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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Banking and finance; holds on accounts of eligible adults for suspected financial exploitation; provide A BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit reports to be obtained from a consumer reporting agency as defined in the federal Fair Credit Reporting Act; to provide for procedures for cease and desist orders for unregistered persons providing litigation finance; to provide for judicial hearings to review department decisions regarding litigation finance; to provide for registrant disclosures; to provide for definitions; to make conforming changes; to provide for construction; to provide for related matters; to repeal conflicting laws; and for other purposes. us/states/ga Georgia General Assembly 2025_26 HB 945 Georgia HB 945 (2025_26)
bill
BANKING AND FINANCE
HANDICAPPED PERSONS
enacted
Bruce Williamson
Johnny Chastain
Noel Williams, Jr.
8 15 7 2026-01-12 2026-07-01 openstates ocd-bill/b07b5ca1-8283-47df-ae20-6a3b22050c23 http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl 7af3010f7e1fe4b1a3a693017c321debbc95592408e028591d20fddb1d641d0b 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-ga

Georgia HB 945 (2025_26) — Banking and finance; holds on accounts of eligible adults for suspected financial exploitation; provide

A BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit reports to be obtained from a consumer reporting agency as defined in the federal Fair Credit Reporting Act; to provide for procedures for cease and desist orders for unregistered persons providing litigation finance; to provide for judicial hearings to review department decisions regarding litigation finance; to provide for registrant disclosures; to provide for definitions; to make conforming changes; to provide for construction; to provide for related matters; to repeal conflicting laws; and for other purposes.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. HB 945/AP* (committee substitute) — source
  2. LC 62 0256/a (committee substitute) — source
  3. LC 62 0310S/hcs (committee substitute) — source
  4. LC 62 0310S/hs (committee substitute) — source
  5. Sen Floor Amend 1 (committee substitute) — source
  6. Sen Floor Amend 1A (committee substitute) — source
  7. Sen Floor Amend 1B (committee substitute) — source
  8. Sen Floor Amend 1C (committee substitute) — source

Votes

  • Senate Vote #701 - 2025-2026 Regular Session — 500 (pass) · upper
  • Senate Vote #699 - 2025-2026 Regular Session — 2722 (pass) · upper
  • Senate Vote #696 - 2025-2026 Regular Session — 433 (pass) · upper
  • Senate Vote #698 - 2025-2026 Regular Session — 2128 (fail) · upper
  • House Vote #481 - 2025-2026 Regular Session — 1615 (pass) · lower
  • Senate Vote #697 - 2025-2026 Regular Session — 1731 (fail) · upper
  • Senate Vote #700 - 2025-2026 Regular Session — 941 (fail) · upper

Sponsors

  • Bruce Williamson — primary (person)
  • Johnny Chastain — primary (person)
  • Noel Williams, Jr. — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2026-01-12 House Hopper introduction
  • 2026-01-13 House First Readers reading-1
  • 2026-01-14 House Second Readers reading-2
  • 2026-02-02 House Committee Favorably Reported By Substitute committee-passage-favorable
  • 2026-02-06 House Third Readers reading-3
  • 2026-02-06 House Passed/Adopted By Substitute passage
  • 2026-02-09 Senate Read and Referred referral-committee
  • 2026-02-20 Senate Committee Favorably Reported committee-passage-favorable
  • 2026-02-24 Senate Read Second Time reading-2
  • 2026-03-10 Senate Third Read reading-3
  • 2026-03-10 Senate Passed/Adopted passage
  • 2026-04-06 House Sent to Governor executive-receipt
  • 2026-05-11 House Date Signed by Governor executive-signature
  • 2026-05-11 Act 478 executive-signature
  • 2026-07-01 Effective Date

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/b07b5ca1-8283-47df-ae20-6a3b22050c23. Confidence: reported (aggregated from official Georgia legislature records).