5941153bb7
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
138 lines
6.4 KiB
Markdown
138 lines
6.4 KiB
Markdown
---
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type: "Bill"
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title: "CONSUMER-MORTGAGE MARKETING"
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description: "Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that any marketing materials from a mortgage company not connected to the consumer's mortgage company must comply with specified requirements."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "103rd"
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identifier: "HB 2094"
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citation: "Illinois HB 2094 (103rd)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Jennifer Sanalitro", "Seth Lewis"]
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version_count: 3
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action_count: 52
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vote_count: 4
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first_action: "2023-02-03"
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last_action: "2023-07-28"
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source: "openstates"
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source_identifier: "ocd-bill/93fb9d18-67eb-4661-bb98-4c60a68f92fd"
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source_url: "https://beta.ilga.gov/Legislation/BillStatus?DocNum=2094&GAID=17&DocTypeID=HB&LegId=145546&SessionID=112"
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source_hash: "a34579938b603c9da61780a2ba18e497b47643d1f1b29b24aeaafe15a35178bf"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois HB 2094 (103rd) — CONSUMER-MORTGAGE MARKETING
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Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that any marketing materials from a mortgage company not connected to the consumer's mortgage company must comply with specified requirements.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB2094.pdf)
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2. **Engrossed** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB2094eng.pdf)
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3. **Enrolled** (enrolled) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB2094enr.pdf)
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## Votes
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- Financial Institutions — **8–0** (pass) · lower
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- Third Reading — **56–0** (pass) · lower
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- Consumer Protection — **9–0** (pass) · lower
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- Third Reading — **110–0** (pass) · lower
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## Sponsors
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- Jennifer Sanalitro — primary (person)
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- Seth Lewis — primary (person)
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- Adam M. Niemerg — cosponsor (person)
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- Amy Elik — cosponsor (person)
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- Anthony DeLuca — cosponsor (person)
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- Brad Stephens — cosponsor (person)
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- Bradley Fritts — cosponsor (person)
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- Dan Ugaste — cosponsor (person)
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- Debbie Meyers-Martin — cosponsor (person)
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- Elizabeth "Lisa" Hernandez — cosponsor (person)
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- Gregg Johnson — cosponsor (person)
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- Harry Benton — cosponsor (person)
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- Jay Hoffman — cosponsor (person)
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- Joe C. Sosnowski — cosponsor (person)
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- Jonathan Carroll — cosponsor (person)
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- Joyce Mason — cosponsor (person)
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- Lakesia Collins — cosponsor (person)
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- Laura M. Murphy — cosponsor (person)
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- Maura Hirschauer — cosponsor (person)
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- Maurice A. West, II — cosponsor (person)
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- Michael J. Coffey and Jr. — cosponsor (person)
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- Michelle Mussman — cosponsor (person)
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- Robert F. Martwick — cosponsor (person)
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- Sally J. Turner — cosponsor (person)
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- Tom Weber — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2023-02-03** Filed with the Clerk by Rep. Jennifer Sanalitro `filing`
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- **2023-02-07** First Reading `reading-1`
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- **2023-02-07** Referred to Rules Committee
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- **2023-02-10** Added Chief Co-Sponsor Rep. Jay Hoffman
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- **2023-02-22** Added Co-Sponsor Rep. Joe C. Sosnowski
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- **2023-02-22** Added Co-Sponsor Rep. Tom Weber
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- **2023-02-22** Added Co-Sponsor Rep. Harry Benton
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- **2023-02-28** Assigned to Consumer Protection Committee `referral-committee`
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- **2023-03-07** Added Co-Sponsor Rep. Jonathan Carroll
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- **2023-03-07** Added Co-Sponsor Rep. Bradley Fritts
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- **2023-03-07** Added Co-Sponsor Rep. Brad Stephens
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- **2023-03-07** Added Chief Co-Sponsor Rep. Amy Elik
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- **2023-03-07** Chief Co-Sponsor Changed to Rep. Amy Elik
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- **2023-03-07** Added Co-Sponsor Rep. Gregg Johnson
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- **2023-03-07** Removed Co-Sponsor Rep. Jonathan Carroll
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- **2023-03-09** Do Pass / Short Debate Consumer Protection Committee; 009-000-000
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- **2023-03-10** Placed on Calendar 2nd Reading - Short Debate `reading-2`
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- **2023-03-10** Added Co-Sponsor Rep. Maura Hirschauer
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- **2023-03-10** Added Co-Sponsor Rep. Elizabeth "Lisa" Hernandez
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- **2023-03-10** Added Co-Sponsor Rep. Joyce Mason
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- **2023-03-10** Added Co-Sponsor Rep. Adam M. Niemerg
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- **2023-03-15** Added Co-Sponsor Rep. Debbie Meyers-Martin
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- **2023-03-15** Added Co-Sponsor Rep. Anthony DeLuca
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- **2023-03-16** Second Reading - Short Debate `reading-2`
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- **2023-03-16** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2023-03-23** Added Co-Sponsor Rep. Maurice A. West, II
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- **2023-03-23** Added Co-Sponsor Rep. Lakesia Collins
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- **2023-03-23** Third Reading - Short Debate - Passed 110-000-000 `passage, reading-3`
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- **2023-03-23** Added Chief Co-Sponsor Rep. Jonathan Carroll
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- **2023-03-23** Added Co-Sponsor Rep. Dan Ugaste
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- **2023-03-23** Added Co-Sponsor Rep. Michelle Mussman
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- **2023-03-23** Added Co-Sponsor Rep. Michael J. Coffey, Jr.
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- **2023-03-24** Arrive in Senate `introduction`
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- **2023-03-24** Placed on Calendar Order of First Reading `reading-1`
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- **2023-03-24** Chief Senate Sponsor Sen. Seth Lewis
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- **2023-03-24** First Reading `reading-1`
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- **2023-03-24** Referred to Assignments
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- **2023-03-28** Added as Alternate Co-Sponsor Sen. Robert F. Martwick
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- **2023-04-12** Assigned to Financial Institutions `referral-committee`
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- **2023-04-25** Added as Alternate Co-Sponsor Sen. Sally J. Turner
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- **2023-04-26** Do Pass Financial Institutions; 008-000-000
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- **2023-04-26** Placed on Calendar Order of 2nd Reading April 27, 2023 `reading-2`
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- **2023-04-27** Second Reading `reading-2`
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- **2023-04-27** Placed on Calendar Order of 3rd Reading May 2, 2023
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- **2023-05-05** Placed on Calendar Order of 3rd Reading ** May 8, 2023
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- **2023-05-10** Added as Alternate Co-Sponsor Sen. Laura M. Murphy
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- **2023-05-11** Third Reading - Passed; 056-000-000 `passage, reading-3`
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- **2023-05-11** Passed Both Houses
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- **2023-06-09** Sent to the Governor `executive-receipt`
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- **2023-07-28** Governor Approved `executive-signature`
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- **2023-07-28** Effective Date January 1, 2024
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- **2023-07-28** Public Act . . . . . . . . . 103-0292 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/93fb9d18-67eb-4661-bb98-4c60a68f92fd`. Confidence: reported (aggregated from official Illinois legislature records).
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