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---
type: "Bill"
title: "RELATING TO CONSUMER CREDIT REPORTING AGENCIES."
description: "Expands the methods by which a consumer may request a security freeze. Specifies that a consumer credit reporting agency shall not charge a fee for placing, lifting, or removing a security freeze on a consumer's credit report or for placing or removing a security freeze on a protected consumer's credit report or records. (SD1)"
jurisdiction: "us/states/hi"
legislature: "Hawaii Legislature"
session: "2018 Regular Session"
identifier: "HB 2342"
citation: "Hawaii HB 2342 (2018 Regular Session)"
classification: ["bill"]
subjects: ["Consumer Credit Reporting Agencies", "Security Freeze", "Credit Report", "Protected Consumers", "Fees"]
status: "enacted"
primary_sponsors: ["SAIKI (Introduced by request of another party)"]
version_count: 2
action_count: 37
vote_count: 4
first_action: "2018-01-22"
last_action: "2018-06-06"
source: "openstates"
source_identifier: "ocd-bill/129b9bd0-7f48-4f67-9193-1f12fdd81a6c"
source_url: "http://capitol.hawaii.gov/Archives/measure_indiv_Archives8-12.aspx?billtype=HB&billnumber=2342&year=2018"
source_hash: "903b7704f941aa2961e04116aafb2231491e31e522561ec40919ec604c4d2336"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-hi"]
---
# Hawaii HB 2342 (2018 Regular Session) — RELATING TO CONSUMER CREDIT REPORTING AGENCIES.
Expands the methods by which a consumer may request a security freeze. Specifies that a consumer credit reporting agency shall not charge a fee for placing, lifting, or removing a security freeze on a consumer's credit report or for placing or removing a security freeze on a protected consumer's credit report or records. (SD1)
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **HB2342** (committee substitute) — [source](https://www.capitol.hawaii.gov/session2018/bills/HB2342_.HTM)
2. **HB2342_HD1** (committee substitute) — [source](https://www.capitol.hawaii.gov/session2018/bills/HB2342_HD1_.HTM)
## Votes
- The committees on CPC recommend that the measure be PASSED, WITH AMENDMENTS. — **70** (pass) · lower
- The committees on FIN recommend that the measure be PASSED, UNAMENDED. — **130** (pass) · lower
- The House Conference Managers recommend to agree to the Senate Amendments. — **30** (fail) · lower
- The committee(s) on CPH recommend(s) that the measure be PASSED, WITH AMENDMENTS. — **40** (pass) · upper
## Sponsors
- SAIKI (Introduced by request of another party) — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2018-01-22** Pending introduction.
- **2018-01-24** Introduced and Pass First Reading. `introduction, reading-1`
- **2018-01-29** Referred to CPC, FIN, referral sheet 9 `referral-committee`
- **2018-01-30** Bill scheduled to be heard by CPC on Friday, 02-02-18 2:00PM in House conference room 329.
- **2018-02-02** The committees on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 7 Ayes: Representative(s) Takumi, Ichiyama, Ito, Johanson, LoPresti, Say, Tokioka; Ayes with reservations: none; 0 Noes: none; and 4 Excused: Representative(s) Aquino, Mizuno, Yamane, McDermott. `committee-passage-favorable`
- **2018-02-13** Reported from CPC (Stand. Com. Rep. No. 299-18) as amended in HD 1, recommending passage on Second Reading and referral to FIN.
- **2018-02-13** Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and Representative(s) Souki excused (1). `reading-2, referral-committee`
- **2018-02-16** Bill scheduled to be heard by FIN on Wednesday, 02-21-18 2:00PM in House conference room 308.
- **2018-02-21** The committees on FIN recommend that the measure be PASSED, UNAMENDED. The votes were as follows: 13 Ayes: Representative(s) Luke, Cullen, Cachola, DeCoite, Fukumoto, Gates, Holt, Kobayashi, Lowen, Nakamura, Todd, Yamashita, Ward; Ayes with reservations: none; Noes: none; and 2 Excused: Representative(s) Keohokalole, Tupola. `committee-passage-favorable`
- **2018-03-01** Reported from FIN (Stand. Com. Rep. No. 801-18), recommending passage on Third Reading.
- **2018-03-01** Passed Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) McKelvey, Quinlan, Yamane excused (3). Transmitted to Senate. `passage`
- **2018-03-02** Received from House (Hse. Com. No. 94). `introduction`
- **2018-03-02** Passed First Reading. `reading-1`
- **2018-03-06** Referred to CPH. `referral-committee`
- **2018-03-16** The committee(s) on CPH has scheduled a public hearing on 03-22-18 9:15AM in conference room 229.
- **2018-03-22** The committee(s) on CPH recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPH were as follows: 4 Aye(s): Senator(s) Baker, S. Chang, Ihara, Ruderman; Aye(s) with reservations: none ; 0 No(es): none; and 3 Excused: Senator(s) Tokuda, Espero, Nishihara. `committee-passage-favorable`
- **2018-04-04** Reported from CPH (Stand. Com. Rep. No. 3418) with recommendation of passage on Second Reading, as amended (SD 1) and placement on the calendar for Third Reading.
- **2018-04-04** Report adopted; Passed Second Reading, as amended (SD 1).
- **2018-04-04** 48 Hrs. Notice 04-06-18.
- **2018-04-06** Passed Third Reading, as amended (SD 1). Ayes, 22; Aye(s) with reservations: none . Noes, 0 (none). Excused, 3 (Senator(s) Harimoto, Inouye, K. Kahele). Transmitted to House. `passage`
- **2018-04-06** Returned from Senate (Sen. Com. No. 568) in amended form (SD 1).
- **2018-04-10** House disagrees with Senate amendment (s).
- **2018-04-10** Received notice of disagreement (Hse. Com. No. 546).
- **2018-04-16** House Conferees Appointed: Takumi, Cullen Co-Chairs; Ichiyama, Tupola.
- **2018-04-16** Senate Conferees Appointed: Baker Chair; Ihara, Ruderman.
- **2018-04-16** Received notice of appointment of House conferees (Hse. Com. No. 609).
- **2018-04-16** Received notice of Senate conferees (Sen. Com. No. 785).
- **2018-04-19** Bill scheduled for Conference Committee Meeting on Monday, 04-23-18 2:00PM in conference room 229.
- **2018-04-23** The House Conference Managers recommend to agree to the Senate Amendments. The votes were as follows: 3 Ayes: Representative(s) Takumi, Cullen, Ichiyama; Ayes with reservations: none; 0 Noes: none; and 1 Excused: Representative(s) Tupola.
- **2018-04-24** Reconsideration of action taken on 04-10-18.
- **2018-04-25** Received notice of House reconsideration of action in disagreeing to the amendments proposed by the Senate (Hse. Com. No. 666).
- **2018-04-25** House agrees to Senate amendment(s).
- **2018-04-25** Passed Final Reading as amended in SD 1 with none voting aye with reservations; none voting no (0) and Representative(s) Holt, Quinlan excused (2).
- **2018-04-25** Transmitted to Governor.
- **2018-04-26** Received notice of House agreement and passage on Final Reading (Hse. Com. No. 675).
- **2018-06-06** Act 022, on 06/04/2018 (Gov. Msg. No. 1122). `executive-signature`
- **2018-06-06** Act 022, 06/04/2018 (Gov. Msg. No. 1122). `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/129b9bd0-7f48-4f67-9193-1f12fdd81a6c`. Confidence: reported (aggregated from official Hawaii legislature records).