Fabio
86 lines
5.3 KiB
Markdown
86 lines
5.3 KiB
Markdown
---
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type: "Bill"
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title: "FINANCIAL REG-SUBSTITUTE CHECK"
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description: "Amends the Financial Institutions Digital Signature Act. Changes the short title of the Act to the Financial Institutions Electronic Documents and Digital Signature Act and makes corresponding changes. Defines \"substitute check\" and makes changes to the definition of \"financial institution\". Includes a substitute check among those items that may be possessed, recorded, or generated by a financial institution by any electronic or computer-generated process and provides that the substitute check and all other documents, representations, images, and reproductions generated by an electronic or computer-generated process shall have the same force and effect under the laws of this State as one comprised, recorded, or created on paper or any other tangible form. Effective immediately."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "94th"
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identifier: "HB 2404"
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citation: "Illinois HB 2404 (94th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 26
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vote_count: 2
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first_action: "2005-02-16"
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last_action: "2005-08-04"
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source: "openstates"
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source_identifier: "ocd-bill/d1d78046-0b9f-4040-a5ff-4c124efcb3b6"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=2404&GAID=8&DocTypeID=HB&LegId=17413&SessionID=50&GA=94"
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source_hash: "563d7471cd47c541c0ee26675e32cee7983115f8c50eb3476aa3110820a704cd"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois HB 2404 (94th) — FINANCIAL REG-SUBSTITUTE CHECK
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Amends the Financial Institutions Digital Signature Act. Changes the short title of the Act to the Financial Institutions Electronic Documents and Digital Signature Act and makes corresponding changes. Defines "substitute check" and makes changes to the definition of "financial institution". Includes a substitute check among those items that may be possessed, recorded, or generated by a financial institution by any electronic or computer-generated process and provides that the substitute check and all other documents, representations, images, and reproductions generated by an electronic or computer-generated process shall have the same force and effect under the laws of this State as one comprised, recorded, or created on paper or any other tangible form. Effective immediately.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB2404&GA=94&SessionId=50&DocTypeId=HB&LegID=17413&DocNum=2404&GAID=8&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB2404eng&GA=94&SessionId=50&DocTypeId=HB&LegID=17413&DocNum=2404&GAID=8&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB2404enr&GA=94&SessionId=50&DocTypeId=HB&LegID=17413&DocNum=2404&GAID=8&Session=&print=true)
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## Votes
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- Third Reading — **57–0** (pass) · upper
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- Third Reading — **113–0** (pass) · lower
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## Sponsors
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- John E. Bradley — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2005-02-16** Filed with the Clerk by Rep. John E. Bradley `filing`
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- **2005-02-17** First Reading `reading-1`
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- **2005-02-17** Referred to Rules Committee `referral-committee`
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- **2005-02-18** Assigned to Financial Institutions Committee `referral-committee`
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- **2005-03-01** Do Pass / Short Debate Financial Institutions Committee; 025-000-000 `committee-passage`
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- **2005-03-02** Placed on Calendar 2nd Reading - Short Debate
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- **2005-03-02** Added Chief Co-Sponsor Rep. Thomas Holbrook
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- **2005-03-15** Second Reading - Short Debate `reading-2`
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- **2005-03-15** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2005-03-16** Third Reading - Short Debate - Passed 113-000-003 `reading-3, passage`
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- **2005-03-17** Arrive in Senate `introduction`
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- **2005-03-17** Placed on Calendar Order of First Reading April 6, 2005 `reading-1`
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- **2005-04-06** Chief Senate Sponsor Sen. John J. Cullerton
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- **2005-04-11** First Reading `reading-1`
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- **2005-04-11** Referred to Rules `referral-committee`
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- **2005-04-13** Assigned to Financial Institutions `referral-committee`
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- **2005-04-21** Do Pass Financial Institutions; 006-000-000 `committee-passage`
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- **2005-04-21** Placed on Calendar Order of 2nd Reading May 3, 2005
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- **2005-05-10** Second Reading `reading-2`
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- **2005-05-10** Placed on Calendar Order of 3rd Reading May 11, 2005
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- **2005-05-20** Third Reading - Passed; 057-000-000 `reading-3, passage`
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- **2005-05-20** Passed Both Houses
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- **2005-06-17** Sent to the Governor `executive-receipt`
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- **2005-08-04** Governor Approved `executive-signature`
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- **2005-08-04** Effective Date August 4, 2005
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- **2005-08-04** Public Act . . . . . . . . . 94-0458 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d1d78046-0b9f-4040-a5ff-4c124efcb3b6`. Confidence: reported (aggregated from official Illinois legislature records).
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