Fabio
104 lines
7.7 KiB
Markdown
104 lines
7.7 KiB
Markdown
---
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type: "Bill"
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title: "INS-PUBLIC ADJUSTERS/VARIOUS"
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description: "Amends the Public Adjuster Article of the Illinois Insurance Code. Provides that the Director of Insurance, upon finding that an applicant for a public adjuster license was previously convicted of any felony or a misdemeanor involving dishonesty or fraud (rather than a felony or misdemeanor involving dishonesty or fraud), shall consider any mitigating factors and evidence of rehabilitation contained in the applicant's record to determine if a license may be denied. Provides that the Director may place on probation, suspend, revoke, deny, or refuse to issue or renew a public adjuster's license or may levy a civil penalty for having been convicted of any felony or a misdemeanor involving dishonesty or fraud (rather than a felony or misdemeanor involving dishonesty or fraud), and failing to comply with specified provisions concerning associated contractors. Provides that an applicant's surety bond or irrevocable letter of credit shall be in the minimum amount of $50,000 (rather than $20,000). Provides that public adjusters shall ensure that all contracts for their services contain an email address and a scope of damages. Sets forth language required to be contained in a written disclosure provided to the insured. Provides that a public adjuster may provide emergency services before a written contract with the insured has been executed. Sets forth provisions concerning associated contractors. Makes other changes. Repeals the Fire Damage Representation Agreement Act."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "103rd"
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identifier: "SB 1495"
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citation: "Illinois SB 1495 (103rd)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Napoleon Harris, III", "Thaddeus Jones"]
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version_count: 5
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action_count: 36
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vote_count: 6
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first_action: "2023-02-07"
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last_action: "2023-06-30"
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source: "openstates"
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source_identifier: "ocd-bill/f71f77f9-d013-46c3-88e4-df49db886fce"
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source_url: "https://beta.ilga.gov/Legislation/BillStatus?DocNum=1495&GAID=17&DocTypeID=SB&LegId=146225&SessionID=112"
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source_hash: "0aca3abe72e586c744f56fc3c6b4f4c9e856fda98a52d63e34dffdfb1596caca"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois SB 1495 (103rd) — INS-PUBLIC ADJUSTERS/VARIOUS
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Amends the Public Adjuster Article of the Illinois Insurance Code. Provides that the Director of Insurance, upon finding that an applicant for a public adjuster license was previously convicted of any felony or a misdemeanor involving dishonesty or fraud (rather than a felony or misdemeanor involving dishonesty or fraud), shall consider any mitigating factors and evidence of rehabilitation contained in the applicant's record to determine if a license may be denied. Provides that the Director may place on probation, suspend, revoke, deny, or refuse to issue or renew a public adjuster's license or may levy a civil penalty for having been convicted of any felony or a misdemeanor involving dishonesty or fraud (rather than a felony or misdemeanor involving dishonesty or fraud), and failing to comply with specified provisions concerning associated contractors. Provides that an applicant's surety bond or irrevocable letter of credit shall be in the minimum amount of $50,000 (rather than $20,000). Provides that public adjusters shall ensure that all contracts for their services contain an email address and a scope of damages. Sets forth language required to be contained in a written disclosure provided to the insured. Provides that a public adjuster may provide emergency services before a written contract with the insured has been executed. Sets forth provisions concerning associated contractors. Makes other changes. Repeals the Fire Damage Representation Agreement Act.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](https://beta.ilga.gov/documents/legislation/103/SB/PDF/10300SB1495.pdf)
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2. **Engrossed** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/SB/PDF/10300SB1495eng.pdf)
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3. **Senate Amendment 001** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/SB/PDF/10300SB1495sam001.pdf)
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4. **Senate Amendment 002** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/SB/PDF/10300SB1495sam002.pdf)
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5. **Enrolled** (enrolled) — [source](https://beta.ilga.gov/documents/legislation/103/SB/PDF/10300SB1495enr.pdf)
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## Votes
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- Third Reading — **57–0** (pass) · lower
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- Insurance — **15–0** (pass) · lower
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- Third Reading — **113–0** (pass) · lower
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- Insurance, Amendment 2 — **9–0** (pass) · lower
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- Insurance — **11–0** (pass) · lower
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- Insurance — **10–0** (pass) · lower
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## Sponsors
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- Napoleon Harris, III — primary (person)
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- Thaddeus Jones — primary (person)
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- Bob Morgan — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2023-02-07** Filed with Secretary by Sen. Napoleon Harris, III `filing`
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- **2023-02-07** First Reading `reading-1`
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- **2023-02-07** Referred to Assignments
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- **2023-02-14** Assigned to Insurance `referral-committee`
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- **2023-03-03** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Napoleon Harris, III `amendment-introduction`
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- **2023-03-03** Senate Committee Amendment No. 1 Referred to Assignments
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- **2023-03-07** Senate Committee Amendment No. 1 Assignments Refers to Insurance
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- **2023-03-07** Senate Committee Amendment No. 1 Adopted; Insurance `amendment-passage`
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- **2023-03-08** Do Pass as Amended Insurance; 010-000-000
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- **2023-03-08** Placed on Calendar Order of 2nd Reading March 9, 2023 `reading-2`
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- **2023-03-24** Senate Floor Amendment No. 2 Filed with Secretary by Sen. Napoleon Harris, III `amendment-introduction`
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- **2023-03-24** Senate Floor Amendment No. 2 Referred to Assignments
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- **2023-03-28** Second Reading `reading-2`
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- **2023-03-28** Placed on Calendar Order of 3rd Reading March 29, 2023
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- **2023-03-28** Senate Floor Amendment No. 2 Assignments Refers to Insurance
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- **2023-03-29** Senate Floor Amendment No. 2 Recommend Do Adopt Insurance; 009-000-000
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- **2023-03-29** Recalled to Second Reading `reading-2`
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- **2023-03-29** Senate Floor Amendment No. 2 Adopted; Harris `amendment-passage`
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- **2023-03-29** Placed on Calendar Order of 3rd Reading
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- **2023-03-29** Third Reading - Passed; 057-000-000 `passage, reading-3`
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- **2023-03-30** Arrived in House `introduction`
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- **2023-03-30** Chief House Sponsor Rep. Thaddeus Jones
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- **2023-03-30** First Reading `reading-1`
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- **2023-03-30** Referred to Rules Committee
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- **2023-04-18** Assigned to Insurance Committee `referral-committee`
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- **2023-04-21** Added Alternate Chief Co-Sponsor Rep. Bob Morgan
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- **2023-04-25** Do Pass / Short Debate Insurance Committee; 015-000-000
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- **2023-04-26** Placed on Calendar 2nd Reading - Short Debate `reading-2`
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- **2023-05-03** Second Reading - Short Debate `reading-2`
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- **2023-05-03** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2023-05-11** Third Reading - Short Debate - Passed 113-000-000 `passage, reading-3`
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- **2023-05-11** Passed Both Houses
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- **2023-06-09** Sent to the Governor `executive-receipt`
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- **2023-06-30** Governor Approved `executive-signature`
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- **2023-06-30** Effective Date January 1, 2024
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- **2023-06-30** Public Act . . . . . . . . . 103-0216 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f71f77f9-d013-46c3-88e4-df49db886fce`. Confidence: reported (aggregated from official Illinois legislature records).
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