Fabio
102 lines
5.5 KiB
Markdown
102 lines
5.5 KiB
Markdown
---
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type: "Bill"
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title: "RES MORTGAGE-LOAN PROCESSING"
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description: "Amends the Residential Mortgage License Act of 1987. Provides that \"soliciting, processing, placing, or negotiating a residential mortgage loan\" excludes independent loan processing as permitted by the federal Secure and Fair Enforcement for Mortgage Licensing Act of 2008."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "100th"
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identifier: "HB 4404"
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citation: "Illinois HB 4404 (100th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 42
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vote_count: 2
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first_action: "2018-01-30"
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last_action: "2018-08-14"
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source: "openstates"
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source_identifier: "ocd-bill/fa7addfb-5533-4404-97aa-11f689cb7677"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=4404&GAID=14&DocTypeID=HB&LegId=109155&SessionID=91&GA=100"
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source_hash: "45b02ac2fd905924a761327c60111d34fd7a98f5ca1aef5d9dcef9494259237d"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois HB 4404 (100th) — RES MORTGAGE-LOAN PROCESSING
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Amends the Residential Mortgage License Act of 1987. Provides that "soliciting, processing, placing, or negotiating a residential mortgage loan" excludes independent loan processing as permitted by the federal Secure and Fair Enforcement for Mortgage Licensing Act of 2008.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4404&GA=100&SessionId=91&DocTypeId=HB&LegID=109155&DocNum=4404&GAID=14&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4404eng&GA=100&SessionId=91&DocTypeId=HB&LegID=109155&DocNum=4404&GAID=14&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4404enr&GA=100&SessionId=91&DocTypeId=HB&LegID=109155&DocNum=4404&GAID=14&Session=&print=true)
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## Votes
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- Third Reading — **57–0** (pass) · upper
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- Third Reading — **110–0** (pass) · lower
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## Sponsors
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- Margo McDermed — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2018-01-30** Filed with the Clerk by Rep. Margo McDermed `filing`
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- **2018-01-30** First Reading `reading-1`
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- **2018-01-30** Referred to Rules Committee `referral-committee`
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- **2018-03-21** Assigned to Executive Committee `referral-committee`
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- **2018-03-23** House Committee Amendment No. 1 Filed with Clerk by Rep. Margo McDermed `amendment-introduction`
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- **2018-03-23** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
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- **2018-04-09** House Committee Amendment No. 1 Rules Refers to Executive Committee
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- **2018-04-09** Motion Filed to Suspend Rule 21 Executive Committee; Rep. Barbara Flynn Currie
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- **2018-04-09** Motion to Suspend Rule 21 - Prevailed
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- **2018-04-10** House Committee Amendment No. 1 Adopted in Executive Committee; by Voice Vote `amendment-passage`
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- **2018-04-10** Do Pass as Amended / Short Debate Executive Committee; 010-000-000 `committee-passage`
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- **2018-04-10** Placed on Calendar 2nd Reading - Short Debate
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- **2018-04-17** Added Co-Sponsor Rep. David McSweeney
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- **2018-04-17** Added Co-Sponsor Rep. William Davis
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- **2018-04-17** Added Co-Sponsor Rep. Mark Batinick
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- **2018-04-17** Added Co-Sponsor Rep. André Thapedi
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- **2018-04-17** House Floor Amendment No. 2 Filed with Clerk by Rep. Margo McDermed `amendment-introduction`
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- **2018-04-17** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee`
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- **2018-04-19** Added Co-Sponsor Rep. Michael J. Zalewski
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- **2018-04-19** Added Co-Sponsor Rep. Carol Sente
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- **2018-04-23** House Floor Amendment No. 2 Rules Refers to Executive Committee
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- **2018-04-24** House Floor Amendment No. 2 Recommends Be Adopted Executive Committee; 008-000-000 `committee-passage-favorable`
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- **2018-04-25** Second Reading - Short Debate `reading-2`
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- **2018-04-25** House Floor Amendment No. 2 Adopted `amendment-passage`
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- **2018-04-25** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2018-04-26** Third Reading - Short Debate - Passed 110-000-000 `reading-3, passage`
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- **2018-05-01** Arrive in Senate `introduction`
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- **2018-05-01** Placed on Calendar Order of First Reading `reading-1`
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- **2018-05-01** Chief Senate Sponsor Sen. Paul Schimpf
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- **2018-05-01** First Reading `reading-1`
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- **2018-05-01** Referred to Assignments `referral-committee`
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- **2018-05-02** Assigned to Financial Institutions `referral-committee`
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- **2018-05-09** Do Pass Financial Institutions; 005-000-000 `committee-passage`
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- **2018-05-09** Placed on Calendar Order of 2nd Reading May 10, 2018
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- **2018-05-10** Second Reading `reading-2`
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- **2018-05-10** Placed on Calendar Order of 3rd Reading May 15, 2018
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- **2018-05-23** Third Reading - Passed; 057-000-000 `reading-3, passage`
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- **2018-05-23** Passed Both Houses
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- **2018-06-21** Sent to the Governor `executive-receipt`
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- **2018-08-14** Governor Approved `executive-signature`
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- **2018-08-14** Effective Date August 14, 2018
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- **2018-08-14** Public Act . . . . . . . . . 100-0851 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/fa7addfb-5533-4404-97aa-11f689cb7677`. Confidence: reported (aggregated from official Illinois legislature records).
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