republic-os/legislation/us/states/il/93rd/sb-2545.md

---
type: "Bill"
title: "CONSUMER FRAUD-INSURANCE-SSN"
description: "Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a person or entity may not print an individual's social security number on an insurance card that is used to establish the eligibility of an individual or his or her dependents to receive health, dental, optical, or accident insurance benefits, prescription drug benefits, or benefits under a managed care plan or a plan provided by a health maintenance organization, a health services plan corporation, or a similar entity. Provides that existing insurance cards with an individual's social security number must be replaced with insurance cards without the individual's social security number. Provides that a violation constitutes an unlawful practice within the meaning of the Act. Effective January 1, 2005."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "93rd"
identifier: "SB 2545"
citation: "Illinois SB 2545 (93rd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 76
vote_count: 2
first_action: "2004-02-03"
last_action: "2004-07-14"
source: "openstates"
source_identifier: "ocd-bill/89285e8f-5300-44d8-8bc5-37b3aeae39e5"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=2545&GAID=3&DocTypeID=SB&LegId=8866&SessionID=3&GA=93"
source_hash: "2931e973c7d7f2a8ddf5013ae208bbd3a997b31dec71b6bd44cebfe82216af46"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 2545 (93rd) — CONSUMER FRAUD-INSURANCE-SSN

Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a person or entity may not print an individual's social security number on an insurance card that is used to establish the eligibility of an individual or his or her dependents to receive health, dental, optical, or accident insurance benefits, prescription drug benefits, or benefits under a managed care plan or a plan provided by a health maintenance organization, a health services plan corporation, or a similar entity. Provides that existing insurance cards with an individual's social security number must be replaced with insurance cards without the individual's social security number. Provides that a violation constitutes an unlawful practice within the meaning of the Act. Effective January 1, 2005.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300SB2545&GA=93&SessionId=3&DocTypeId=SB&LegID=8866&DocNum=2545&GAID=3&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300SB2545eng&GA=93&SessionId=3&DocTypeId=SB&LegID=8866&DocNum=2545&GAID=3&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300SB2545enr&GA=93&SessionId=3&DocTypeId=SB&LegID=8866&DocNum=2545&GAID=3&Session=&print=true)

## Votes

- Third Reading — **57–0** (pass) · upper
- Third Reading — **118–0** (pass) · lower

## Sponsors

- Annazette Collins — cosponsor (person)
- Careen Gordon — cosponsor (person)
- Charles G. Morrow, III — cosponsor (person)
- Cynthia Soto — cosponsor (person)
- David E. Miller — cosponsor (person)
- Deborah L. Graham — cosponsor (person)
- Eddie Washington — cosponsor (person)
- Elaine Nekritz — cosponsor (person)
- Elizabeth Coulson — cosponsor (person)
- George Scully, Jr. — cosponsor (person)
- Iris Y. Martinez — primary (person)
- Jack D. Franks — cosponsor (person)
- John J. Millner — cosponsor (person)
- Joseph M. Lyons — cosponsor (person)
- Karen May — cosponsor (person)
- Kathleen A. Ryg — cosponsor (person)
- Kenneth Dunkin — cosponsor (person)
- Kevin Joyce — cosponsor (person)
- Linda Chapa LaVia — cosponsor (person)
- Lovana Jones — cosponsor (person)
- Maria Antonia Berrios — cosponsor (person)
- Michael K. Smith — cosponsor (person)
- Naomi D. Jakobsson — cosponsor (person)
- Ralph C. Capparelli — cosponsor (person)
- Ricca Slone — cosponsor (person)
- Robert F. Flider — cosponsor (person)
- Robin Kelly — cosponsor (person)
- Sandra M. Pihos — cosponsor (person)
- Susana Mendoza — cosponsor (person)
- William Delgado — cosponsor (person)
- William J. Grunloh — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2004-02-03** Filed with Secretary by Sen. Iris Y. Martinez `filing`
- **2004-02-03** First Reading `reading-1`
- **2004-02-03** Referred to Rules `referral-committee`
- **2004-02-18** Assigned to Insurance & Pensions `referral-committee`
- **2004-02-23** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Iris Y. Martinez `amendment-introduction`
- **2004-02-23** Senate Committee Amendment No. 1 Referred to Rules `referral-committee`
- **2004-02-24** Senate Committee Amendment No. 1 Rules Refers to Insurance & Pensions
- **2004-02-24** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2004-02-24** Do Pass as Amended Insurance & Pensions; 009-000-000 `committee-passage`
- **2004-02-24** Placed on Calendar Order of 2nd Reading February 25, 2004
- **2004-03-01** Senate Floor Amendment No. 2 Filed with Secretary by Sen. Iris Y. Martinez `amendment-introduction`
- **2004-03-01** Senate Floor Amendment No. 2 Referred to Rules `referral-committee`
- **2004-03-23** Senate Floor Amendment No. 2 Rules Refers to Insurance & Pensions
- **2004-03-23** Added as Chief Co-Sponsor Sen. Don Harmon
- **2004-03-24** Senate Floor Amendment No. 2 Be Adopted Insurance & Pensions; 010-000-000 `committee-passage-favorable`
- **2004-03-24** Second Reading `reading-2`
- **2004-03-24** Senate Floor Amendment No. 2 Adopted; Martinez `amendment-passage`
- **2004-03-24** Placed on Calendar Order of 3rd Reading March 25, 2004
- **2004-03-24** Added as Chief Co-Sponsor Sen. Donne E. Trotter
- **2004-03-24** Added as Chief Co-Sponsor Sen. Jacqueline Y. Collins
- **2004-03-24** Added as Chief Co-Sponsor Sen. Mattie Hunter
- **2004-03-25** Third Reading - Passed; 057-000-000 `reading-3, passage`
- **2004-03-26** Arrived in House `introduction`
- **2004-03-26** Placed on Calendar Order of First Reading `reading-1`
- **2004-03-26** Chief House Sponsor Rep. Sara Feigenholtz
- **2004-03-26** Alternate Chief Sponsor Changed to Rep. John A. Fritchey
- **2004-03-26** Added Alternate Chief Co-Sponsor Rep. Sara Feigenholtz
- **2004-03-26** First Reading `reading-1`
- **2004-03-26** Referred to Rules Committee `referral-committee`
- **2004-03-29** Added Alternate Chief Co-Sponsor Rep. Mary E. Flowers
- **2004-03-30** Added Alternate Chief Co-Sponsor Rep. Harry Osterman
- **2004-03-30** Added Alternate Chief Co-Sponsor Rep. Karen May
- **2004-03-30** Sponsor Removed Rep. Karen May
- **2004-03-30** Added Alternate Chief Co-Sponsor Rep. Ruth Munson
- **2004-03-31** Added Alternate Co-Sponsor Rep. Sandra M. Pihos
- **2004-04-02** Assigned to Consumer Protection Committee `referral-committee`
- **2004-04-21** Do Pass / Short Debate Consumer Protection Committee; 009-000-000 `committee-passage`
- **2004-04-21** Placed on Calendar 2nd Reading - Short Debate
- **2004-04-22** Added as Co-Sponsor Sen. Martin A. Sandoval
- **2004-04-22** Added Alternate Co-Sponsor Rep. Kevin Joyce
- **2004-04-22** Added Alternate Co-Sponsor Rep. Joseph M. Lyons
- **2004-04-22** Added Alternate Co-Sponsor Rep. Elaine Nekritz
- **2004-04-22** Added Alternate Co-Sponsor Rep. Deborah L. Graham
- **2004-04-27** Second Reading - Short Debate `reading-2`
- **2004-04-27** Placed on Calendar Order of 3rd Reading - Short Debate
- **2004-04-28** Added Alternate Co-Sponsor Rep. Maria Antonia Berrios
- **2004-04-28** Added Alternate Co-Sponsor Rep. Ralph C. Capparelli
- **2004-04-28** Added Alternate Co-Sponsor Rep. Susana Mendoza
- **2004-04-29** Added Alternate Co-Sponsor Rep. Eddie Washington
- **2004-04-29** Added Alternate Co-Sponsor Rep. Karen May
- **2004-04-29** Added Alternate Co-Sponsor Rep. Ricca Slone
- **2004-04-29** Added Alternate Co-Sponsor Rep. Cynthia Soto
- **2004-04-29** Added Alternate Co-Sponsor Rep. Annazette Collins
- **2004-04-29** Added Alternate Co-Sponsor Rep. Careen Gordon
- **2004-04-29** Added Alternate Co-Sponsor Rep. Robert F. Flider
- **2004-04-29** Added Alternate Co-Sponsor Rep. Lovana Jones
- **2004-04-29** Added Alternate Co-Sponsor Rep. William Delgado
- **2004-04-29** Added Alternate Co-Sponsor Rep. Kathleen A. Ryg
- **2004-05-04** Added Alternate Co-Sponsor Rep. Michael K. Smith
- **2004-05-04** Third Reading - Short Debate - Passed 118-000-000 `reading-3, passage`
- **2004-05-04** Passed Both Houses
- **2004-05-04** Added Alternate Co-Sponsor Rep. John J. Millner
- **2004-05-04** Added Alternate Co-Sponsor Rep. Elizabeth Coulson
- **2004-05-04** Added Alternate Co-Sponsor Rep. Linda Chapa LaVia
- **2004-05-04** Added Alternate Co-Sponsor Rep. Kenneth Dunkin
- **2004-05-04** Added Alternate Co-Sponsor Rep. Jack D. Franks
- **2004-05-05** Added Alternate Co-Sponsor Rep. Robin Kelly
- **2004-05-05** Added Alternate Co-Sponsor Rep. David E. Miller
- **2004-05-05** Added Alternate Co-Sponsor Rep. Charles G. Morrow, III
- **2004-05-11** Added Alternate Co-Sponsor Rep. William J. Grunloh
- **2004-05-12** Added Alternate Co-Sponsor Rep. Naomi D. Jakobsson
- **2004-05-17** Added Alternate Co-Sponsor Rep. George Scully, Jr.
- **2004-06-02** Sent to the Governor `executive-receipt`
- **2004-07-14** Governor Approved `executive-signature`
- **2004-07-14** Effective Date January 1, 2005
- **2004-07-14** Public Act . . . . . . . . . 93-0728 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/89285e8f-5300-44d8-8bc5-37b3aeae39e5`. Confidence: reported (aggregated from official Illinois legislature records).