Fabio
87 lines
5.6 KiB
Markdown
87 lines
5.6 KiB
Markdown
---
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type: "Bill"
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title: "Banking and finance; holds on accounts of eligible adults for suspected financial exploitation; provide"
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description: "A BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit reports to be obtained from a consumer reporting agency as defined in the federal Fair Credit Reporting Act; to provide for procedures for cease and desist orders for unregistered persons providing litigation finance; to provide for judicial hearings to review department decisions regarding litigation finance; to provide for registrant disclosures; to provide for definitions; to make conforming changes; to provide for construction; to provide for related matters; to repeal conflicting laws; and for other purposes."
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jurisdiction: "us/states/ga"
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legislature: "Georgia General Assembly"
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session: "2025_26"
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identifier: "HB 945"
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citation: "Georgia HB 945 (2025_26)"
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classification: ["bill"]
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subjects: ["BANKING AND FINANCE", "HANDICAPPED PERSONS"]
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status: "enacted"
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primary_sponsors: ["Bruce Williamson", "Johnny Chastain", "Noel Williams, Jr."]
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version_count: 8
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action_count: 15
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vote_count: 7
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first_action: "2026-01-12"
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last_action: "2026-07-01"
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source: "openstates"
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source_identifier: "ocd-bill/b07b5ca1-8283-47df-ae20-6a3b22050c23"
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source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
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source_hash: "7af3010f7e1fe4b1a3a693017c321debbc95592408e028591d20fddb1d641d0b"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ga"]
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---
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# Georgia HB 945 (2025_26) — Banking and finance; holds on accounts of eligible adults for suspected financial exploitation; provide
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A BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit reports to be obtained from a consumer reporting agency as defined in the federal Fair Credit Reporting Act; to provide for procedures for cease and desist orders for unregistered persons providing litigation finance; to provide for judicial hearings to review department decisions regarding litigation finance; to provide for registrant disclosures; to provide for definitions; to make conforming changes; to provide for construction; to provide for related matters; to repeal conflicting laws; and for other purposes.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **HB 945/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/245690.pdf)
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2. **LC 62 0256/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/239651.pdf)
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3. **LC 62 0310S/hcs** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/241822.pdf)
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4. **LC 62 0310S/hs** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/241018.pdf)
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5. **Sen Floor Amend 1** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/245666.pdf)
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6. **Sen Floor Amend 1A** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/245674.pdf)
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7. **Sen Floor Amend 1B** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/245676.pdf)
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8. **Sen Floor Amend 1C** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/245675.pdf)
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## Votes
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- Senate Vote #701 - 2025-2026 Regular Session — **50–0** (pass) · upper
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- Senate Vote #699 - 2025-2026 Regular Session — **27–22** (pass) · upper
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- Senate Vote #696 - 2025-2026 Regular Session — **43–3** (pass) · upper
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- Senate Vote #698 - 2025-2026 Regular Session — **21–28** (fail) · upper
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- House Vote #481 - 2025-2026 Regular Session — **161–5** (pass) · lower
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- Senate Vote #697 - 2025-2026 Regular Session — **17–31** (fail) · upper
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- Senate Vote #700 - 2025-2026 Regular Session — **9–41** (fail) · upper
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## Sponsors
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- Bruce Williamson — primary (person)
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- Johnny Chastain — primary (person)
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- Noel Williams, Jr. — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2026-01-12** House Hopper `introduction`
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- **2026-01-13** House First Readers `reading-1`
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- **2026-01-14** House Second Readers `reading-2`
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- **2026-02-02** House Committee Favorably Reported By Substitute `committee-passage-favorable`
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- **2026-02-06** House Third Readers `reading-3`
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- **2026-02-06** House Passed/Adopted By Substitute `passage`
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- **2026-02-09** Senate Read and Referred `referral-committee`
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- **2026-02-20** Senate Committee Favorably Reported `committee-passage-favorable`
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- **2026-02-24** Senate Read Second Time `reading-2`
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- **2026-03-10** Senate Third Read `reading-3`
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- **2026-03-10** Senate Passed/Adopted `passage`
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- **2026-04-06** House Sent to Governor `executive-receipt`
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- **2026-05-11** House Date Signed by Governor `executive-signature`
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- **2026-05-11** Act 478 `executive-signature`
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- **2026-07-01** Effective Date
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b07b5ca1-8283-47df-ae20-6a3b22050c23`. Confidence: reported (aggregated from official Georgia legislature records).
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