republic-os/legislation/us/states/il/93rd/hb-259.md

---
type: "Bill"
title: "CREDIT-DEBIT CARD DISCLOSURE"
description: "Creates the Credit Card and Debit Card Account Disclosure Act. Provides that a person or entity that provides anything of value upon presentation of a credit card or debit card may not print or otherwise reproduce on the cardholder's receipt either of the following: any part of the credit card or debit card account number, other than the last 5 digits or characters, or the expiration date of the credit card or debit card. Provides that the prohibition does not apply where the person to whom the credit card or debit card is presented cannot record credit card or debit card numbers except in writing or by imprint. Provides that the prohibition does not apply to electronic benefits transfers under the federal Food Stamp Program. Provides that a person who violates the prohibition is liable to the issuer or the cardholder for any actual damages resulting from the use of the cardholder's credit card or debit card without his or her permission and for costs and attorney's fees. Provides that the Act becomes operative on January 1, 2005 with respect to any credit card or debit card transaction receipt device that is in use prior to January 1, 2004, and becomes operative on January 1, 2004 with respect to any such device first put to use on or after January 1, 2004."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "93rd"
identifier: "HB 259"
citation: "Illinois HB 259 (93rd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 58
vote_count: 3
first_action: "2003-01-23"
last_action: "2003-07-22"
source: "openstates"
source_identifier: "ocd-bill/34c727b2-6bf7-4a95-84b9-032b7a6fc6a8"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=259&GAID=3&DocTypeID=HB&LegId=573&SessionID=3&GA=93"
source_hash: "c8aee19ca86888f30c1715bc28d7af74cce63ad365925b855f782220a7155b58"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 259 (93rd) — CREDIT-DEBIT CARD DISCLOSURE

Creates the Credit Card and Debit Card Account Disclosure Act. Provides that a person or entity that provides anything of value upon presentation of a credit card or debit card may not print or otherwise reproduce on the cardholder's receipt either of the following: any part of the credit card or debit card account number, other than the last 5 digits or characters, or the expiration date of the credit card or debit card. Provides that the prohibition does not apply where the person to whom the credit card or debit card is presented cannot record credit card or debit card numbers except in writing or by imprint. Provides that the prohibition does not apply to electronic benefits transfers under the federal Food Stamp Program. Provides that a person who violates the prohibition is liable to the issuer or the cardholder for any actual damages resulting from the use of the cardholder's credit card or debit card without his or her permission and for costs and attorney's fees. Provides that the Act becomes operative on January 1, 2005 with respect to any credit card or debit card transaction receipt device that is in use prior to January 1, 2004, and becomes operative on January 1, 2004 with respect to any such device first put to use on or after January 1, 2004.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300HB0259&GA=93&SessionId=3&DocTypeId=HB&LegID=573&DocNum=259&GAID=3&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300HB0259eng&GA=93&SessionId=3&DocTypeId=HB&LegID=573&DocNum=259&GAID=3&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300HB0259enr&GA=93&SessionId=3&DocTypeId=HB&LegID=573&DocNum=259&GAID=3&Session=&print=true)

## Votes

- Concurrence, Amendment 1 — **115–0** (pass) · lower
- Third Reading — **59–0** (pass) · upper
- Third Reading — **115–0** (pass) · lower

## Sponsors

- John A. Fritchey — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2003-01-23** Filed with the Clerk by Rep. John A. Fritchey `filing`
- **2003-01-23** First Reading `reading-1`
- **2003-01-23** Referred to Rules Committee `referral-committee`
- **2003-01-29** Assigned to Consumer Protection Committee `referral-committee`
- **2003-02-04** Added Chief Co-Sponsor Rep. Sara Feigenholtz
- **2003-02-04** Added Chief Co-Sponsor Rep. Constance A. Howard
- **2003-02-04** Added Chief Co-Sponsor Rep. Harry Osterman
- **2003-02-04** Added Chief Co-Sponsor Rep. Julie Hamos
- **2003-02-28** Added Co-Sponsor Rep. Deborah L. Graham
- **2003-03-05** House Committee Amendment No. 1 Filed with Clerk by Consumer Protection Committee `amendment-introduction`
- **2003-03-05** House Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote `amendment-passage`
- **2003-03-05** Do Pass as Amended / Short Debate Consumer Protection Committee; 011-000-000 `committee-passage`
- **2003-03-05** Placed on Calendar 2nd Reading - Short Debate
- **2003-03-05** Added Co-Sponsor Rep. Susana Mendoza
- **2003-03-05** Added Co-Sponsor Rep. Maria Antonia Berrios
- **2003-03-05** Added Co-Sponsor Rep. Linda Chapa LaVia
- **2003-03-05** Added Co-Sponsor Rep. Edward J. Acevedo
- **2003-03-05** Added Co-Sponsor Rep. Robert W. Churchill
- **2003-03-05** Added Co-Sponsor Rep. Terry R. Parke
- **2003-03-05** Added Co-Sponsor Rep. Art Tenhouse
- **2003-03-06** Added Co-Sponsor Rep. Eddie Washington
- **2003-03-21** Second Reading - Short Debate `reading-2`
- **2003-03-21** Placed on Calendar Order of 3rd Reading - Short Debate
- **2003-03-21** Added Co-Sponsor Rep. Karen May
- **2003-03-25** Added Co-Sponsor Rep. Kathleen A. Ryg
- **2003-03-25** Added Co-Sponsor Rep. Mary E. Flowers
- **2003-03-26** Added Co-Sponsor Rep. Sandra M. Pihos
- **2003-03-26** Third Reading - Short Debate - Passed 115-000-000 `reading-3, passage`
- **2003-03-27** Arrive in Senate `introduction`
- **2003-03-27** Placed on Calendar Order of First Reading April 2, 2003 `reading-1`
- **2003-03-27** Chief Senate Sponsor Sen. Ira I. Silverstein
- **2003-04-02** First Reading `reading-1`
- **2003-04-02** Referred to Rules `referral-committee`
- **2003-04-10** Assigned to Financial Institutions `referral-committee`
- **2003-05-01** Do Pass Financial Institutions; 009-000-000 `committee-passage`
- **2003-05-01** Placed on Calendar Order of 2nd Reading May 6, 2003
- **2003-05-08** Second Reading `reading-2`
- **2003-05-08** Placed on Calendar Order of 3rd Reading May 9, 2003
- **2003-05-13** Senate Floor Amendment No. 1 Filed with Secretary by Sen. Ira I. Silverstein `amendment-introduction`
- **2003-05-13** Senate Floor Amendment No. 1 Referred to Rules `referral-committee`
- **2003-05-13** Senate Floor Amendment No. 1 Rules Refers to Financial Institutions
- **2003-05-14** Senate Floor Amendment No. 1 Be Adopted Financial Institutions; 006-000-000 `committee-passage-favorable`
- **2003-05-15** Recalled to Second Reading `reading-2`
- **2003-05-15** Senate Floor Amendment No. 1 Adopted; Silverstein `amendment-passage`
- **2003-05-15** Placed on Calendar Order of 3rd Reading May 16, 2003
- **2003-05-16** Third Reading - Passed; 059-000-000 `reading-3, passage`
- **2003-05-16** Arrived in House `introduction`
- **2003-05-16** Placed on Calendar Order of Concurrence Senate Amendment(s) 1
- **2003-05-20** Senate Floor Amendment No. 1 Motion Filed Concur Rep. John A. Fritchey; Motion #1
- **2003-05-20** Senate Floor Amendment No. 1 Motion to Concur Referred to Rules Committee `referral-committee`
- **2003-05-21** Senate Floor Amendment No. 1 Motion to Concur Recommends be Adopted Rules Committee; 003-002-000
- **2003-05-23** Final Action Deadline Extended-9(b) May 31, 2003
- **2003-05-27** Senate Floor Amendment No. 1 House Concurs 115-000-000
- **2003-05-27** Passed Both Houses
- **2003-06-25** Sent to the Governor `executive-receipt`
- **2003-07-22** Governor Approved `executive-signature`
- **2003-07-22** Effective Date January 1, 2004
- **2003-07-22** Public Act . . . . . . . . . 93-0231 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/34c727b2-6bf7-4a95-84b9-032b7a6fc6a8`. Confidence: reported (aggregated from official Illinois legislature records).