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---
type: "Bill"
title: "ELECTRONIC FUND-RELOAD CARDS"
description: "Amends the Electronic Fund Transfer Act. Provides that a person who sells or issues general use reloadable cards shall disclose, prior to sale or issuance of the card, any fees imposed by the issuer. Provides certain requirements for the disclosures. Makes other changes. Effective January 1, 2014."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "98th"
identifier: "SB 1829"
citation: "Illinois SB 1829 (98th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 56
vote_count: 3
first_action: "2013-02-15"
last_action: "2013-08-26"
source: "openstates"
source_identifier: "ocd-bill/3aa244ad-da03-4a3a-9276-4776c56d2429"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1829&GAID=12&DocTypeID=SB&LegId=72753&SessionID=85&GA=98"
source_hash: "4e98e5ca2abd99761308a49828f1b7d437b82547c99b60ab3b4a084b93a0727a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois SB 1829 (98th) — ELECTRONIC FUND-RELOAD CARDS
Amends the Electronic Fund Transfer Act. Provides that a person who sells or issues general use reloadable cards shall disclose, prior to sale or issuance of the card, any fees imposed by the issuer. Provides certain requirements for the disclosures. Makes other changes. Effective January 1, 2014.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800SB1829&GA=98&SessionId=85&DocTypeId=SB&LegID=72753&DocNum=1829&GAID=12&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800SB1829eng&GA=98&SessionId=85&DocTypeId=SB&LegID=72753&DocNum=1829&GAID=12&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800SB1829enr&GA=98&SessionId=85&DocTypeId=SB&LegID=72753&DocNum=1829&GAID=12&Session=&print=true)
## Votes
- Third Reading — **520** (pass) · upper
- Concurrence — **580** (pass) · upper
- Third Reading — **1130** (pass) · lower
## Sponsors
- Carol A. Sente — cosponsor (person)
- Daniel V. Beiser — cosponsor (person)
- Elgie R. Sims, Jr. — cosponsor (person)
- Emil Jones, III — primary (person)
- Jack D. Franks — cosponsor (person)
- Keith Farnham — cosponsor (person)
- Kenneth Dunkin — cosponsor (person)
- Linda Chapa LaVia — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2013-02-15** Filed with Secretary by Sen. Emil Jones, III `filing`
- **2013-02-15** First Reading `reading-1`
- **2013-02-15** Referred to Assignments `referral-committee`
- **2013-02-27** Assigned to Financial Institutions `referral-committee`
- **2013-03-06** Postponed - Financial Institutions
- **2013-03-12** Added as Chief Co-Sponsor Sen. Ira I. Silverstein
- **2013-03-15** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Emil Jones, III `amendment-introduction`
- **2013-03-15** Senate Committee Amendment No. 1 Referred to Assignments `referral-committee`
- **2013-03-19** Senate Committee Amendment No. 1 Assignments Refers to Financial Institutions
- **2013-03-20** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2013-03-20** Do Pass as Amended Financial Institutions; 008-000-000 `committee-passage`
- **2013-03-20** Placed on Calendar Order of 2nd Reading March 21, 2013
- **2013-03-20** Added as Chief Co-Sponsor Sen. Jacqueline Y. Collins
- **2013-03-21** Second Reading `reading-2`
- **2013-03-21** Placed on Calendar Order of 3rd Reading April 10, 2013
- **2013-04-10** Added as Co-Sponsor Sen. Thomas Cullerton
- **2013-04-12** Third Reading - Passed; 052-000-000 `reading-3, passage`
- **2013-04-12** Arrived in House `introduction`
- **2013-04-12** Chief House Sponsor Rep. Michael J. Madigan
- **2013-04-12** First Reading `reading-1`
- **2013-04-12** Referred to Rules Committee `referral-committee`
- **2013-04-22** Added Alternate Chief Co-Sponsor Rep. Robert Rita
- **2013-04-24** Assigned to Financial Institutions Committee `referral-committee`
- **2013-04-30** Added Alternate Chief Co-Sponsor Rep. Elizabeth Hernandez
- **2013-05-03** Added Alternate Chief Co-Sponsor Rep. Christian L. Mitchell
- **2013-05-06** House Committee Amendment No. 1 Filed with Clerk by Rep. Robert Rita `amendment-introduction`
- **2013-05-06** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2013-05-07** House Committee Amendment No. 1 Rules Refers to Financial Institutions Committee
- **2013-05-07** Alternate Chief Sponsor Changed to Rep. Robert Rita
- **2013-05-07** Alternate Chief Co-Sponsor Removed Rep. Robert Rita
- **2013-05-07** Added Alternate Chief Co-Sponsor Rep. Monique D. Davis
- **2013-05-07** Added Alternate Co-Sponsor Rep. Kenneth Dunkin
- **2013-05-07** House Committee Amendment No. 1 Adopted in Financial Institutions Committee; by Voice Vote `amendment-passage`
- **2013-05-07** Do Pass as Amended / Short Debate Financial Institutions Committee; 012-000-000 `committee-passage`
- **2013-05-08** Placed on Calendar 2nd Reading - Short Debate
- **2013-05-09** Second Reading - Short Debate `reading-2`
- **2013-05-09** Placed on Calendar Order of 3rd Reading - Short Debate
- **2013-05-17** Added Alternate Co-Sponsor Rep. Elgie R. Sims, Jr.
- **2013-05-17** Third Reading - Short Debate - Passed 113-000-000 `reading-3, passage`
- **2013-05-17** Added Alternate Co-Sponsor Rep. Jack D. Franks
- **2013-05-17** Added Alternate Co-Sponsor Rep. Keith Farnham
- **2013-05-17** Added Alternate Co-Sponsor Rep. Carol A. Sente
- **2013-05-17** Added Alternate Co-Sponsor Rep. Linda Chapa LaVia
- **2013-05-17** Added Alternate Co-Sponsor Rep. Daniel V. Beiser
- **2013-05-17** Secretary's Desk - Concurrence House Amendment(s) 1
- **2013-05-17** Placed on Calendar Order of Concurrence House Amendment(s) 1 - May 20, 2013
- **2013-05-20** House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Emil Jones, III `filing`
- **2013-05-20** House Committee Amendment No. 1 Motion to Concur Referred to Assignments `referral-committee`
- **2013-05-23** House Committee Amendment No. 1 Motion to Concur Assignments Referred to Financial Institutions `referral-committee`
- **2013-05-28** House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Financial Institutions; 006-000-000
- **2013-05-30** House Committee Amendment No. 1 Senate Concurs 058-000-000
- **2013-05-30** Passed Both Houses
- **2013-06-28** Sent to the Governor `executive-receipt`
- **2013-08-26** Governor Approved `executive-signature`
- **2013-08-26** Effective Date January 1, 2014
- **2013-08-26** Public Act . . . . . . . . . 98-0545 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3aa244ad-da03-4a3a-9276-4776c56d2429`. Confidence: reported (aggregated from official Illinois legislature records).