Fabio
118 lines
6.9 KiB
Markdown
118 lines
6.9 KiB
Markdown
---
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type: "Bill"
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title: "ELECTRONIC FUND-RELOAD CARDS"
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description: "Amends the Electronic Fund Transfer Act. Provides that a person who sells or issues general use reloadable cards shall disclose, prior to sale or issuance of the card, any fees imposed by the issuer. Provides certain requirements for the disclosures. Makes other changes. Effective January 1, 2014."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "98th"
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identifier: "HB 2432"
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citation: "Illinois HB 2432 (98th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 57
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vote_count: 3
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first_action: "2013-02-20"
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last_action: "2013-08-16"
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source: "openstates"
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source_identifier: "ocd-bill/5a673964-b7d5-4f04-a477-3d1fae78eeac"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=2432&GAID=12&DocTypeID=HB&LegId=74219&SessionID=85&GA=98"
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source_hash: "316029961498b53dcf121837e62fae0f4fa0e9184a81fd6d4e386ee4c98d40ca"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois HB 2432 (98th) — ELECTRONIC FUND-RELOAD CARDS
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Amends the Electronic Fund Transfer Act. Provides that a person who sells or issues general use reloadable cards shall disclose, prior to sale or issuance of the card, any fees imposed by the issuer. Provides certain requirements for the disclosures. Makes other changes. Effective January 1, 2014.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800HB2432&GA=98&SessionId=85&DocTypeId=HB&LegID=74219&DocNum=2432&GAID=12&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800HB2432eng&GA=98&SessionId=85&DocTypeId=HB&LegID=74219&DocNum=2432&GAID=12&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800HB2432enr&GA=98&SessionId=85&DocTypeId=HB&LegID=74219&DocNum=2432&GAID=12&Session=&print=true)
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## Votes
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- Concurrence, Amendment 2 — **97–19** (pass) · lower
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- Third Reading — **116–0** (pass) · lower
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- Third Reading — **56–0** (pass) · upper
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## Sponsors
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- Lou Lang — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2013-02-20** Filed with the Clerk by Rep. Elizabeth Hernandez `filing`
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- **2013-02-20** First Reading `reading-1`
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- **2013-02-20** Referred to Rules Committee `referral-committee`
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- **2013-02-25** Assigned to Financial Institutions Committee `referral-committee`
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- **2013-03-19** House Committee Amendment No. 1 Filed with Clerk by Rep. Elizabeth Hernandez `amendment-introduction`
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- **2013-03-19** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
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- **2013-03-20** House Committee Amendment No. 1 Rules Refers to Financial Institutions Committee
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- **2013-03-21** House Committee Amendment No. 1 Adopted in Financial Institutions Committee; by Voice Vote `amendment-passage`
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- **2013-03-21** Do Pass as Amended / Short Debate Financial Institutions Committee; 012-000-000 `committee-passage`
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- **2013-03-22** Placed on Calendar 2nd Reading - Short Debate
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- **2013-04-12** Second Reading - Short Debate `reading-2`
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- **2013-04-12** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2013-04-15** Third Reading - Short Debate - Passed 116-000-000 `reading-3, passage`
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- **2013-04-15** Added Chief Co-Sponsor Rep. Jack D. Franks
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- **2013-04-15** Added Chief Co-Sponsor Rep. Keith Farnham
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- **2013-04-15** Added Chief Co-Sponsor Rep. Carol A. Sente
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- **2013-04-15** Added Chief Co-Sponsor Rep. Linda Chapa LaVia
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- **2013-04-16** Arrive in Senate `introduction`
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- **2013-04-16** Placed on Calendar Order of First Reading April 17, 2013 `reading-1`
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- **2013-04-16** Chief Senate Sponsor Sen. Emil Jones, III
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- **2013-04-17** First Reading `reading-1`
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- **2013-04-17** Referred to Assignments `referral-committee`
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- **2013-04-24** Assigned to Financial Institutions `referral-committee`
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- **2013-05-01** Do Pass Financial Institutions; 008-000-000 `committee-passage`
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- **2013-05-01** Placed on Calendar Order of 2nd Reading May 2, 2013
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- **2013-05-17** Senate Floor Amendment No. 1 Filed with Secretary by Sen. John G. Mulroe `amendment-introduction`
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- **2013-05-17** Senate Floor Amendment No. 1 Referred to Assignments `referral-committee`
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- **2013-05-20** Senate Floor Amendment No. 2 Filed with Secretary by Sen. John G. Mulroe `amendment-introduction`
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- **2013-05-20** Senate Floor Amendment No. 2 Referred to Assignments `referral-committee`
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- **2013-05-20** Senate Floor Amendment No. 1 Assignments Refers to Financial Institutions
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- **2013-05-20** Senate Floor Amendment No. 2 Assignments Refers to Financial Institutions
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- **2013-05-20** Alternate Chief Sponsor Changed to Sen. John G. Mulroe
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- **2013-05-21** Senate Floor Amendment No. 1 Postponed - Financial Institutions
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- **2013-05-21** Senate Floor Amendment No. 2 Recommend Do Adopt Financial Institutions; 006-000-000
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- **2013-05-21** Second Reading `reading-2`
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- **2013-05-21** Senate Floor Amendment No. 2 Adopted; Mulroe `amendment-passage`
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- **2013-05-21** Placed on Calendar Order of 3rd Reading May 22, 2013
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- **2013-05-22** Third Reading - Passed; 056-000-000 `reading-3, passage`
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- **2013-05-22** Senate Floor Amendment No. 1 Tabled Pursuant to Rule 5-4(a) `amendment-failure`
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- **2013-05-22** Arrived in House `introduction`
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- **2013-05-22** Placed on Calendar Order of Concurrence Senate Amendment(s) 2
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- **2013-05-26** Chief Sponsor Changed to Rep. Lou Lang
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- **2013-05-26** Remove Chief Co-Sponsor Rep. Linda Chapa LaVia
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- **2013-05-26** Added Chief Co-Sponsor Rep. Elizabeth Hernandez
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- **2013-05-26** Added Co-Sponsor Rep. Linda Chapa LaVia
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- **2013-05-26** Senate Floor Amendment No. 2 Motion Filed Concur Rep. Lou Lang
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- **2013-05-26** Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee `referral-committee`
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- **2013-05-27** Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; 004-000-000
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- **2013-05-28** Remove Chief Co-Sponsor Rep. Jack D. Franks
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- **2013-05-28** Remove Chief Co-Sponsor Rep. Carol A. Sente
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- **2013-05-30** Senate Floor Amendment No. 2 House Concurs 097-019-001
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- **2013-05-30** House Concurs
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- **2013-05-30** Passed Both Houses
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- **2013-06-19** Sent to the Governor `executive-receipt`
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- **2013-08-16** Governor Approved `executive-signature`
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- **2013-08-16** Effective Date August 16, 2013
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- **2013-08-16** Public Act . . . . . . . . . 98-0415 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5a673964-b7d5-4f04-a477-3d1fae78eeac`. Confidence: reported (aggregated from official Illinois legislature records).
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