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---
type: "Bill"
title: "CONSUMER-MORTGAGE MARKETING"
description: "Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that any marketing materials from a mortgage company not connected to the consumer's mortgage company must comply with specified requirements."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "103rd"
identifier: "HB 2094"
citation: "Illinois HB 2094 (103rd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Jennifer Sanalitro", "Seth Lewis"]
version_count: 3
action_count: 52
vote_count: 4
first_action: "2023-02-03"
last_action: "2023-07-28"
source: "openstates"
source_identifier: "ocd-bill/93fb9d18-67eb-4661-bb98-4c60a68f92fd"
source_url: "https://beta.ilga.gov/Legislation/BillStatus?DocNum=2094&GAID=17&DocTypeID=HB&LegId=145546&SessionID=112"
source_hash: "a34579938b603c9da61780a2ba18e497b47643d1f1b29b24aeaafe15a35178bf"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois HB 2094 (103rd) — CONSUMER-MORTGAGE MARKETING
Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that any marketing materials from a mortgage company not connected to the consumer's mortgage company must comply with specified requirements.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB2094.pdf)
2. **Engrossed** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB2094eng.pdf)
3. **Enrolled** (enrolled) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB2094enr.pdf)
## Votes
- Financial Institutions — **80** (pass) · lower
- Third Reading — **560** (pass) · lower
- Consumer Protection — **90** (pass) · lower
- Third Reading — **1100** (pass) · lower
## Sponsors
- Jennifer Sanalitro — primary (person)
- Seth Lewis — primary (person)
- Adam M. Niemerg — cosponsor (person)
- Amy Elik — cosponsor (person)
- Anthony DeLuca — cosponsor (person)
- Brad Stephens — cosponsor (person)
- Bradley Fritts — cosponsor (person)
- Dan Ugaste — cosponsor (person)
- Debbie Meyers-Martin — cosponsor (person)
- Elizabeth "Lisa" Hernandez — cosponsor (person)
- Gregg Johnson — cosponsor (person)
- Harry Benton — cosponsor (person)
- Jay Hoffman — cosponsor (person)
- Joe C. Sosnowski — cosponsor (person)
- Jonathan Carroll — cosponsor (person)
- Joyce Mason — cosponsor (person)
- Lakesia Collins — cosponsor (person)
- Laura M. Murphy — cosponsor (person)
- Maura Hirschauer — cosponsor (person)
- Maurice A. West, II — cosponsor (person)
- Michael J. Coffey and Jr. — cosponsor (person)
- Michelle Mussman — cosponsor (person)
- Robert F. Martwick — cosponsor (person)
- Sally J. Turner — cosponsor (person)
- Tom Weber — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2023-02-03** Filed with the Clerk by Rep. Jennifer Sanalitro `filing`
- **2023-02-07** First Reading `reading-1`
- **2023-02-07** Referred to Rules Committee
- **2023-02-10** Added Chief Co-Sponsor Rep. Jay Hoffman
- **2023-02-22** Added Co-Sponsor Rep. Joe C. Sosnowski
- **2023-02-22** Added Co-Sponsor Rep. Tom Weber
- **2023-02-22** Added Co-Sponsor Rep. Harry Benton
- **2023-02-28** Assigned to Consumer Protection Committee `referral-committee`
- **2023-03-07** Added Co-Sponsor Rep. Jonathan Carroll
- **2023-03-07** Added Co-Sponsor Rep. Bradley Fritts
- **2023-03-07** Added Co-Sponsor Rep. Brad Stephens
- **2023-03-07** Added Chief Co-Sponsor Rep. Amy Elik
- **2023-03-07** Chief Co-Sponsor Changed to Rep. Amy Elik
- **2023-03-07** Added Co-Sponsor Rep. Gregg Johnson
- **2023-03-07** Removed Co-Sponsor Rep. Jonathan Carroll
- **2023-03-09** Do Pass / Short Debate Consumer Protection Committee; 009-000-000
- **2023-03-10** Placed on Calendar 2nd Reading - Short Debate `reading-2`
- **2023-03-10** Added Co-Sponsor Rep. Maura Hirschauer
- **2023-03-10** Added Co-Sponsor Rep. Elizabeth "Lisa" Hernandez
- **2023-03-10** Added Co-Sponsor Rep. Joyce Mason
- **2023-03-10** Added Co-Sponsor Rep. Adam M. Niemerg
- **2023-03-15** Added Co-Sponsor Rep. Debbie Meyers-Martin
- **2023-03-15** Added Co-Sponsor Rep. Anthony DeLuca
- **2023-03-16** Second Reading - Short Debate `reading-2`
- **2023-03-16** Placed on Calendar Order of 3rd Reading - Short Debate
- **2023-03-23** Added Co-Sponsor Rep. Maurice A. West, II
- **2023-03-23** Added Co-Sponsor Rep. Lakesia Collins
- **2023-03-23** Third Reading - Short Debate - Passed 110-000-000 `passage, reading-3`
- **2023-03-23** Added Chief Co-Sponsor Rep. Jonathan Carroll
- **2023-03-23** Added Co-Sponsor Rep. Dan Ugaste
- **2023-03-23** Added Co-Sponsor Rep. Michelle Mussman
- **2023-03-23** Added Co-Sponsor Rep. Michael J. Coffey, Jr.
- **2023-03-24** Arrive in Senate `introduction`
- **2023-03-24** Placed on Calendar Order of First Reading `reading-1`
- **2023-03-24** Chief Senate Sponsor Sen. Seth Lewis
- **2023-03-24** First Reading `reading-1`
- **2023-03-24** Referred to Assignments
- **2023-03-28** Added as Alternate Co-Sponsor Sen. Robert F. Martwick
- **2023-04-12** Assigned to Financial Institutions `referral-committee`
- **2023-04-25** Added as Alternate Co-Sponsor Sen. Sally J. Turner
- **2023-04-26** Do Pass Financial Institutions; 008-000-000
- **2023-04-26** Placed on Calendar Order of 2nd Reading April 27, 2023 `reading-2`
- **2023-04-27** Second Reading `reading-2`
- **2023-04-27** Placed on Calendar Order of 3rd Reading May 2, 2023
- **2023-05-05** Placed on Calendar Order of 3rd Reading ** May 8, 2023
- **2023-05-10** Added as Alternate Co-Sponsor Sen. Laura M. Murphy
- **2023-05-11** Third Reading - Passed; 056-000-000 `passage, reading-3`
- **2023-05-11** Passed Both Houses
- **2023-06-09** Sent to the Governor `executive-receipt`
- **2023-07-28** Governor Approved `executive-signature`
- **2023-07-28** Effective Date January 1, 2024
- **2023-07-28** Public Act . . . . . . . . . 103-0292 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/93fb9d18-67eb-4661-bb98-4c60a68f92fd`. Confidence: reported (aggregated from official Illinois legislature records).