republic-os/legislation/us/states/il/96th/sb-3739.md

---
type: "Bill"
title: "FORECLOSE-HOMEOWNER PROTECTON"
description: "Amends the Mortgage Foreclosure Article of the Code of Civil Procedure. Provides that specified procedures and counseling requirements that are described as providing homeowner protection in the foreclosure process are repealed 3 years after the effective date of the amendatory Act (instead of April 6, 2011). Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "96th"
identifier: "SB 3739"
citation: "Illinois SB 3739 (96th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 52
vote_count: 3
first_action: "2010-02-11"
last_action: "2010-08-02"
source: "openstates"
source_identifier: "ocd-bill/25eb76d6-329c-4010-bcaa-de143d6d30f8"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=3739&GAID=10&DocTypeID=SB&LegId=51945&SessionID=76&GA=96"
source_hash: "1dc0a816a2269477cccd52dde0c5a4f8c4ad02c4243e5b10bc5a48714360c74b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 3739 (96th) — FORECLOSE-HOMEOWNER PROTECTON

Amends the Mortgage Foreclosure Article of the Code of Civil Procedure. Provides that specified procedures and counseling requirements that are described as providing homeowner protection in the foreclosure process are repealed 3 years after the effective date of the amendatory Act (instead of April 6, 2011). Effective immediately.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09600SB3739&GA=96&SessionId=76&DocTypeId=SB&LegID=51945&DocNum=3739&GAID=10&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09600SB3739eng&GA=96&SessionId=76&DocTypeId=SB&LegID=51945&DocNum=3739&GAID=10&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09600SB3739enr&GA=96&SessionId=76&DocTypeId=SB&LegID=51945&DocNum=3739&GAID=10&Session=&print=true)

## Votes

- Third Reading — **46–0** (pass) · upper
- Concurrence, Amendment 1 — **48–3** (pass) · upper
- Third Reading — **87–26** (pass) · lower

## Sponsors

- Jacqueline Y. Collins — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2010-02-11** Filed with Secretary by Sen. Jacqueline Y. Collins `filing`
- **2010-02-11** First Reading `reading-1`
- **2010-02-11** Referred to Assignments `referral-committee`
- **2010-02-24** Assigned to Financial Institutions `referral-committee`
- **2010-03-03** Do Pass Financial Institutions; 008-000-000 `committee-passage`
- **2010-03-03** Placed on Calendar Order of 2nd Reading March 4, 2010
- **2010-03-11** Second Reading `reading-2`
- **2010-03-11** Placed on Calendar Order of 3rd Reading March 12, 2010
- **2010-03-11** Added as Co-Sponsor Sen. Antonio Muñoz
- **2010-03-15** Added as Chief Co-Sponsor Sen. Kimberly A. Lightford
- **2010-03-15** Added as Chief Co-Sponsor Sen. Mattie Hunter
- **2010-03-15** Added as Co-Sponsor Sen. Toi W. Hutchinson
- **2010-03-15** Added as Co-Sponsor Sen. Emil Jones, III
- **2010-03-15** Added as Co-Sponsor Sen. Deanna Demuzio
- **2010-03-15** Added as Co-Sponsor Sen. A. J. Wilhelmi
- **2010-03-15** Added as Co-Sponsor Sen. John M. Sullivan
- **2010-03-15** Added as Co-Sponsor Sen. Terry Link
- **2010-03-15** Added as Co-Sponsor Sen. Ira I. Silverstein
- **2010-03-15** Third Reading - Passed; 046-000-000 `reading-3, passage`
- **2010-03-16** Arrived in House `introduction`
- **2010-03-16** Chief House Sponsor Rep. Joseph M. Lyons
- **2010-03-16** Placed on Calendar Order of First Reading `reading-1`
- **2010-03-16** First Reading `reading-1`
- **2010-03-16** Referred to Rules Committee `referral-committee`
- **2010-04-08** Assigned to Judiciary I - Civil Law Committee `referral-committee`
- **2010-04-14** Do Pass / Short Debate Judiciary I - Civil Law Committee; 014-000-000 `committee-passage`
- **2010-04-14** Placed on Calendar 2nd Reading - Short Debate
- **2010-04-15** Added Alternate Chief Co-Sponsor Rep. André M. Thapedi
- **2010-04-23** Second Reading - Short Debate `reading-2`
- **2010-04-23** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2010-05-06** House Floor Amendment No. 1 Filed with Clerk by Rep. Joseph M. Lyons `amendment-introduction`
- **2010-05-06** House Floor Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2010-05-06** House Floor Amendment No. 1 Rules Refers to Judiciary I - Civil Law Committee
- **2010-05-07** House Floor Amendment No. 1 Recommends Be Adopted Judiciary I - Civil Law Committee; 009-005-000 `committee-passage-favorable`
- **2010-05-07** House Floor Amendment No. 1 Adopted by Voice Vote `amendment-passage`
- **2010-05-07** Placed on Calendar Order of 3rd Reading - Short Debate
- **2010-05-07** Third Reading - Short Debate - Passed 087-026-003 `reading-3, passage`
- **2010-05-07** Secretary's Desk - Concurrence House Amendment(s) 1
- **2010-05-07** Placed on Calendar Order of Concurrence House Amendment(s) 1 - May 7, 2010
- **2010-05-07** Added Alternate Chief Co-Sponsor Rep. Al Riley
- **2010-05-07** House Floor Amendment No. 1 Motion to Concur Filed with Secretary Sen. Jacqueline Y. Collins `filing`
- **2010-05-07** House Floor Amendment No. 1 Motion to Concur Referred to Assignments `referral-committee`
- **2010-05-26** House Floor Amendment No. 1 Motion to Concur Assignments Referred to State Government and Veterans Affairs `referral-committee`
- **2010-05-27** House Floor Amendment No. 1 Motion To Concur Recommended Do Adopt State Government and Veterans Affairs; 005-000-000
- **2010-05-27** Added as Co-Sponsor Sen. Kwame Raoul
- **2010-05-27** Added as Chief Co-Sponsor Sen. M. Maggie Crotty
- **2010-05-27** House Floor Amendment No. 1 Senate Concurs 048-003-000
- **2010-05-27** Passed Both Houses
- **2010-06-25** Sent to the Governor `executive-receipt`
- **2010-08-02** Governor Approved `executive-signature`
- **2010-08-02** Effective Date October 1, 2010
- **2010-08-02** Public Act . . . . . . . . . 96-1419 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/25eb76d6-329c-4010-bcaa-de143d6d30f8`. Confidence: reported (aggregated from official Illinois legislature records).