Fabio
126 lines
11 KiB
Markdown
126 lines
11 KiB
Markdown
---
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type: "Bill"
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title: "TITLE INSURANCE"
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description: "Amends the Title Insurance Act. Creates a definition of \"residential real property\". Provides that no provider of title insurance shall, as a condition of making a loan, providing services of any kind, including, but not limited to, services as a broker, agent or lender, or otherwise, require a party to a contract for the sale of residential real property who is obligated by that contract to pay for title insurance to procure such insurance from a title insurance company or agent other than a title insurance company or title insurance agent that is chosen by the party paying for such insurance. Provides that unless otherwise agreed by the parties to a contract for the sale of residential real property, in any transaction concerning the sale and purchase of residential real property where the purchaser has obtained purchase money financing that is contemplated to be secured by a lien or liens in the nature of a purchase money mortgage or mortgages, the owner's title insurance policy and the lender's title insurance policy shall be provided by the same title insurance company or title insurance agent. Provides that in any transaction concerning the sale and purchase of residential real property the title insurance company, title insurance agent, escrow agent, and independent escrowee shall disclose in writing to the parties, to their attorneys, or within the contract, all costs and charges that are made by such title insurance company, title insurance agent, escrow agent, or independent escrowee and that are related to settlement services, title insurance, or lender endorsement requirements, not less than 10 days prior to the date of settlement. Provides that any such cost or charge that is not disclosed as provided herein shall not be required to be paid by any party to the transaction. Effective immediately."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "95th"
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identifier: "HB 1319"
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citation: "Illinois HB 1319 (95th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 65
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vote_count: 3
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first_action: "2007-02-16"
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last_action: "2007-08-31"
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source: "openstates"
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source_identifier: "ocd-bill/d60c70b5-4b13-4f12-a03f-7ff23624b27a"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1319&GAID=9&DocTypeID=HB&LegId=30084&SessionID=51&GA=95"
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source_hash: "f0b417e1132daacf477eefce0ecd8cec91d7546693ac57028ea50063523f68ad"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois HB 1319 (95th) — TITLE INSURANCE
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Amends the Title Insurance Act. Creates a definition of "residential real property". Provides that no provider of title insurance shall, as a condition of making a loan, providing services of any kind, including, but not limited to, services as a broker, agent or lender, or otherwise, require a party to a contract for the sale of residential real property who is obligated by that contract to pay for title insurance to procure such insurance from a title insurance company or agent other than a title insurance company or title insurance agent that is chosen by the party paying for such insurance. Provides that unless otherwise agreed by the parties to a contract for the sale of residential real property, in any transaction concerning the sale and purchase of residential real property where the purchaser has obtained purchase money financing that is contemplated to be secured by a lien or liens in the nature of a purchase money mortgage or mortgages, the owner's title insurance policy and the lender's title insurance policy shall be provided by the same title insurance company or title insurance agent. Provides that in any transaction concerning the sale and purchase of residential real property the title insurance company, title insurance agent, escrow agent, and independent escrowee shall disclose in writing to the parties, to their attorneys, or within the contract, all costs and charges that are made by such title insurance company, title insurance agent, escrow agent, or independent escrowee and that are related to settlement services, title insurance, or lender endorsement requirements, not less than 10 days prior to the date of settlement. Provides that any such cost or charge that is not disclosed as provided herein shall not be required to be paid by any party to the transaction. Effective immediately.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500HB1319&GA=95&SessionId=51&DocTypeId=HB&LegID=30084&DocNum=1319&GAID=9&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500HB1319eng&GA=95&SessionId=51&DocTypeId=HB&LegID=30084&DocNum=1319&GAID=9&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500HB1319enr&GA=95&SessionId=51&DocTypeId=HB&LegID=30084&DocNum=1319&GAID=9&Session=&print=true)
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## Votes
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- Third Reading — **116–0** (pass) · lower
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- Third Reading — **53–0** (pass) · upper
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- Concurrence — **98–1** (pass) · lower
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## Sponsors
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- Robert S. Molaro — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2007-02-16** Filed with the Clerk by Rep. Robert S. Molaro `filing`
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- **2007-02-20** First Reading `reading-1`
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- **2007-02-20** Referred to Rules Committee `referral-committee`
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- **2007-02-22** Assigned to Executive Committee `referral-committee`
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- **2007-03-06** Re-assigned to Judiciary I - Civil Law Committee `referral-committee`
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- **2007-03-13** Added Chief Co-Sponsor Rep. Angelo Saviano
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- **2007-03-14** House Committee Amendment No. 1 Filed with Clerk by Judiciary I - Civil Law Committee `amendment-introduction`
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- **2007-03-14** House Committee Amendment No. 1 Adopted in Judiciary I - Civil Law Committee; by Voice Vote `amendment-passage`
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- **2007-03-14** Do Pass as Amended / Short Debate Judiciary I - Civil Law Committee; 012-000-001 `committee-passage`
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- **2007-03-14** Placed on Calendar 2nd Reading - Short Debate
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- **2007-03-21** House Floor Amendment No. 2 Filed with Clerk by Rep. Robert S. Molaro `amendment-introduction`
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- **2007-03-21** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee`
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- **2007-03-27** House Floor Amendment No. 2 Recommends Be Adopted Rules Committee; 004-000-000 `committee-passage-favorable`
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- **2007-04-17** House Floor Amendment No. 3 Filed with Clerk by Rep. Robert S. Molaro `amendment-introduction`
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- **2007-04-17** House Floor Amendment No. 3 Referred to Rules Committee `referral-committee`
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- **2007-04-23** House Floor Amendment No. 3 Recommends Be Adopted Rules Committee; 003-000-000 `committee-passage-favorable`
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- **2007-04-24** Second Reading - Short Debate `reading-2`
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- **2007-04-24** House Floor Amendment No. 2 Withdrawn by Rep. Robert S. Molaro
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- **2007-04-24** House Floor Amendment No. 3 Adopted by Voice Vote `amendment-passage`
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- **2007-04-24** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2007-04-26** Third Reading - Short Debate - Passed 116-000-000 `reading-3, passage`
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- **2007-05-01** Arrive in Senate `introduction`
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- **2007-05-01** Placed on Calendar Order of First Reading May 2, 2007 `reading-1`
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- **2007-05-01** Chief Senate Sponsor Sen. Don Harmon
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- **2007-05-02** First Reading `reading-1`
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- **2007-05-02** Referred to Rules `referral-committee`
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- **2007-05-03** Assigned to Insurance `referral-committee`
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- **2007-05-08** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Don Harmon `amendment-introduction`
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- **2007-05-08** Senate Committee Amendment No. 1 Referred to Rules `referral-committee`
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- **2007-05-09** Senate Committee Amendment No. 1 Rules Refers to Insurance
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- **2007-05-09** Senate Committee Amendment No. 1 Adopted `amendment-passage`
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- **2007-05-10** Do Pass as Amended Insurance; 006-000-001 `committee-passage`
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- **2007-05-10** Placed on Calendar Order of 2nd Reading May 15, 2007
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- **2007-05-16** Second Reading `reading-2`
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- **2007-05-16** Placed on Calendar Order of 3rd Reading May 17, 2007
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- **2007-05-23** Senate Floor Amendment No. 2 Filed with Secretary by Sen. Don Harmon `amendment-introduction`
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- **2007-05-23** Senate Floor Amendment No. 2 Referred to Rules `referral-committee`
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- **2007-05-23** Senate Floor Amendment No. 3 Filed with Secretary by Sen. Don Harmon `amendment-introduction`
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- **2007-05-23** Senate Floor Amendment No. 3 Referred to Rules `referral-committee`
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- **2007-05-24** Senate Floor Amendment No. 2 Rules Refers to Insurance
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- **2007-05-24** Senate Floor Amendment No. 3 Rules Refers to Insurance
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- **2007-05-25** Senate Floor Amendment No. 2 Postponed - Insurance
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- **2007-05-25** Senate Floor Amendment No. 3 Recommend Do Adopt Insurance; 006-000-000
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- **2007-05-25** Recalled to Second Reading `reading-2`
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- **2007-05-25** Senate Floor Amendment No. 3 Adopted; Harmon `amendment-passage`
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- **2007-05-25** Placed on Calendar Order of 3rd Reading
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- **2007-05-25** Third Reading - Passed; 053-000-002 `reading-3, passage`
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- **2007-05-25** Senate Floor Amendment No. 2 Tabled Pursuant to Rule 5-4(a) `amendment-failure`
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- **2007-05-25** Arrived in House `introduction`
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- **2007-05-25** Placed on Calendar Order of Concurrence Senate Amendment(s) 1,3
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- **2007-05-29** Senate Committee Amendment No. 1 Motion Filed Concur Rep. Robert S. Molaro
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- **2007-05-29** Senate Floor Amendment No. 3 Motion Filed Concur Rep. Robert S. Molaro
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- **2007-05-29** Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee `referral-committee`
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- **2007-05-29** Senate Floor Amendment No. 3 Motion to Concur Referred to Rules Committee `referral-committee`
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- **2007-05-30** Senate Committee Amendment No. 1 Motion to Concur Recommends be Adopted Rules Committee; 004-000-000
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- **2007-05-30** Senate Floor Amendment No. 3 Motion to Concur Recommends be Adopted Rules Committee; 004-000-000
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- **2007-05-31** Final Action Deadline Extended-9(b) June 8, 2007
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- **2007-06-07** 3/5 Vote Required
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- **2007-06-07** Senate Committee Amendment No. 1 House Concurs 098-001-000
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- **2007-06-07** Senate Floor Amendment No. 3 House Concurs 098-001-000
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- **2007-06-07** Passed Both Houses
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- **2007-07-06** Sent to the Governor `executive-receipt`
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- **2007-08-31** Governor Approved `executive-signature`
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- **2007-08-31** Effective Date August 31, 2007
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- **2007-08-31** Public Act . . . . . . . . . 95-0570 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d60c70b5-4b13-4f12-a03f-7ff23624b27a`. Confidence: reported (aggregated from official Illinois legislature records).
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