republic-os/legislation/us/states/il/104th/sb-318.md

---
type: "Bill"
title: "BUSINESS-TECH"
description: "Amends the Illinois Fairness in Lending Act. Makes a technical change in a Section concerning the short title."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "104th"
identifier: "SB 318"
citation: "Illinois SB 318 (104th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Nabeela Syed", "Steve Stadelman"]
version_count: 9
action_count: 114
vote_count: 11
first_action: "2025-01-24"
last_action: "2026-06-25"
source: "openstates"
source_identifier: "ocd-bill/86bfa863-b485-48ab-b8c0-2fccd3a0fb91"
source_url: "https://ilga.gov/Legislation/BillStatus?DocNum=318&GAID=18&DocTypeID=SB&LegId=157800&SessionID=114"
source_hash: "cb490a917a1961432d87d9fb54e3352608a8ef7e91b18bdab703e8772d0bd605"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 318 (104th) — BUSINESS-TECH

Amends the Illinois Fairness in Lending Act. Makes a technical change in a Section concerning the short title.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318.pdf)
2. **Engrossed** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318eng.pdf)
3. **House Amendment 001** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318ham001.pdf)
4. **House Amendment 002** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318ham002.pdf)
5. **House Amendment 003** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318ham003.pdf)
6. **House Amendment 004** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318ham004.pdf)
7. **Senate Amendment 001** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318sam001.pdf)
8. **Senate Amendment 002** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318sam002.pdf)
9. **Enrolled** (enrolled) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318enr.pdf)

## Votes

- Third Reading — **57–0** (pass) · upper
- Executive — **11–0** (pass) · upper
- Concurrence, Amendment 4 — **56–0** (pass) · upper
- Executive, Amendment 2 — **11–0** (pass) · upper
- Executive, Amendment 4 — **12–0** (pass) · lower
- Executive, Amendment 1 — **13–0** (pass) · upper
- Executive — **12–0** (pass) · lower
- Concurrence — **56–0** (pass) · upper
- Executive — **12–0** (pass) · upper
- Executive, Amendment 4 — **12–0** (pass) · upper
- Third Reading — **117–0** (pass) · lower

## Sponsors

- Nabeela Syed — primary (person)
- Steve Stadelman — primary (person)
- Abdelnasser Rashid — cosponsor (person)
- Amy Briel — cosponsor (person)
- Barbara Hernandez — cosponsor (person)
- Bob Morgan — cosponsor (person)
- Camille Y. Lilly — cosponsor (person)
- Daniel Didech — cosponsor (person)
- Darby A. Hills — cosponsor (person)
- Dave Vella — cosponsor (person)
- Donald P. DeWitte — cosponsor (person)
- Edgar González, Jr. — cosponsor (person)
- Gregg Johnson — cosponsor (person)
- Harry Benton — cosponsor (person)
- Jaime M. Andrade, Jr. — cosponsor (person)
- Javier L. Cervantes — cosponsor (person)
- Jennifer Gong-Gershowitz — cosponsor (person)
- Joyce Mason — cosponsor (person)
- Justin Cochran — cosponsor (person)
- Katie Stuart — cosponsor (person)
- Kelly M. Cassidy — cosponsor (person)
- Laura Faver Dias — cosponsor (person)
- Laura Fine — cosponsor (person)
- Mark L. Walker — cosponsor (person)
- Martha Deuter — cosponsor (person)
- Mary Beth Canty — cosponsor (person)
- Mary Edly-Allen — cosponsor (person)
- Matt Hanson — cosponsor (person)
- Mattie Hunter — cosponsor (person)
- Maura Hirschauer — cosponsor (person)
- Maurice A. West, II — cosponsor (person)
- Michael Crawford — cosponsor (person)
- Mike Porfirio — cosponsor (person)
- Natalie A. Manley — cosponsor (person)
- Nicolle Grasse — cosponsor (person)
- Rachel Ventura — cosponsor (person)
- Rick Ryan — cosponsor (person)
- Sally J. Turner — cosponsor (person)
- Theresa Mah — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-24** Filed with Secretary by Sen. Don Harmon `filing`
- **2025-01-24** First Reading `reading-1`
- **2025-01-24** Referred to Assignments
- **2025-03-12** Assigned to Executive `referral-committee`
- **2025-03-19** Do Pass Executive; 011-000-000
- **2025-03-19** Placed on Calendar Order of 2nd Reading March 20, 2025 `reading-2`
- **2025-03-20** Second Reading `reading-2`
- **2025-03-20** Placed on Calendar Order of 3rd Reading April 1, 2025
- **2025-04-11** Rule 3-9(a) / Re-referred to Assignments
- **2026-05-07** Rule 2-10 Third Reading Deadline Established As May 15, 2026
- **2026-05-07** Approved for Consideration Assignments
- **2026-05-07** Placed on Calendar Order of 3rd Reading May 12, 2026
- **2026-05-11** Senate Floor Amendment No. 1 Filed with Secretary by Sen. Steve Stadelman `amendment-introduction`
- **2026-05-11** Senate Floor Amendment No. 1 Referred to Assignments
- **2026-05-12** Senate Floor Amendment No. 1 Assignments Refers to Executive
- **2026-05-12** Chief Sponsor Changed to Sen. Steve Stadelman
- **2026-05-13** Added as Co-Sponsor Sen. Rachel Ventura
- **2026-05-13** Senate Floor Amendment No. 1 Recommend Do Adopt Executive; 013-000-000
- **2026-05-14** Added as Co-Sponsor Sen. Mary Edly-Allen
- **2026-05-15** Added as Co-Sponsor Sen. Mike Porfirio
- **2026-05-15** Rule 2-10 Third Reading Deadline Established As May 22, 2026
- **2026-05-20** Senate Floor Amendment No. 2 Filed with Secretary by Sen. Steve Stadelman `amendment-introduction`
- **2026-05-20** Senate Floor Amendment No. 2 Referred to Assignments
- **2026-05-20** Senate Floor Amendment No. 2 Assignments Refers to Executive
- **2026-05-20** Senate Floor Amendment No. 2 Recommend Do Adopt Executive; 011-000-000
- **2026-05-21** Recalled to Second Reading `reading-2`
- **2026-05-21** Senate Floor Amendment No. 1 Adopted; Stadelman `amendment-passage`
- **2026-05-21** Senate Floor Amendment No. 2 Adopted; Stadelman `amendment-passage`
- **2026-05-21** Placed on Calendar Order of 3rd Reading
- **2026-05-21** Third Reading - Passed; 057-000-000 `passage, reading-3`
- **2026-05-21** Arrived in House `introduction`
- **2026-05-21** Chief House Sponsor Rep. Emanuel "Chris" Welch
- **2026-05-21** Added as Co-Sponsor Sen. Javier L. Cervantes
- **2026-05-21** Added as Co-Sponsor Sen. Mattie Hunter
- **2026-05-21** Added as Co-Sponsor Sen. Laura Fine
- **2026-05-21** First Reading `reading-1`
- **2026-05-21** Referred to Rules Committee
- **2026-05-21** Alternate Chief Sponsor Changed to Rep. Bob Morgan
- **2026-05-21** Assigned to Executive Committee `referral-committee`
- **2026-05-21** Committee/Final Action Deadline Extended-9(b) May 31, 2026
- **2026-05-22** Added Alternate Chief Co-Sponsor Rep. Abdelnasser Rashid
- **2026-05-25** Added as Co-Sponsor Sen. Mark L. Walker
- **2026-05-25** Moved to Suspend Rule 21 Rep. Elizabeth "Lisa" Hernandez
- **2026-05-25** Suspend Rule 21 - Prevailed 066-029-000
- **2026-05-27** Alternate Chief Sponsor Changed to Rep. Nabeela Syed
- **2026-05-27** House Committee Amendment No. 1 Filed with Clerk by Rep. Nabeela Syed `amendment-introduction`
- **2026-05-27** House Committee Amendment No. 1 Referred to Rules Committee
- **2026-05-27** Added Alternate Co-Sponsor Rep. Daniel Didech
- **2026-05-27** Added Alternate Co-Sponsor Rep. Natalie A. Manley
- **2026-05-27** Added Alternate Co-Sponsor Rep. Mary Beth Canty
- **2026-05-27** Added Alternate Co-Sponsor Rep. Barbara Hernandez
- **2026-05-27** Added Alternate Co-Sponsor Rep. Katie Stuart
- **2026-05-27** Added Alternate Co-Sponsor Rep. Justin Cochran
- **2026-05-27** Added Alternate Co-Sponsor Rep. Jaime M. Andrade, Jr.
- **2026-05-27** Added Alternate Co-Sponsor Rep. Maurice A. West, II
- **2026-05-27** Added Alternate Co-Sponsor Rep. Rick Ryan
- **2026-05-27** Added Alternate Co-Sponsor Rep. Jennifer Gong-Gershowitz
- **2026-05-27** Added Alternate Co-Sponsor Rep. Bob Morgan
- **2026-05-27** Added Alternate Co-Sponsor Rep. Edgar González, Jr.
- **2026-05-27** Added Alternate Co-Sponsor Rep. Maura Hirschauer
- **2026-05-28** House Committee Amendment No. 2 Filed with Clerk by Rep. Nabeela Syed `amendment-introduction`
- **2026-05-28** House Committee Amendment No. 2 Referred to Rules Committee
- **2026-05-28** House Committee Amendment No. 1 Rules Refers to Executive Committee
- **2026-05-28** Added Alternate Co-Sponsor Rep. Nicolle Grasse
- **2026-05-28** Added Alternate Co-Sponsor Rep. Joyce Mason
- **2026-05-28** Added Alternate Co-Sponsor Rep. Amy Briel
- **2026-05-28** Added Alternate Co-Sponsor Rep. Camille Y. Lilly
- **2026-05-28** House Committee Amendment No. 1 Adopted in Executive Committee; by Voice Vote `amendment-passage`
- **2026-05-28** Do Pass as Amended / Short Debate Executive Committee; 012-000-000
- **2026-05-28** House Committee Amendment No. 2 Tabled `amendment-failure`
- **2026-05-28** Placed on Calendar 2nd Reading - Short Debate `reading-2`
- **2026-05-28** Added Alternate Chief Co-Sponsor Rep. Dave Vella
- **2026-05-28** Second Reading - Short Debate `reading-2`
- **2026-05-28** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2026-05-29** Added as Co-Sponsor Sen. Darby A. Hills
- **2026-05-29** Added as Co-Sponsor Sen. Donald P. DeWitte
- **2026-05-29** House Floor Amendment No. 3 Filed with Clerk by Rep. Nabeela Syed `amendment-introduction`
- **2026-05-29** House Floor Amendment No. 3 Referred to Rules Committee
- **2026-05-29** Added as Co-Sponsor Sen. Sally J. Turner
- **2026-05-29** Added Alternate Co-Sponsor Rep. Kelly M. Cassidy
- **2026-05-29** Added Alternate Chief Co-Sponsor Rep. Theresa Mah
- **2026-05-29** House Floor Amendment No. 4 Filed with Clerk by Rep. Nabeela Syed `amendment-introduction`
- **2026-05-29** House Floor Amendment No. 4 Referred to Rules Committee
- **2026-05-29** House Floor Amendment No. 3 Rules Refers to Executive Committee
- **2026-05-29** House Floor Amendment No. 4 Rules Refers to Executive Committee
- **2026-05-30** House Floor Amendment No. 4 Recommends Be Adopted Executive Committee; 012-000-000 `committee-passage-favorable`
- **2026-05-31** House Floor Amendment No. 4 Adopted `amendment-passage`
- **2026-05-31** Placed on Calendar Order of 3rd Reading - Short Debate
- **2026-05-31** Third Reading - Short Debate - Passed 117-000-000 `passage, reading-3`
- **2026-05-31** House Floor Amendment No. 3 Tabled `amendment-failure`
- **2026-05-31** Added Alternate Co-Sponsor Rep. Martha Deuter
- **2026-05-31** Added Alternate Co-Sponsor Rep. Michael Crawford
- **2026-05-31** Added Alternate Co-Sponsor Rep. Gregg Johnson
- **2026-05-31** Added Alternate Co-Sponsor Rep. Matt Hanson
- **2026-05-31** Added Alternate Co-Sponsor Rep. Laura Faver Dias
- **2026-05-31** Added Alternate Co-Sponsor Rep. Harry Benton
- **2026-05-31** Secretary's Desk - Concurrence House Amendment(s) 1, 4
- **2026-05-31** Placed on Calendar Order of Concurrence House Amendment(s) 1, 4 - May 31, 2026
- **2026-05-31** House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Steve Stadelman `filing`
- **2026-05-31** House Committee Amendment No. 1 Motion to Concur Referred to Assignments
- **2026-05-31** House Floor Amendment No. 4 Motion to Concur Filed with Secretary Sen. Steve Stadelman `filing`
- **2026-05-31** House Floor Amendment No. 4 Motion to Concur Referred to Assignments
- **2026-05-31** House Committee Amendment No. 1 Motion to Concur Assignments Referred to Executive
- **2026-05-31** House Floor Amendment No. 4 Motion to Concur Assignments Referred to Executive
- **2026-05-31** House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Executive; 012-000-000
- **2026-05-31** House Floor Amendment No. 4 Motion To Concur Recommended Do Adopt Executive; 012-000-000
- **2026-05-31** House Committee Amendment No. 1 Senate Concurs 056-000-000
- **2026-05-31** House Floor Amendment No. 4 Senate Concurs 056-000-000
- **2026-05-31** Senate Concurs
- **2026-05-31** Passed Both Houses
- **2026-06-22** Sent to the Governor `executive-receipt`
- **2026-06-25** Governor Approved `executive-signature`
- **2026-06-25** Effective Date January 1, 2027
- **2026-06-25** Public Act . . . . . . . . . 104-0474 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/86bfa863-b485-48ab-b8c0-2fccd3a0fb91`. Confidence: reported (aggregated from official Illinois legislature records).