Fabio
100 lines
6.9 KiB
Markdown
100 lines
6.9 KiB
Markdown
---
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type: "Bill"
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title: "PRIVATE FLOOD INSURANCE"
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description: "Creates the Private Primary Residential Flood Insurance Act. Sets forth provisions concerning flood insurance rates. Provides that an insurer shall file with the Department of Insurance all rates and any change to such rates within 30 days after the effective date of the rate change. Sets forth provisions concerning flood insurance forms. Provides that authorized insurers must notify the Department of plans to sell primary residential flood insurance products at least 30 days before writing flood insurance in the State and file a plan of operation and financial projections or material revisions to such plan. Sets forth provisions concerning notice to consumers that live in a special flood hazard area, notice of cancellation and nonrenewal, and surplus line placements of private flood insurance. Provides that rates, supplementary rate information, and any supporting information filed under the Act shall be open to public inspection upon disposition, except information marked and accepted by the Director of Insurance as confidential, trade secret, or proprietary by the insurer or filer. Provides that the Department may adopt rules to implement the Act."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "102nd"
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identifier: "HB 2739"
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citation: "Illinois HB 2739 (102nd)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Napoleon Harris, III", "Thaddeus Jones"]
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version_count: 4
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action_count: 37
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vote_count: 2
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first_action: "2021-02-18"
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last_action: "2022-05-06"
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source: "openstates"
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source_identifier: "ocd-bill/99d7335a-6927-4ff9-85db-f0cec06d8632"
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source_url: "https://ilga.gov/legislation/BillStatus.asp?DocNum=2739&GAID=16&DocTypeID=HB&LegId=131583&SessionID=110&GA=102"
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source_hash: "af7c70b88e5a441586b3bda73316cfa0b0828e4b1014f337af95722bd90e1366"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois HB 2739 (102nd) — PRIVATE FLOOD INSURANCE
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Creates the Private Primary Residential Flood Insurance Act. Sets forth provisions concerning flood insurance rates. Provides that an insurer shall file with the Department of Insurance all rates and any change to such rates within 30 days after the effective date of the rate change. Sets forth provisions concerning flood insurance forms. Provides that authorized insurers must notify the Department of plans to sell primary residential flood insurance products at least 30 days before writing flood insurance in the State and file a plan of operation and financial projections or material revisions to such plan. Sets forth provisions concerning notice to consumers that live in a special flood hazard area, notice of cancellation and nonrenewal, and surplus line placements of private flood insurance. Provides that rates, supplementary rate information, and any supporting information filed under the Act shall be open to public inspection upon disposition, except information marked and accepted by the Director of Insurance as confidential, trade secret, or proprietary by the insurer or filer. Provides that the Department may adopt rules to implement the Act.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB2739.pdf)
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2. **Engrossed** (committee substitute) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB2739eng.pdf)
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3. **House Amendment 001** (committee substitute) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB2739ham001.pdf)
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4. **Enrolled** (enrolled) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB2739enr.pdf)
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## Votes
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- Third Reading — **55–0** (pass) · upper
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- Third Reading — **110–0** (pass) · lower
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## Sponsors
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- Napoleon Harris, III — primary (person)
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- Thaddeus Jones — primary (person)
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- Jonathan Carroll — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2021-02-18** Filed with the Clerk by Rep. Thaddeus Jones `filing`
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- **2021-02-19** First Reading `reading-1`
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- **2021-02-19** Referred to Rules Committee `referral-committee`
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- **2021-03-09** Assigned to Insurance Committee `referral-committee`
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- **2021-03-25** Do Pass / Short Debate Insurance Committee; 019-000-000 `committee-passage`
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- **2021-04-08** Placed on Calendar 2nd Reading - Short Debate
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- **2021-04-16** House Floor Amendment No. 1 Filed with Clerk by Rep. Thaddeus Jones `amendment-introduction`
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- **2021-04-16** House Floor Amendment No. 1 Referred to Rules Committee `referral-committee`
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- **2021-04-20** House Floor Amendment No. 1 Rules Refers to Insurance Committee
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- **2021-04-21** Second Reading - Short Debate `reading-2`
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- **2021-04-21** Held on Calendar Order of Second Reading - Short Debate `reading-2`
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- **2021-04-21** House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 015-000-000 `committee-passage-favorable`
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- **2021-04-23** Rule 19(a) / Re-referred to Rules Committee `referral-committee`
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- **2021-04-23** House Floor Amendment No. 1 Rule 19(c) / Re-referred to Rules Committee `referral-committee`
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- **2022-01-19** Approved for Consideration Rules Committee; 005-000-000
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- **2022-01-21** Placed on Calendar 2nd Reading - Short Debate
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- **2022-01-31** House Floor Amendment No. 1 Recommends Be Adopted Rules Committee; 005-000-000 `committee-passage-favorable`
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- **2022-03-01** House Floor Amendment No. 1 Adopted `amendment-passage`
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- **2022-03-01** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2022-03-01** Added Chief Co-Sponsor Rep. Jonathan Carroll
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- **2022-03-02** Third Reading - Short Debate - Passed 110-000-002 `passage, reading-3`
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- **2022-03-04** Arrive in Senate `introduction`
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- **2022-03-04** Placed on Calendar Order of First Reading `reading-1`
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- **2022-03-04** Chief Senate Sponsor Sen. Napoleon Harris, III
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- **2022-03-04** First Reading `reading-1`
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- **2022-03-04** Referred to Assignments `referral-committee`
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- **2022-03-16** Assigned to Insurance `referral-committee`
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- **2022-03-23** Do Pass Insurance; 011-000-000 `committee-passage`
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- **2022-03-23** Placed on Calendar Order of 2nd Reading
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- **2022-03-23** Second Reading `reading-2`
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- **2022-03-23** Placed on Calendar Order of 3rd Reading March 24, 2022
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- **2022-03-29** Third Reading - Passed; 055-000-000 `passage, reading-3`
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- **2022-03-29** Passed Both Houses
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- **2022-04-27** Sent to the Governor `executive-receipt`
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- **2022-05-06** Governor Approved `executive-signature`
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- **2022-05-06** Effective Date January 1, 2023
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- **2022-05-06** Public Act . . . . . . . . . 102-0720 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/99d7335a-6927-4ff9-85db-f0cec06d8632`. Confidence: reported (aggregated from official Illinois legislature records).
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