deceptive practices in consumer transactions related to mortgage trigger leads; to provide for definitions; to provide for a remedy; to provide for related matters; to provide for an effective date; to repeal conflicting laws; and for other purposes."
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jurisdiction: "us/states/ga"
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legislature: "Georgia General Assembly"
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session: "2025_26"
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identifier: "HB 240"
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citation: "Georgia HB 240 (2025_26)"
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classification: ["bill"]
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subjects: ["BANKING AND FINANCE", "COMMERCE AND TRADE"]
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status: "enacted"
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primary_sponsors: ["Demetrius Douglas", "Jason Ridley", "Noel Williams, Jr.", "Scott Hilton", "Trey Rhodes", "Will Wade"]
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version_count: 2
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action_count: 17
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vote_count: 2
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first_action: "2025-02-04"
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last_action: "2025-05-13"
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source: "openstates"
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source_identifier: "ocd-bill/9f8c83dc-1601-4477-849b-7ff072fbc021"
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source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
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source_hash: "f610b0f3baab9d7c7d0ed39aff8001725bbae0fa13cc5ee628e1cbf4bde1f7a8"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ga"]
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---
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# Georgia HB 240 (2025_26) — Mortgage lenders and brokers; prohibit unfair or deceptive practices in consumer transactions related to mortgage trigger leads
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A BILL to be entitled an Act to amend Part 2 of Article 15 of Chapter 1 of Title 10 and Article 13 of Chapter 1 of Title 7 of the Official Code of Georgia Annotated, relating to the Fair Business Practices Act and licensing of mortgage lenders and mortgage brokers, respectively, so as to prohibit unfair or deceptive practices in consumer transactions related to mortgage trigger leads; to provide for definitions; to provide for a remedy; to provide for related matters; to provide for an effective date; to repeal conflicting laws; and for other purposes.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **HB 240/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/238495.pdf)
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2. **LC 52 0713/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/231155.pdf)
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## Votes
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- Senate Vote #378 - 2025-2026 Regular Session — **51–1** (pass) · upper
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- House Vote #121 - 2025-2026 Regular Session — **165–0** (pass) · lower
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## Sponsors
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- Demetrius Douglas — primary (person)
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- Jason Ridley — primary (person)
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- Noel Williams, Jr. — primary (person)
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- Scott Hilton — primary (person)
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- Trey Rhodes — primary (person)
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- Will Wade — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-02-04** House Hopper `introduction`
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- **2025-02-05** House First Readers `reading-1`
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- **2025-02-06** House Second Readers `reading-2`
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- **2025-02-20** House Committee Favorably Reported `committee-passage-favorable`
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- **2025-02-28** House Third Readers `reading-3`
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- **2025-02-28** House Passed/Adopted `passage`
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- **2025-03-03** Senate Read and Referred `referral-committee`
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- **2025-03-13** Senate Committee Favorably Reported `committee-passage-favorable`
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- **2025-03-18** Senate Read Second Time `reading-2`
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- **2025-03-31** Senate Tabled
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- **2025-03-31** Senate Taken from Table
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- **2025-03-31** Senate Third Read `reading-3`
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- **2025-03-31** Senate Passed/Adopted `passage`
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- **2025-04-07** House Sent to Governor `executive-receipt`
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- **2025-05-13** House Date Signed by Governor `executive-signature`
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- **2025-05-13** Act 177 `executive-signature`
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- **2025-05-13** Effective Date
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9f8c83dc-1601-4477-849b-7ff072fbc021`. Confidence: reported (aggregated from official Georgia legislature records).
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