republic-os/legislation/us/states/il/96th/hb-2352.md

---
type: "Bill"
title: "CREDIT CARD MARKETING ACT"
description: "Creates the Credit Card Marketing Act of 2009. Requires that institutions of higher education that enter into an agreement to market credit cards to students pursuing an education, or that allow their student groups, alumni associations, or affiliates to enter into agreements must make a financial education program available to all students. Contains provisions requiring institutions of higher education to disclose certain agreements with credit card companies. Prohibits certain gifts and inducements. Prohibits the distribution of personally identifiable student information for the purpose of marketing credit cards. Provides that the Attorney General may enforce the Act. Amends the Freedom of Information Act. Includes reports prepared by institutions of higher education documenting their relationships with credit card issuers as a public record. Exempts information about students exempted from disclosure under Sections 10-20.38 or 34-18.29 of the School Code, and information about undergraduate students enrolled at an institution of higher education exempted from disclosure under Section 6 of the Illinois Credit Card Marketing Act of 2009 from the Act. Amends the School Code to provide that a school district, including its agents, employees, student or alumni associations, or any affiliates, may not provide a student's name, address, telephone number, social security number, e-mail address, or other personal identifying information to a business organization or financial institution that issues credit or debit cards. Amends various Acts relating to the governance of public universities in Illinois to prohibit the provision of student information to certain parties. Contains a severability clause."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "96th"
identifier: "HB 2352"
citation: "Illinois HB 2352 (96th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 40
vote_count: 2
first_action: "2009-02-18"
last_action: "2009-08-11"
source: "openstates"
source_identifier: "ocd-bill/f14f38ca-77a0-413d-9934-2eff4cb4c10a"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=2352&GAID=10&DocTypeID=HB&LegId=44317&SessionID=76&GA=96"
source_hash: "acd8f8bf71019888096bba4ce25cfb794020448b34bb82a2788dfa0a7c53a447"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 2352 (96th) — CREDIT CARD MARKETING ACT

Creates the Credit Card Marketing Act of 2009. Requires that institutions of higher education that enter into an agreement to market credit cards to students pursuing an education, or that allow their student groups, alumni associations, or affiliates to enter into agreements must make a financial education program available to all students. Contains provisions requiring institutions of higher education to disclose certain agreements with credit card companies. Prohibits certain gifts and inducements. Prohibits the distribution of personally identifiable student information for the purpose of marketing credit cards. Provides that the Attorney General may enforce the Act. Amends the Freedom of Information Act. Includes reports prepared by institutions of higher education documenting their relationships with credit card issuers as a public record. Exempts information about students exempted from disclosure under Sections 10-20.38 or 34-18.29 of the School Code, and information about undergraduate students enrolled at an institution of higher education exempted from disclosure under Section 6 of the Illinois Credit Card Marketing Act of 2009 from the Act. Amends the School Code to provide that a school district, including its agents, employees, student or alumni associations, or any affiliates, may not provide a student's name, address, telephone number, social security number, e-mail address, or other personal identifying information to a business organization or financial institution that issues credit or debit cards. Amends various Acts relating to the governance of public universities in Illinois to prohibit the provision of student information to certain parties. Contains a severability clause.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09600HB2352&GA=96&SessionId=76&DocTypeId=HB&LegID=44317&DocNum=2352&GAID=10&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09600HB2352eng&GA=96&SessionId=76&DocTypeId=HB&LegID=44317&DocNum=2352&GAID=10&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09600HB2352enr&GA=96&SessionId=76&DocTypeId=HB&LegID=44317&DocNum=2352&GAID=10&Session=&print=true)

## Votes

- Third Reading — **115–1** (pass) · lower
- Third Reading — **48–0** (pass) · upper

## Sponsors

- Antonio Muñoz — cosponsor (person)
- Kevin Joyce — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2009-02-18** Filed with the Clerk by Rep. Kevin Joyce `filing`
- **2009-02-19** First Reading `reading-1`
- **2009-02-19** Referred to Rules Committee `referral-committee`
- **2009-02-23** Assigned to Consumer Protection Committee `referral-committee`
- **2009-03-10** House Committee Amendment No. 1 Filed with Clerk by Consumer Protection Committee `amendment-introduction`
- **2009-03-10** House Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote `amendment-passage`
- **2009-03-10** Do Pass as Amended / Short Debate Consumer Protection Committee; 014-000-000 `committee-passage`
- **2009-03-11** Placed on Calendar 2nd Reading - Short Debate
- **2009-03-13** Added Co-Sponsor Rep. Jay C. Hoffman
- **2009-03-24** Added Co-Sponsor Rep. Lisa M. Dugan
- **2009-03-26** Added Chief Co-Sponsor Rep. Careen M. Gordon
- **2009-03-30** Second Reading - Short Debate `reading-2`
- **2009-03-30** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2009-03-31** Added Chief Co-Sponsor Rep. Renée Kosel
- **2009-03-31** Placed on Calendar Order of 3rd Reading - Short Debate
- **2009-04-01** Added Chief Co-Sponsor Rep. Naomi D. Jakobsson
- **2009-04-01** Third Reading - Short Debate - Passed 115-001-000 `reading-3, passage`
- **2009-04-02** Arrive in Senate `introduction`
- **2009-04-02** Placed on Calendar Order of First Reading April 21, 2009 `reading-1`
- **2009-04-02** Chief Senate Sponsor Sen. Donne E. Trotter
- **2009-04-15** First Reading `reading-1`
- **2009-04-15** Referred to Assignments `referral-committee`
- **2009-05-05** Added as Alternate Chief Co-Sponsor Sen. Edward D. Maloney
- **2009-05-06** Assigned to Higher Education `referral-committee`
- **2009-05-08** Rule 2-10 Committee Deadline Established As May 31, 2009
- **2009-05-08** Rule 2-10 Third Reading Deadline Established As May 31, 2009 `reading-3`
- **2009-05-13** Do Pass Higher Education; 010-000-000 `committee-passage`
- **2009-05-13** Placed on Calendar Order of 2nd Reading May 14, 2009
- **2009-05-14** Second Reading `reading-2`
- **2009-05-14** Placed on Calendar Order of 3rd Reading May 15, 2009
- **2009-05-15** Added as Alternate Chief Co-Sponsor Sen. Dan Kotowski
- **2009-05-15** Added as Alternate Chief Co-Sponsor Sen. Toi W. Hutchinson
- **2009-05-15** Added as Alternate Chief Co-Sponsor Sen. M. Maggie Crotty
- **2009-05-15** Added as Alternate Co-Sponsor Sen. Antonio Muñoz
- **2009-05-15** Third Reading - Passed; 048-000-000 `reading-3, passage`
- **2009-05-15** Passed Both Houses
- **2009-06-12** Sent to the Governor `executive-receipt`
- **2009-08-11** Governor Approved `executive-signature`
- **2009-08-11** Effective Date January 1, 2010
- **2009-08-11** Public Act . . . . . . . . . 96-0261 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f14f38ca-77a0-413d-9934-2eff4cb4c10a`. Confidence: reported (aggregated from official Illinois legislature records).