Files
republic-os/legislation/us/states/hi/2025/sb-1367.md
T
2026-07-06 17:26:56 -04:00

108 lines
9.1 KiB
Markdown
Raw Blame History

This file contains ambiguous Unicode characters
This file contains Unicode characters that might be confused with other characters. If you think that this is intentional, you can safely ignore this warning. Use the Escape button to reveal them.
---
type: "Bill"
title: "RELATING TO INSTALLMENT LOANS."
description: "Clarifies chapter 480J, HRS, regulating installment lenders. Replaces the term \"consumer loan\" with the defined term \"installment loan\" for consistency throughout the installment loan chapter. Requires loan maintenance fees to be prorated daily. Allows lenders to charge a convenience fee. Requires paper receipts only for in-person or cash payments and removes consumer names from receipts. Repeals the requirement for lenders to wait three days after a consumer fully repays a loan before issuing a new installment loan. Sunsets 6/30/2030. (CD1)"
jurisdiction: "us/states/hi"
legislature: "Hawaii Legislature"
session: "2025"
identifier: "SB 1367"
citation: "Hawaii SB 1367 (2025)"
classification: ["bill"]
subjects: ["Convenience Fees", "Department of Commerce and Consumer Affairs", "Division of Financial Institutions", "Installment Lenders", "Lenders", "Maintenance Fees"]
status: "enacted"
primary_sponsors: ["KOUCHI"]
version_count: 4
action_count: 43
vote_count: 6
first_action: "2025-01-21"
last_action: "2025-05-29"
source: "openstates"
source_identifier: "ocd-bill/3935c7af-7c0f-4ea7-87a4-57a178bfb57a"
source_url: "https://capitol.hawaii.gov/session/archives/measure_indiv_Archives.aspx?billtype=SB&billnumber=1367&year=2025"
source_hash: "317158445b32fa8a43de83139bda4896df6b4f522bf4b525c5a81c882a73a6b3"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-hi"]
---
# Hawaii SB 1367 (2025) — RELATING TO INSTALLMENT LOANS.
Clarifies chapter 480J, HRS, regulating installment lenders. Replaces the term "consumer loan" with the defined term "installment loan" for consistency throughout the installment loan chapter. Requires loan maintenance fees to be prorated daily. Allows lenders to charge a convenience fee. Requires paper receipts only for in-person or cash payments and removes consumer names from receipts. Repeals the requirement for lenders to wait three days after a consumer fully repays a loan before issuing a new installment loan. Sunsets 6/30/2030. (CD1)
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **SB1367** (committee substitute) — [source](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB1367_.HTM)
2. **SB1367_CD1** (committee substitute) — [source](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB1367_CD1_.HTM)
3. **SB1367_HD1** (committee substitute) — [source](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB1367_HD1_.HTM)
4. **SB1367_SD1** (committee substitute) — [source](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB1367_SD1_.HTM)
## Votes
- The committee on FIN recommend that the measure be PASSED, UNAMENDED. — **140** (pass) · lower
- The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. — **80** (pass) · lower
- Passed Third Reading, as amended (SD 1). — **250** (pass) · upper
- The Conference Committee recommends that the measure be Passed, with Amendments. — **30** (pass) · lower
- The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. — **20** (pass) · upper
- The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. — **50** (pass) · upper
## Sponsors
- KOUCHI — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2025-05-29** Act 116, on 05/29/2025 (Gov. Msg. No. 1216). `became-law`
- **2025-05-29** Act 116, 05/29/2025 (Gov. Msg. No. 1216). `became-law`
- **2025-05-02** Enrolled to Governor. `executive-receipt`
- **2025-05-02** Received notice of passage on Final Reading in House (Hse. Com. No. 821). `receipt`
- **2025-05-01** Received notice of Final Reading (Sen. Com. No. 888). `receipt`
- **2025-04-30** Passed Final Reading as amended in CD 1 with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Pierick excused (2). `passage`
- **2025-04-30** Passed Final Reading, as amended (CD 1). Ayes, 25; Aye(s) with reservations: none . 0 No(es): none. 0 Excused: none. `passage`
- **2025-04-25** Forty-eight (48) hours notice Wednesday, 04-30-25.
- **2025-04-25** Reported from Conference Committee (Conf Com. Rep. No. 148) as amended in (CD 1).
- **2025-04-25** 48 Hrs. Notice (as amended CD 1) 04-30-25.
- **2025-04-25** Reported from Conference Committee as amended CD 1 (Conf. Com. Rep. No. 148).
- **2025-04-25** The Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows: 3 Ayes: Representative(s) Matayoshi, Takenouchi, Pierick; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none.
- **2025-04-25** The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows: 2 Aye(s): Senator(s) Fukunaga, Richards; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Awa. `committee-passage-favorable`
- **2025-04-24** Conference committee meeting to reconvene on 04-25-25 1:30PM; Conference Room 224.
- **2025-04-23** Conference Committee Meeting will reconvene on Thursday 04-24-25 1:30PM in conference room 224.
- **2025-04-22** Conference committee meeting scheduled for 04-23-25 1:40PM; Conference Room 224.
- **2025-04-21** Received notice of Senate conferees (Sen. Com. No. 848). `receipt`
- **2025-04-21** Senate Conferees Appointed: Fukunaga Chair; Richards Co-Chair; Awa.
- **2025-04-15** Received notice of appointment of House conferees (Hse. Com. No. 731). `receipt`
- **2025-04-14** House Conferees Appointed: Matayoshi, Takenouchi Co-Chairs; Pierick.
- **2025-04-08** Received notice of disagreement (Sen. Com. No. 774). `receipt`
- **2025-04-08** Senate disagrees with House amendments. `amendment-failure`
- **2025-04-08** Received from House (Hse. Com. No. 606). `introduction, receipt`
- **2025-04-04** Passed Third Reading with none voting aye with reservations; Representative(s) Amato voting no (1) and Representative(s) Cochran, Kapela excused (2). Transmitted to Senate. `passage`
- **2025-04-04** Reported from FIN (Stand. Com. Rep. No. 1955), recommending passage on Third Reading.
- **2025-03-31** The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes were as follows: 14 Ayes: Representative(s) Yamashita, Takenouchi, Grandinetti, Hussey, Keohokapu-Lee Loy, Kitagawa, Kusch, Lamosao, Lee, M., Miyake, Morikawa, Templo, Alcos, Reyes Oda; Ayes with reservations: none; Noes: none; and 2 Excused: Representative(s) Holt, Ward. `committee-passage-favorable`
- **2025-03-28** Bill scheduled to be heard by FIN on Monday, 03-31-25 3:15PM in House conference room 308 VIA VIDEOCONFERENCE.
- **2025-03-18** Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Ward excused (2). `reading-2, referral-committee`
- **2025-03-18** Reported from CPC (Stand. Com. Rep. No. 1296) as amended in HD 1, recommending passage on Second Reading and referral to FIN.
- **2025-03-12** The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 8 Ayes: Representative(s) Matayoshi, Chun, Ilagan, Iwamoto, Kong, Marten, Tam, Pierick; Ayes with reservations: none; Noes: none; and 2 Excused: Representative(s) Ichiyama, Lowen. `committee-passage-favorable`
- **2025-03-10** Bill scheduled to be heard by CPC on Wednesday, 03-12-25 2:00PM in House conference room 329 VIA VIDEOCONFERENCE.
- **2025-03-06** Referred to CPC, FIN, referral sheet 19 `referral-committee`
- **2025-03-06** Pass First Reading `reading-1`
- **2025-03-04** Received from Senate (Sen. Com. No. 314) in amended form (SD 1). `introduction, receipt`
- **2025-03-04** Passed Third Reading, as amended (SD 1). Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House. `passage`
- **2025-02-27** 48 Hrs. Notice 03-04-25.
- **2025-02-27** Report adopted; Passed Second Reading, as amended (SD 1). `reading-2, referral-committee`
- **2025-02-27** Reported from CPN (Stand. Com. Rep. No. 794) with recommendation of passage on Second Reading, as amended (SD 1) and placement on the calendar for Third Reading.
- **2025-02-14** The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Richards, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none. `committee-passage-favorable`
- **2025-02-10** The committee(s) on CPN has scheduled a public hearing on 02-14-25 9:30AM; Conference Room 229 & Videoconference.
- **2025-01-27** Referred to CPN. `referral-committee`
- **2025-01-23** Introduced and passed First Reading. `introduction`
- **2025-01-21** Pending Introduction.
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3935c7af-7c0f-4ea7-87a4-57a178bfb57a`. Confidence: reported (aggregated from official Hawaii legislature records).