republic-os/legislation/us/states/il/103rd/hb-3521.md

---
type: "Bill"
title: "INS-SURPLUS LINE/FARM MUTUAL"
description: "Amends the Illinois Insurance Code. In provisions concerning surplus line insurance, changes the definition of \"home state\". Amends the Farm Mutual Insurance Company Act of 1986. Sets forth provisions concerning farm mutual insurance company investments in home office real estate. Makes other changes."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "103rd"
identifier: "HB 3521"
citation: "Illinois HB 3521 (103rd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Karina Villa", "Kelly M. Cassidy"]
version_count: 6
action_count: 105
vote_count: 10
first_action: "2023-02-17"
last_action: "2024-08-09"
source: "openstates"
source_identifier: "ocd-bill/bc01e32a-3900-461d-ab41-666b5b364797"
source_url: "https://beta.ilga.gov/Legislation/BillStatus?DocNum=3521&GAID=17&DocTypeID=HB&LegId=148688&SessionID=112"
source_hash: "48f967a471f3f51ce46d8179035841bf061faf764b95b1ac2f1b7fde5278dbb0"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 3521 (103rd) — INS-SURPLUS LINE/FARM MUTUAL

Amends the Illinois Insurance Code. In provisions concerning surplus line insurance, changes the definition of "home state". Amends the Farm Mutual Insurance Company Act of 1986. Sets forth provisions concerning farm mutual insurance company investments in home office real estate. Makes other changes.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB3521.pdf)
2. **Engrossed** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB3521eng.pdf)
3. **House Amendment 001** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB3521ham001.pdf)
4. **Senate Amendment 001** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB3521sam001.pdf)
5. **Senate Amendment 002** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB3521sam002.pdf)
6. **Enrolled** (enrolled) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB3521enr.pdf)

## Votes

- Third Reading — **58–0** (pass) · lower
- Executive — **7–4** (pass) · lower
- Human Services — **8–0** (pass) · lower
- Insurance, Amendment 1 — **14–0** (pass) · lower
- Executive — **11–0** (pass) · lower
- Insurance — **14–0** (pass) · lower
- Human Services, Amendment 2 — **8–0** (pass) · lower
- Third Reading — **109–0** (pass) · lower
- Concurrence, Amendment 2 — **109–0** (pass) · lower
- Concurrence — **109–0** (pass) · lower

## Sponsors

- Karina Villa — primary (person)
- Kelly M. Cassidy — primary (person)
- Abdelnasser Rashid — cosponsor (person)
- Angelica Guerrero-Cuellar — cosponsor (person)
- Anna Moeller — cosponsor (person)
- Anne Stava-Murray — cosponsor (person)
- Anthony DeLuca — cosponsor (person)
- Bob Morgan — cosponsor (person)
- Camille Y. Lilly — cosponsor (person)
- Dagmara Avelar — cosponsor (person)
- Diane Blair-Sherlock — cosponsor (person)
- Harry Benton — cosponsor (person)
- Jackie Haas — cosponsor (person)
- Jeff Keicher — cosponsor (person)
- Jenn Ladisch Douglass — cosponsor (person)
- Jennifer Gong-Gershowitz — cosponsor (person)
- Joyce Mason — cosponsor (person)
- Kam Buckner — cosponsor (person)
- Katie Stuart — cosponsor (person)
- Kevin John Olickal — cosponsor (person)
- Laura Faver Dias — cosponsor (person)
- Lilian Jiménez — cosponsor (person)
- Lindsey LaPointe — cosponsor (person)
- Mary Beth Canty — cosponsor (person)
- Matt Hanson — cosponsor (person)
- Maura Hirschauer — cosponsor (person)
- Maurice A. West, II — cosponsor (person)
- Michelle Mussman — cosponsor (person)
- Nabeela Syed — cosponsor (person)
- Norine K. Hammond — cosponsor (person)
- Sharon Chung — cosponsor (person)
- Stephanie A. Kifowit — cosponsor (person)
- Steven Reick — cosponsor (person)
- Sue Scherer — cosponsor (person)
- Terra Costa Howard — cosponsor (person)
- Theresa Mah — cosponsor (person)
- Tony M. McCombie — cosponsor (person)
- Will Guzzardi — cosponsor (person)
- Yolonda Morris — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-02-17** Filed with the Clerk by Rep. Thaddeus Jones `filing`
- **2023-02-17** First Reading `reading-1`
- **2023-02-17** Referred to Rules Committee
- **2023-02-28** Assigned to Insurance Committee `referral-committee`
- **2023-03-07** Do Pass / Short Debate Insurance Committee; 014-000-000
- **2023-03-08** Placed on Calendar 2nd Reading - Short Debate `reading-2`
- **2023-03-21** House Floor Amendment No. 1 Filed with Clerk by Rep. Thaddeus Jones `amendment-introduction`
- **2023-03-21** House Floor Amendment No. 1 Referred to Rules Committee
- **2023-03-22** House Floor Amendment No. 1 Rules Refers to Insurance Committee
- **2023-03-22** Added Chief Co-Sponsor Rep. Anthony DeLuca
- **2023-03-22** Added Chief Co-Sponsor Rep. Bob Morgan
- **2023-03-22** Added Chief Co-Sponsor Rep. Jeff Keicher
- **2023-03-22** Second Reading - Short Debate `reading-2`
- **2023-03-22** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2023-03-22** Remove Chief Co-Sponsor Rep. Jeff Keicher
- **2023-03-23** House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 014-000-000 `committee-passage-favorable`
- **2023-03-27** Rule 19(a) / Re-referred to Rules Committee
- **2023-03-27** House Floor Amendment No. 1 Rule 19(c) / Re-referred to Rules Committee
- **2024-03-20** Approved for Consideration Rules Committee; 005-000-000
- **2024-03-20** Placed on Calendar 2nd Reading - Short Debate `reading-2`
- **2024-03-20** House Floor Amendment No. 1 Recommends Be Adopted Rules Committee; 005-000-000 `committee-passage-favorable`
- **2024-04-16** House Floor Amendment No. 1 Adopted `amendment-passage`
- **2024-04-16** Placed on Calendar Order of 3rd Reading - Short Debate
- **2024-04-17** Third Reading - Short Debate - Passed 109-000-000 `passage, reading-3`
- **2024-04-18** Arrive in Senate `introduction`
- **2024-04-18** Placed on Calendar Order of First Reading April 30, 2024 `reading-1`
- **2024-05-01** Chief Senate Sponsor Sen. Don Harmon
- **2024-05-01** First Reading `reading-1`
- **2024-05-01** Referred to Assignments
- **2024-05-01** Assigned to Executive `referral-committee`
- **2024-05-01** Rule 2-10 Committee Deadline Established As May 10, 2024
- **2024-05-10** Rule 2-10 Committee Deadline Established As May 17, 2024
- **2024-05-15** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Don Harmon `amendment-introduction`
- **2024-05-15** Senate Committee Amendment No. 1 Referred to Assignments
- **2024-05-15** Senate Committee Amendment No. 1 Assignments Refers to Executive
- **2024-05-15** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2024-05-15** Do Pass as Amended Executive; 007-004-000
- **2024-05-15** Placed on Calendar Order of 2nd Reading May 16, 2024 `reading-2`
- **2024-05-16** Second Reading `reading-2`
- **2024-05-16** Placed on Calendar Order of 3rd Reading May 17, 2024
- **2024-05-17** Rule 2-10 Third Reading/Passage Deadline Established As May 24, 2024
- **2024-05-24** Rule 2-10 Third Reading Deadline Established As May 25, 2024
- **2024-05-25** Senate Floor Amendment No. 2 Filed with Secretary by Sen. Karina Villa `amendment-introduction`
- **2024-05-25** Senate Floor Amendment No. 2 Referred to Assignments
- **2024-05-25** Rule 2-10 Third Reading Deadline Established As May 26, 2024
- **2024-05-26** Alternate Chief Sponsor Changed to Sen. Karina Villa
- **2024-05-26** Senate Floor Amendment No. 2 Be Approved for Consideration Assignments
- **2024-05-26** Recalled to Second Reading `reading-2`
- **2024-05-26** Senate Floor Amendment No. 2 Adopted; Villa `amendment-passage`
- **2024-05-26** Placed on Calendar Order of 3rd Reading
- **2024-05-26** Third Reading - Passed; 058-000-000 `passage, reading-3`
- **2024-05-26** Arrived in House `introduction`
- **2024-05-26** Placed on Calendar Order of Concurrence Senate Amendment(s) 1, 2
- **2024-05-28** Chief Sponsor Changed to Rep. Kelly M. Cassidy
- **2024-05-28** Senate Committee Amendment No. 1 Motion Filed Concur Rep. Kelly M. Cassidy
- **2024-05-28** Senate Floor Amendment No. 2 Motion Filed Concur Rep. Kelly M. Cassidy
- **2024-05-28** Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee
- **2024-05-28** Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee
- **2024-05-28** Senate Committee Amendment No. 1 Motion to Concur Rules Referred to Human Services Committee
- **2024-05-28** Senate Floor Amendment No. 2 Motion to Concur Rules Referred to Human Services Committee
- **2024-05-28** Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Human Services Committee; 008-000-000
- **2024-05-28** Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Human Services Committee; 008-000-000
- **2024-05-28** Added Co-Sponsor Rep. Michelle Mussman
- **2024-05-28** Added Co-Sponsor Rep. Kam Buckner
- **2024-05-28** Added Co-Sponsor Rep. Terra Costa Howard
- **2024-05-28** Added Co-Sponsor Rep. Mary Beth Canty
- **2024-05-28** Added Co-Sponsor Rep. Norine K. Hammond
- **2024-05-28** Added Co-Sponsor Rep. Theresa Mah
- **2024-05-28** Added Co-Sponsor Rep. Lindsey LaPointe
- **2024-05-28** Added Co-Sponsor Rep. Dagmara Avelar
- **2024-05-28** Added Co-Sponsor Rep. Sue Scherer
- **2024-05-28** Added Co-Sponsor Rep. Stephanie A. Kifowit
- **2024-05-28** Added Co-Sponsor Rep. Laura Faver Dias
- **2024-05-28** Added Co-Sponsor Rep. Sharon Chung
- **2024-05-28** Added Co-Sponsor Rep. Will Guzzardi
- **2024-05-28** Added Co-Sponsor Rep. Joyce Mason
- **2024-05-28** Added Co-Sponsor Rep. Maura Hirschauer
- **2024-05-28** Added Co-Sponsor Rep. Katie Stuart
- **2024-05-28** Added Co-Sponsor Rep. Anna Moeller
- **2024-05-28** Added Co-Sponsor Rep. Jenn Ladisch Douglass
- **2024-05-28** Added Co-Sponsor Rep. Matt Hanson
- **2024-05-28** Added Co-Sponsor Rep. Jennifer Gong-Gershowitz
- **2024-05-28** Added Co-Sponsor Rep. Steven Reick
- **2024-05-28** Added Co-Sponsor Rep. Harry Benton
- **2024-05-28** Added Co-Sponsor Rep. Yolonda Morris
- **2024-05-28** Added Co-Sponsor Rep. Abdelnasser Rashid
- **2024-05-28** Added Co-Sponsor Rep. Anne Stava-Murray
- **2024-05-28** Added Co-Sponsor Rep. Lilian Jiménez
- **2024-05-28** Added Co-Sponsor Rep. Diane Blair-Sherlock
- **2024-05-28** Added Co-Sponsor Rep. Angelica Guerrero-Cuellar
- **2024-05-28** Added Co-Sponsor Rep. Kevin John Olickal
- **2024-05-28** Added Co-Sponsor Rep. Nabeela Syed
- **2024-05-28** Added Co-Sponsor Rep. Maurice A. West, II
- **2024-05-28** Added Chief Co-Sponsor Rep. Camille Y. Lilly
- **2024-05-28** Added Chief Co-Sponsor Rep. Tony M. McCombie
- **2024-05-28** Added Co-Sponsor Rep. Jeff Keicher
- **2024-05-28** Added Co-Sponsor Rep. Jackie Haas
- **2024-05-28** Senate Committee Amendment No. 1 House Concurs 109-000-000
- **2024-05-28** Senate Floor Amendment No. 2 House Concurs 109-000-000
- **2024-05-28** House Concurs
- **2024-05-28** Passed Both Houses
- **2024-06-26** Sent to the Governor `executive-receipt`
- **2024-08-09** Governor Approved `executive-signature`
- **2024-08-09** Effective Date January 1, 2025
- **2024-08-09** Public Act . . . . . . . . . 103-0803 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/bc01e32a-3900-461d-ab41-666b5b364797`. Confidence: reported (aggregated from official Illinois legislature records).