5941153bb7
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
95 lines
4.7 KiB
Markdown
95 lines
4.7 KiB
Markdown
---
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type: "Bill"
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title: "HOME EQUITY ASSURANCE ACT-LOAN"
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description: "Amends the Home Equity Assurance Act. Provides that a governing commission of a Guaranteed Home Equity Program with no less than $4,000,000 in its guarantee fund may by resolution (currently, only by referendum) establish a Low Interest Home Improvement Loan Program."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "99th"
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identifier: "HB 3193"
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citation: "Illinois HB 3193 (99th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 35
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vote_count: 2
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first_action: "2015-02-25"
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last_action: "2015-07-14"
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source: "openstates"
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source_identifier: "ocd-bill/36afcb8c-2388-47c9-a9d0-a05b5d0cea92"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=3193&GAID=13&DocTypeID=HB&LegId=89341&SessionID=88&GA=99"
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source_hash: "82554ba7f2a114c27225f556b971db3c83769348ead27226ae9e4db8de1e462a"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois HB 3193 (99th) — HOME EQUITY ASSURANCE ACT-LOAN
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Amends the Home Equity Assurance Act. Provides that a governing commission of a Guaranteed Home Equity Program with no less than $4,000,000 in its guarantee fund may by resolution (currently, only by referendum) establish a Low Interest Home Improvement Loan Program.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB3193&GA=99&SessionId=88&DocTypeId=HB&LegID=89341&DocNum=3193&GAID=13&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB3193eng&GA=99&SessionId=88&DocTypeId=HB&LegID=89341&DocNum=3193&GAID=13&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB3193enr&GA=99&SessionId=88&DocTypeId=HB&LegID=89341&DocNum=3193&GAID=13&Session=&print=true)
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## Votes
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- Third Reading — **50–3** (pass) · upper
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- Third Reading — **82–22** (pass) · lower
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## Sponsors
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- Robert Martwick — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2015-02-25** Filed with the Clerk by Rep. Robert Martwick `filing`
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- **2015-02-25** First Reading `reading-1`
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- **2015-02-25** Referred to Rules Committee `referral-committee`
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- **2015-03-10** Assigned to Economic Development & Housing Committee `referral-committee`
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- **2015-03-17** Added Chief Co-Sponsor Rep. Will Guzzardi
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- **2015-03-17** Added Chief Co-Sponsor Rep. Jaime M. Andrade, Jr.
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- **2015-03-17** Added Chief Co-Sponsor Rep. William Davis
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- **2015-03-17** Added Chief Co-Sponsor Rep. Ann M. Williams
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- **2015-03-19** Do Pass / Short Debate Economic Development & Housing Committee; 012-000-000 `committee-passage`
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- **2015-03-19** Placed on Calendar 2nd Reading - Short Debate
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- **2015-03-26** Second Reading - Short Debate `reading-2`
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- **2015-03-26** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2015-04-17** Third Reading - Short Debate - Passed 082-022-001 `reading-3, passage`
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- **2015-04-17** Added Co-Sponsor Rep. Cynthia Soto
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- **2015-04-17** Added Co-Sponsor Rep. John C. D'Amico
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- **2015-04-17** Added Co-Sponsor Rep. Daniel J. Burke
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- **2015-04-17** Added Co-Sponsor Rep. Kenneth Dunkin
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- **2015-04-17** Added Co-Sponsor Rep. Emanuel Chris Welch
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- **2015-04-17** Added Co-Sponsor Rep. La Shawn K. Ford
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- **2015-04-21** Arrive in Senate `introduction`
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- **2015-04-21** Placed on Calendar Order of First Reading `reading-1`
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- **2015-04-21** Chief Senate Sponsor Sen. John G. Mulroe
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- **2015-04-21** First Reading `reading-1`
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- **2015-04-21** Referred to Assignments `referral-committee`
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- **2015-05-06** Assigned to Local Government `referral-committee`
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- **2015-05-13** Do Pass Local Government; 010-000-000 `committee-passage`
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- **2015-05-13** Placed on Calendar Order of 2nd Reading May 14, 2015
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- **2015-05-18** Second Reading `reading-2`
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- **2015-05-18** Placed on Calendar Order of 3rd Reading May 19, 2015
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- **2015-05-19** Third Reading - Passed; 050-003-000 `reading-3, passage`
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- **2015-05-19** Passed Both Houses
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- **2015-06-17** Sent to the Governor `executive-receipt`
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- **2015-07-14** Governor Approved `executive-signature`
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- **2015-07-14** Effective Date January 1, 2016
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- **2015-07-14** Public Act . . . . . . . . . 99-0037 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/36afcb8c-2388-47c9-a9d0-a05b5d0cea92`. Confidence: reported (aggregated from official Illinois legislature records).
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