Fabio
130 lines
8.0 KiB
Markdown
130 lines
8.0 KiB
Markdown
---
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type: "Bill"
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title: "INS-AUTO INSURANCE-REPAIRS"
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description: "Amends the Illinois Insurance Code. Provides that, in addition to the options of total car replacement or a cash settlement, an insurer that issues a policy of automobile insurance shall provide to the policyholder, after the policyholder has been deemed eligible for compensation following an automobile crash, the option to be compensated for the value of repairs to make the automobile safe to drive. Requires an insurer to provide a copy of a specified rule at the time an offer of compensation for total loss is made. Requires the Department of Insurance to amend a specified rule to include information about the right of policyholders to elect to be compensated for the value of repairs to make the automobile safe to drive."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "103rd"
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identifier: "HB 5559"
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citation: "Illinois HB 5559 (103rd)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Julie A. Morrison", "Tracy Katz Muhl"]
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version_count: 7
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action_count: 54
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vote_count: 5
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first_action: "2024-02-09"
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last_action: "2024-07-01"
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source: "openstates"
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source_identifier: "ocd-bill/5cff59a3-ae7c-454a-bfc7-7669614d0d4b"
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source_url: "https://beta.ilga.gov/Legislation/BillStatus?DocNum=5559&GAID=17&DocTypeID=HB&LegId=153929&SessionID=112"
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source_hash: "0b894cfdea09eeabf82eba4fca7beea9f14e49f1f1a29ef1d9609dc9adb45d60"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois HB 5559 (103rd) — INS-AUTO INSURANCE-REPAIRS
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Amends the Illinois Insurance Code. Provides that, in addition to the options of total car replacement or a cash settlement, an insurer that issues a policy of automobile insurance shall provide to the policyholder, after the policyholder has been deemed eligible for compensation following an automobile crash, the option to be compensated for the value of repairs to make the automobile safe to drive. Requires an insurer to provide a copy of a specified rule at the time an offer of compensation for total loss is made. Requires the Department of Insurance to amend a specified rule to include information about the right of policyholders to elect to be compensated for the value of repairs to make the automobile safe to drive.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB5559.pdf)
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2. **Engrossed** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB5559eng.pdf)
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3. **House Amendment 001** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB5559ham001.pdf)
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4. **House Amendment 002** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB5559ham002.pdf)
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5. **House Amendment 003** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB5559ham003.pdf)
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6. **House Amendment 004** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB5559ham004.pdf)
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7. **Enrolled** (enrolled) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB5559enr.pdf)
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## Votes
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- Insurance, Amendment 4 — **15–0** (pass) · lower
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- Insurance — **10–0** (pass) · lower
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- Third Reading — **99–0** (pass) · lower
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- Insurance — **15–0** (pass) · lower
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- Third Reading — **59–0** (pass) · lower
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## Sponsors
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- Julie A. Morrison — primary (person)
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- Tracy Katz Muhl — primary (person)
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- Bob Morgan — cosponsor (person)
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- Jawaharial Williams — cosponsor (person)
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- Jeff Keicher — cosponsor (person)
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- Laura Faver Dias — cosponsor (person)
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- Martin J. Moylan — cosponsor (person)
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- Mary Beth Canty — cosponsor (person)
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- Thaddeus Jones — cosponsor (person)
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- Will Guzzardi — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2024-02-09** Filed with the Clerk by Rep. Tracy Katz Muhl `filing`
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- **2024-02-09** First Reading `reading-1`
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- **2024-02-09** Referred to Rules Committee
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- **2024-02-28** Assigned to Insurance Committee `referral-committee`
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- **2024-04-02** House Committee Amendment No. 1 Filed with Clerk by Rep. Tracy Katz Muhl `amendment-introduction`
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- **2024-04-02** House Committee Amendment No. 1 Referred to Rules Committee
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- **2024-04-02** Do Pass / Short Debate Insurance Committee; 015-000-000
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- **2024-04-02** House Committee Amendment No. 1 Tabled `amendment-failure`
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- **2024-04-02** Added Chief Co-Sponsor Rep. Jawaharial Williams
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- **2024-04-03** Placed on Calendar 2nd Reading - Short Debate `reading-2`
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- **2024-04-04** Added Co-Sponsor Rep. Will Guzzardi
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- **2024-04-04** Removed Co-Sponsor Rep. Will Guzzardi
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- **2024-04-11** House Floor Amendment No. 2 Filed with Clerk by Rep. Tracy Katz Muhl `amendment-introduction`
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- **2024-04-11** House Floor Amendment No. 2 Referred to Rules Committee
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- **2024-04-12** House Floor Amendment No. 3 Filed with Clerk by Rep. Tracy Katz Muhl `amendment-introduction`
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- **2024-04-12** House Floor Amendment No. 3 Referred to Rules Committee
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- **2024-04-15** House Floor Amendment No. 4 Filed with Clerk by Rep. Tracy Katz Muhl `amendment-introduction`
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- **2024-04-15** House Floor Amendment No. 4 Referred to Rules Committee
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- **2024-04-15** House Floor Amendment No. 2 Rules Refers to Insurance Committee
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- **2024-04-15** House Floor Amendment No. 3 Rules Refers to Insurance Committee
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- **2024-04-16** House Floor Amendment No. 4 Rules Refers to Insurance Committee
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- **2024-04-17** House Floor Amendment No. 4 Recommends Be Adopted Insurance Committee; 015-000-000 `committee-passage-favorable`
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- **2024-04-17** Added Co-Sponsor Rep. Jeff Keicher
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- **2024-04-17** Added Co-Sponsor Rep. Thaddeus Jones
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- **2024-04-17** Added Co-Sponsor Rep. Bob Morgan
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- **2024-04-17** Second Reading - Short Debate `reading-2`
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- **2024-04-17** Held on Calendar Order of Second Reading - Short Debate `reading-2`
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- **2024-04-18** Added Chief Co-Sponsor Rep. Mary Beth Canty
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- **2024-04-18** Added Chief Co-Sponsor Rep. Laura Faver Dias
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- **2024-04-18** Added Chief Co-Sponsor Rep. Will Guzzardi
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- **2024-04-19** Added Co-Sponsor Rep. Martin J. Moylan
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- **2024-04-19** House Floor Amendment No. 4 Adopted `amendment-passage`
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- **2024-04-19** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2024-04-19** Third Reading - Short Debate - Passed 099-000-000 `passage, reading-3`
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- **2024-04-19** House Floor Amendment No. 2 Tabled `amendment-failure`
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- **2024-04-19** House Floor Amendment No. 3 Tabled `amendment-failure`
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- **2024-04-24** Arrive in Senate `introduction`
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- **2024-04-24** Placed on Calendar Order of First Reading `reading-1`
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- **2024-04-24** Chief Senate Sponsor Sen. Adriane Johnson
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- **2024-04-24** First Reading `reading-1`
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- **2024-04-24** Referred to Assignments
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- **2024-04-30** Assigned to Insurance `referral-committee`
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- **2024-04-30** Alternate Chief Sponsor Changed to Sen. Julie A. Morrison
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- **2024-04-30** Rule 2-10 Committee Deadline Established As May 10, 2024
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- **2024-05-08** Do Pass Insurance; 010-000-000
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- **2024-05-08** Placed on Calendar Order of 2nd Reading May 9, 2024 `reading-2`
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- **2024-05-09** Second Reading `reading-2`
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- **2024-05-09** Placed on Calendar Order of 3rd Reading
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- **2024-05-16** Third Reading - Passed; 059-000-000 `passage, reading-3`
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- **2024-05-16** Passed Both Houses
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- **2024-06-13** Sent to the Governor `executive-receipt`
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- **2024-07-01** Governor Approved `executive-signature`
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- **2024-07-01** Public Act . . . . . . . . . 103-0615 `became-law`
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- **2024-07-01** Effective Date January 1, 2025
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5cff59a3-ae7c-454a-bfc7-7669614d0d4b`. Confidence: reported (aggregated from official Illinois legislature records).
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