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---
type: "Bill"
title: "INS CD- EXCEPTED BENEFIT"
description: "Amends the Illinois Insurance Code in an Article concerning accident and health insurance. Provides that \"policy of individual or group accident and health insurance\" does not include any coverage or policy that provides an excepted benefit, as defined in the federal Public Health Service Act. Provides that the amendatory Act does not apply to certain policies of insurance. Repeals provisions that state that specified provisions of the Article do not apply to short-term travel, disability income, long-term care, accident only, or limited or specified disease policies. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "101st"
identifier: "HB 1639"
citation: "Illinois HB 1639 (101st)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 30
vote_count: 2
first_action: "2019-01-31"
last_action: "2019-08-26"
source: "openstates"
source_identifier: "ocd-bill/441c09a4-a6a2-40f4-adc9-d8835d8a3639"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1639&GAID=15&DocTypeID=HB&LegId=116328&SessionID=108&GA=101"
source_hash: "cecb8a28ed2f5cb90e49541b8fb69de328dedf2191f8895f35b237d45c8e8627"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois HB 1639 (101st) — INS CD- EXCEPTED BENEFIT
Amends the Illinois Insurance Code in an Article concerning accident and health insurance. Provides that "policy of individual or group accident and health insurance" does not include any coverage or policy that provides an excepted benefit, as defined in the federal Public Health Service Act. Provides that the amendatory Act does not apply to certain policies of insurance. Repeals provisions that state that specified provisions of the Article do not apply to short-term travel, disability income, long-term care, accident only, or limited or specified disease policies. Effective immediately.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10100HB1639&GA=101&SessionId=108&DocTypeId=HB&LegID=116328&DocNum=1639&GAID=15&SpecSess=&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10100HB1639eng&GA=101&SessionId=108&DocTypeId=HB&LegID=116328&DocNum=1639&GAID=15&SpecSess=&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10100HB1639enr&GA=101&SessionId=108&DocTypeId=HB&LegID=116328&DocNum=1639&GAID=15&SpecSess=&Session=&print=true)
## Votes
- Third Reading — **550** (pass) · upper
- Third Reading — **7430** (pass) · lower
## Sponsors
- Anthony DeLuca — primary (person)
- Bill Cunningham — cosponsor (person)
- John G. Mulroe — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2019-01-31** Filed with the Clerk by Rep. Anthony DeLuca `filing`
- **2019-02-01** First Reading `reading-1`
- **2019-02-01** Referred to Rules Committee `referral-committee`
- **2019-02-13** Assigned to Insurance Committee `referral-committee`
- **2019-02-19** To Health Insurance Subcommittee
- **2019-02-26** Recommends Do Pass Subcommittee/ Insurance Committee; 003-000-000 `committee-passage`
- **2019-02-26** Reported Back To Insurance Committee;
- **2019-02-26** Do Pass / Short Debate Insurance Committee; 018-001-000 `committee-passage`
- **2019-02-28** Placed on Calendar 2nd Reading - Short Debate
- **2019-03-06** Second Reading - Short Debate `reading-2`
- **2019-03-06** Placed on Calendar Order of 3rd Reading - Short Debate
- **2019-03-28** Third Reading - Short Debate - Passed 074-030-000 `reading-3, passage`
- **2019-04-03** Arrive in Senate `introduction`
- **2019-04-03** Placed on Calendar Order of First Reading `reading-1`
- **2019-04-03** Chief Senate Sponsor Sen. John G. Mulroe
- **2019-04-03** First Reading `reading-1`
- **2019-04-03** Referred to Assignments `referral-committee`
- **2019-04-12** Added as Alternate Co-Sponsor Sen. Bill Cunningham
- **2019-04-24** Assigned to Insurance `referral-committee`
- **2019-05-01** Do Pass Insurance; 015-000-000 `committee-passage`
- **2019-05-01** Placed on Calendar Order of 2nd Reading May 2, 2019
- **2019-05-09** Second Reading `reading-2`
- **2019-05-09** Placed on Calendar Order of 3rd Reading May 14, 2019
- **2019-05-24** Rule 2-10 Third Reading Deadline Established As May 31, 2019 `reading-3`
- **2019-05-31** Third Reading - Passed; 055-000-000 `reading-3, passage`
- **2019-05-31** Passed Both Houses
- **2019-06-28** Sent to the Governor `executive-receipt`
- **2019-08-26** Governor Approved `executive-signature`
- **2019-08-26** Effective Date August 23, 2019
- **2019-08-26** Public Act . . . . . . . . . 101-0456 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/441c09a4-a6a2-40f4-adc9-d8835d8a3639`. Confidence: reported (aggregated from official Illinois legislature records).