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---
type: "Bill"
title: "INS CD-LIFE INS COVERAGE"
description: "Amends the Illinois Insurance Code. Provides that no life company may refuse to insure, refuse to continue to insure, limit the amount or extent or kind of coverage available to an individual, or charge an individual a different rate for the same coverage for reasons associated with an applicant's or insured's past lawful travel experiences. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "93rd"
identifier: "SB 2620"
citation: "Illinois SB 2620 (93rd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 37
vote_count: 2
first_action: "2004-02-04"
last_action: "2004-07-30"
source: "openstates"
source_identifier: "ocd-bill/52ab7d08-256a-405b-8371-33410e6e6deb"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=2620&GAID=3&DocTypeID=SB&LegId=9102&SessionID=3&GA=93"
source_hash: "6bf285868535c9cdf4c6a4515fe36734302e4b6dfff6aefab76e28c8fd080608"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois SB 2620 (93rd) — INS CD-LIFE INS COVERAGE
Amends the Illinois Insurance Code. Provides that no life company may refuse to insure, refuse to continue to insure, limit the amount or extent or kind of coverage available to an individual, or charge an individual a different rate for the same coverage for reasons associated with an applicant's or insured's past lawful travel experiences. Effective immediately.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300SB2620&GA=93&SessionId=3&DocTypeId=SB&LegID=9102&DocNum=2620&GAID=3&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300SB2620eng&GA=93&SessionId=3&DocTypeId=SB&LegID=9102&DocNum=2620&GAID=3&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300SB2620enr&GA=93&SessionId=3&DocTypeId=SB&LegID=9102&DocNum=2620&GAID=3&Session=&print=true)
## Votes
- Third Reading — **550** (pass) · upper
- Third Reading — **1150** (pass) · lower
## Sponsors
- Ira I. Silverstein — primary (person)
- Karen May — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2004-02-04** Filed with Secretary by Sen. Ira I. Silverstein `filing`
- **2004-02-04** First Reading `reading-1`
- **2004-02-04** Referred to Rules `referral-committee`
- **2004-02-10** Assigned to Insurance & Pensions `referral-committee`
- **2004-02-18** Added as Chief Co-Sponsor Sen. Dave Sullivan
- **2004-02-19** Held in Insurance & Pensions
- **2004-02-24** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Ira I. Silverstein `amendment-introduction`
- **2004-02-24** Senate Committee Amendment No. 1 Referred to Rules `referral-committee`
- **2004-02-24** Senate Committee Amendment No. 1 Rules Refers to Insurance & Pensions
- **2004-02-24** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2004-02-24** Do Pass as Amended Insurance & Pensions; 008-000-000 `committee-passage`
- **2004-02-24** Placed on Calendar Order of 2nd Reading February 25, 2004
- **2004-02-26** Second Reading `reading-2`
- **2004-02-26** Placed on Calendar Order of 3rd Reading March 2, 2004
- **2004-03-02** Added as Chief Co-Sponsor Sen. Jeffrey M. Schoenberg
- **2004-03-02** Third Reading - Passed; 055-000-000 `reading-3, passage`
- **2004-03-02** Arrived in House `introduction`
- **2004-03-02** Placed on Calendar Order of First Reading `reading-1`
- **2004-03-02** Chief House Sponsor Rep. Sidney H. Mathias
- **2004-03-04** First Reading `reading-1`
- **2004-03-04** Referred to Rules Committee `referral-committee`
- **2004-03-22** Added Alternate Co-Sponsor Rep. Karen May
- **2004-03-23** Added as Chief Co-Sponsor Sen. Susan Garrett
- **2004-03-23** Added as Co-Sponsor Sen. Louis S. Viverito
- **2004-03-23** Added Alternate Chief Co-Sponsor Rep. Sara Feigenholtz
- **2004-04-20** Assigned to Insurance Committee `referral-committee`
- **2004-04-22** Added Alternate Chief Co-Sponsor Rep. Elizabeth Coulson
- **2004-04-28** Do Pass / Short Debate Insurance Committee; 012-000-000 `committee-passage`
- **2004-04-28** Placed on Calendar 2nd Reading - Short Debate
- **2004-04-29** Second Reading - Short Debate `reading-2`
- **2004-04-29** Placed on Calendar Order of 3rd Reading - Short Debate
- **2004-05-11** Third Reading - Short Debate - Passed 115-000-000 `reading-3, passage`
- **2004-05-11** Passed Both Houses
- **2004-06-09** Sent to the Governor `executive-receipt`
- **2004-07-30** Governor Approved `executive-signature`
- **2004-07-30** Effective Date July 30, 2004
- **2004-07-30** Public Act . . . . . . . . . 93-0850 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/52ab7d08-256a-405b-8371-33410e6e6deb`. Confidence: reported (aggregated from official Illinois legislature records).