republic-os/legislation/us/states/il/95th/hb-1555.md

---
type: "Bill"
title: "INS CD-PUBLIC INSURANCE ADJ"
description: "Amends the Illinois Insurance Code. In the Article concerning Public Insurance Adjusters, changes the definition of \"Public Insurance Adjuster\". Provides that no person may solicit or hold himself out to be in the business of adjusting insurance claims. Deletes provisions regarding the issuance of a Public Insurance Adjuster license. Provides that each Public Insurance Adjuster license shall contain the business address of the Public Insurance Adjuster and that the holder of license shall notify the Director of Insurance, in writing, of a change of business address within 30 days of the change. Provides that no person may engage in the business of adjusting insurance claims unless such person is licensed pursuant to the Article and registered with the Director. Provides that a Public Insurance Adjuster shall provide the insured with a document setting forth the scope, amount, and value of the damages prior to requesting the insured for authority to settling any loss. Provides that a Public Insurance Adjuster may not refer the insured to a contractor to perform fire restoration or repairs other than construction caused by the loss giving rise to the claim for which the Public Insurance Adjuster was retained. Provides that in all cases where the loss giving rise to the claim for which the Public Adjuster was retained arise from damage to a personal residence, the insurance proceeds shall be delivered to the named insured. Provides that neither a Public Insurance Adjuster nor any of his or her representatives must physically appear at the damaged premises during the first 3 business days following the loss-producing occurrence or the departure of the fire department or its representatives from the damaged premises, whichever is later. Provides certain limitations on the business ownership interests of Public Insurance Adjusters. Makes other changes."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "95th"
identifier: "HB 1555"
citation: "Illinois HB 1555 (95th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 32
vote_count: 2
first_action: "2007-02-22"
last_action: "2007-08-16"
source: "openstates"
source_identifier: "ocd-bill/263c0acf-d928-48a5-a2d2-66bd7a4feaef"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1555&GAID=9&DocTypeID=HB&LegId=30363&SessionID=51&GA=95"
source_hash: "9dc7d070326d7ff3fe711ecb2d655eb76beea7cc30a99529185d2d8a9bfc7e7b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 1555 (95th) — INS CD-PUBLIC INSURANCE ADJ

Amends the Illinois Insurance Code. In the Article concerning Public Insurance Adjusters, changes the definition of "Public Insurance Adjuster". Provides that no person may solicit or hold himself out to be in the business of adjusting insurance claims. Deletes provisions regarding the issuance of a Public Insurance Adjuster license. Provides that each Public Insurance Adjuster license shall contain the business address of the Public Insurance Adjuster and that the holder of license shall notify the Director of Insurance, in writing, of a change of business address within 30 days of the change. Provides that no person may engage in the business of adjusting insurance claims unless such person is licensed pursuant to the Article and registered with the Director. Provides that a Public Insurance Adjuster shall provide the insured with a document setting forth the scope, amount, and value of the damages prior to requesting the insured for authority to settling any loss. Provides that a Public Insurance Adjuster may not refer the insured to a contractor to perform fire restoration or repairs other than construction caused by the loss giving rise to the claim for which the Public Insurance Adjuster was retained. Provides that in all cases where the loss giving rise to the claim for which the Public Adjuster was retained arise from damage to a personal residence, the insurance proceeds shall be delivered to the named insured. Provides that neither a Public Insurance Adjuster nor any of his or her representatives must physically appear at the damaged premises during the first 3 business days following the loss-producing occurrence or the departure of the fire department or its representatives from the damaged premises, whichever is later. Provides certain limitations on the business ownership interests of Public Insurance Adjusters. Makes other changes.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500HB1555&GA=95&SessionId=51&DocTypeId=HB&LegID=30363&DocNum=1555&GAID=9&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500HB1555eng&GA=95&SessionId=51&DocTypeId=HB&LegID=30363&DocNum=1555&GAID=9&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500HB1555enr&GA=95&SessionId=51&DocTypeId=HB&LegID=30363&DocNum=1555&GAID=9&Session=&print=true)

## Votes

- Third Reading — **114–0** (pass) · lower
- Third Reading — **57–0** (pass) · upper

## Sponsors

- Edward J. Acevedo — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2007-02-22** Filed with the Clerk by Rep. Edward J. Acevedo `filing`
- **2007-02-22** First Reading `reading-1`
- **2007-02-22** Referred to Rules Committee `referral-committee`
- **2007-02-27** Assigned to Consumer Protection Committee `referral-committee`
- **2007-03-20** House Committee Amendment No. 1 Filed with Clerk by Consumer Protection Committee `amendment-introduction`
- **2007-03-20** House Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote `amendment-passage`
- **2007-03-20** Do Pass as Amended / Short Debate Consumer Protection Committee; 010-000-000 `committee-passage`
- **2007-03-21** Placed on Calendar 2nd Reading - Short Debate
- **2007-03-27** Second Reading - Short Debate `reading-2`
- **2007-03-27** Placed on Calendar Order of 3rd Reading - Short Debate
- **2007-03-28** House Committee Amendment No. 1 Fiscal Note Filed as Amended
- **2007-03-29** Third Reading - Short Debate - Passed 114-000-000 `reading-3, passage`
- **2007-03-29** Added Chief Co-Sponsor Rep. Monique D. Davis
- **2007-03-29** Added Chief Co-Sponsor Rep. LaShawn K. Ford
- **2007-03-29** Added Chief Co-Sponsor Rep. Cynthia Soto
- **2007-03-29** Added Chief Co-Sponsor Rep. Elizabeth Hernandez
- **2007-03-29** Arrive in Senate `introduction`
- **2007-03-29** Placed on Calendar Order of First Reading March 30, 2007 `reading-1`
- **2007-04-20** Chief Senate Sponsor Sen. Kwame Raoul
- **2007-04-24** First Reading `reading-1`
- **2007-04-24** Referred to Rules `referral-committee`
- **2007-05-02** Assigned to Licensed Activities `referral-committee`
- **2007-05-10** Do Pass Licensed Activities; 007-000-000 `committee-passage`
- **2007-05-10** Placed on Calendar Order of 2nd Reading May 15, 2007
- **2007-05-16** Second Reading `reading-2`
- **2007-05-16** Placed on Calendar Order of 3rd Reading May 17, 2007
- **2007-05-22** Third Reading - Passed; 057-000-000 `reading-3, passage`
- **2007-05-22** Passed Both Houses
- **2007-06-20** Sent to the Governor `executive-receipt`
- **2007-08-16** Governor Approved `executive-signature`
- **2007-08-16** Effective Date January 1, 2008
- **2007-08-16** Public Act . . . . . . . . . 95-0213 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/263c0acf-d928-48a5-a2d2-66bd7a4feaef`. Confidence: reported (aggregated from official Illinois legislature records).